[blindlaw] Judgement proof or not

clucas at disabilitypride.com clucas at disabilitypride.com
Wed Nov 12 14:27:33 UTC 2008


The S.Ct. ruled a few years ago that social security payments could be garnished.  I think it was in 2005 and it was a 9th Circuit case. 

Not only can they garnish social security payments, but you cannot discharge the loans in bankruptcy.  However you do have other options to make payments affordable. If you have more than one loan you can consolidate them, you can get an economic hardship deferrment or forebearance, or you can choose the income contigent payment plan. 


-----Original Message-----
From: "Charles Krugman" <ckrugman at sbcglobal.net>

Date: Wed, 12 Nov 2008 01:44:54 
To: NFBnet Blind Law Mailing List<blindlaw at nfbnet.org>
Subject: Re: [blindlaw] Judgement proof or not


SSDI payments are not exempt from judgments as compared to SSI payments 
which are judgment proof. At least this is my general understanding.
Chuck Krugman, M.S.W., Paralegal
1237 P Street
Fresno ca 93721
559-266-9237
----- Original Message ----- 
From: "BRIAN LANGLOIS" <langlois2 at verizon.net>
To: <blindlaw at nfbnet.org>
Sent: Tuesday, November 11, 2008 7:16 PM
Subject: [blindlaw] Judgement proof or not


> Hello, All,
> I'm interested in information regarding a possible action by lender Sallie
> Mae who said that they have the ability to garnish SSDI to recover funds 
> for
> student loans.
> My guess is that they do have the authority to attach a portion of
> disability benefits if the balance is in default.
> I appreciate any information.
> Thanks!
> Brian Langlois
>
> Brian J. Langlois
> (978) 857-7126
> Haverhill, MA USA
>
>
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