[blindlaw] paying a debt, assets too low
Scott C. LaBarre
slabarre at labarrelaw.com
Wed Dec 11 23:30:38 UTC 2013
Greetings, this is a gentle reminder that discussions of personal legal
issues is not the proper topic for this list for a wide variety of reasons.
Beth, you may best suited to contact the Colorado Bar Association and get a
referral to one of its public service legal programs where there are
consumer debt/credit attorneys.
From: blindlaw [mailto:blindlaw-bounces at nfbnet.org] On Behalf Of Beth
Sent: Wednesday, December 11, 2013 12:45 PM
To: tim at timeldermusic.com; Blind Law Mailing List
Subject: Re: [blindlaw] paying a debt, assets too low
The debt is a bunch of tuition for school that apparently wasn't known
to me before. The other prob is that I have a contract issue with my
family since they're the ones making all the money
On 12/11/2013 9:51 AM, Tim Elder wrote:
> My understanding, if I am not mistaken, is that financial aid loans cannot
> be discharged in bankruptcy, but you can defer interest payments based on
> income. If it was general tuition owed to the school, I think that's a
> different story. You don't indicate the nature of the debt.
> -----Original Message-----
> From: Beth Taurasi [mailto:denverqueen1107 at comcast.net]
> Sent: Tuesday, December 10, 2013 7:24 AM
> To: Blind Law Mailing List
> Subject: Re: [blindlaw] paying a debt, assets too low
> What could the stupid college do against me other than ask for money?
> WHat about riding it out for seven years as I've been told to do?
> Thanks, Mike.
> On 12/10/2013 8:05 AM, Mike wrote:
>> If this is your only debt, bankruptcy may not be the best solution
> it's not very much money. I recommend just ignoring the debt and the debt
> collector until you can pay it off or until the university seeks a lien or
> something like that against you. Don't tell the debt collector off. Just
> hang up on him and block his number. This is just my advice. It's not
> legal advice. I don't have experience with this type of thing.
>> Sent from Mike Fry
>>> On Dec 10, 2013, at 9:11 AM, Beth Taurasi <denverqueen1107 at comcast.net>
>>> I know this list is about the lawyers networking and getting together on
> the list, but I've got a huge problem. I got a call yesterday from a debt
> collector wanting money for the university I attended in 2012 in the fall.
> I had to tell off the debt collector, but I'm told they'll just keep
> until the money is paid in full, and I don't have $2216 in the bank, and I
> can't make payments without it being a long term debt. My parents refuse
> support me, and that's the biggest hurdle I have. I want to know how to
> file for bankruptcy and or make my parents pay the debt so that the debt
> doesn't have any effect on my cvredit score.
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