[blindlaw] Discriminatory treatment against the disabled in the

Rahul Bajaj rahul.bajaj1038 at gmail.com
Fri Sep 7 14:32:58 UTC 2018


Thanks, David. I will study the state statutes which grapple with the principle of nondiscrimination in the grant of insurance which you have adverted to. Any leads in terms of case laws on disability-based discrimination would be greatly appreciated.

Sent from my iPhone

> On Sep 4, 2018, at 6:31 PM, Hyde, David W. (ESC) via BlindLaw <blindlaw at nfbnet.org> wrote:
> 
> Some of this depends upon the type of insurance. Life, and disability insurance are covered by a document from the National Association of Insurance Commissioners in 1978. You can probably find the text of that statement in the Braille Monitor for that year. Most states have passed legislation which outlaws discrimination in those categories of insurance.  I am not sure about the effect on property and casualty insurance, and health insurance is covered by the Affordable Insurance Act, which, at least right now, does not allow for the increase of premium or exclusion of pre-existing conditions. I was involved in the passage of the NAIC rule in the state of Oregon, but must confess to have been an insurance agent, not a legal professional. I am sure others on this list can give you specific case law.
> 
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