[Blindtlk] Check Writing Software Ideas Wanted...

Mon Aug 3 18:50:04 UTC 2015

James,

It is frustrating.  There are a couple of food delivery places here in
Minneapolis who will not take checks, and this is getting more and more
common.  It sounds like you have found the best solution.  

Best regards,

Steve Jacobson

-----Original Message-----
From: blindtlk [mailto:blindtlk-bounces at nfbnet.org] On Behalf Of James Kelm
via blindtlk
Sent: Monday, August 03, 2015 11:31 AM
To: Blind Talk Mailing List
Cc: James Kelm
Subject: Re: [Blindtlk] Check Writing Software Ideas Wanted...

Thank you for all of your wonderful information that you took the time to 
relay.  I sincerely appreciate it!

    I think that my bank's Bill Pay service is going to be the best option 
for me.  It is free, which is always nice.  LOLL  It also will allow me to 
send paper check with very little effort.  It is always a bit frustrating 
for me when for example my landlord, will only accept paper checks.  I have 
tried to talk them into either accepting a debit card, or Paypal, but they 
just don't want to do it.  Go figure...  I only have to write 2 checks each 
month, and now days so much is set up to accept either credit/debit cards or

Paypal, that it is rather strange that 2 of the companies that I deal with 
is so out of date.  But now I have the answer, so life is good!  *smile*  My

only issue now is finding a program, or service, that will enable me to 
print actual money as easily as checks.  LOLL

James

-----Original Message----- 
From: Steve Jacobson via blindtlk
Sent: Monday, August 03, 2015 11:16 AM
To: 'Blind Talk Mailing List'
Cc: Steve Jacobson
Subject: Re: [Blindtlk] Check Writing Software Ideas Wanted...

James,

There are a number of things to consider.  First, let me start out by saying
that I print checks using a program from the American Printing House for the
Blind called MoneyTalks.  This program is not free, but it is pretty
reasonably priced and it includes some nice features.

First, whenever you fill in a pre-printed form, you need to pay special
attention to your printer.  The printer has to be particularly good at
feeding in a page so that printing starts at the same place every time.  The
term that is sometimes used to describe that is the printer's registration.
If a printer is inconsistent, varying the top of the page by even one-sixth
of an inch, it will cause printing to be an entire line off which is
unacceptable for check writing.

Second, you have to make sure your printer will correctly feed a piece of
paper the size of a check.  I use an HP printer at work that handles the
small personal checks very nicely, but this isn't that common.  My Dell
printer at home had a feeder that can be adjusted down to just larger than a
personal check, and with practice, I can feed personal checks into that
printer as well.  Of course, you can order larger checks that would likely
be handled by more printers.

Also, you have to be careful of the ink used by your printer.  It used to be
said that checks should only be printed on laser printers because the ink on
inkjet printers was too easily erased.  I don't know if that is still the
case, but if your printer meets all of the other criteria, you'll want to
check to be sure the ink is very permanent.

Finally, you probably could design a Microsoft Word document that could
allow you to print a check or possibly something could be set up from Excel,
but this would take a bit of work.  Even if you get a program like
MoneyTalks, you will need to work with someone to calibrate MoneyTalks to
print correctly on your check with your printer.  This can take a bit of
work and will require that you be able to examine the results yourself or
with the help of a sighted reader.  You should probably be prepared to waste
a few checks as well, although you can run the same check through a few
times to make corrections in the one-time calibration.  The reason you will
have to calibrate your printer is that even though programs like MoneyTalks
already has templates for several standard checks, the feeding guides of
printers do not all work the same.  When feeding in smaller sizes, some have
one guide that one moves to the left until the correct width is set.  Other
printers, including both of my printers, tend to center the check as it
feeds into the printer.  Where your printer positions the check can affect
how the calibration is set.  Further, printers usually process checks in
landscape mode instead of portrait mode so the check can be fed in with the
end first.  This is also true of envelopes.

Okay, now that I have probably scared you completely, please know that I've
been writing checks with my computer for years and I'm glad I took the time
to get it set up.  Still, I tend to want to be sure the check printed
correctly each time.  If you don't write many checks, this may not be worth
the trouble since you probably still need to have a reader for some things.
In addition, even if a company does not take electronic payments, some banks
have a bill paying service that will actually send out a paper check for a
fee.  Your interface is electronic, but the company you are paying receives
paper.  It might be worth making certain you have check to see if there are
options like this for you.

Good luck.

Best regards,

Steve Jacobson

-----Original Message-----
From: blindtlk [mailto:blindtlk-bounces at nfbnet.org] On Behalf Of James Kelm
via blindtlk
Sent: Monday, August 03, 2015 10:45 AM
To: Blind Talk
Cc: James Kelm
Subject: [Blindtlk] Check Writing Software Ideas Wanted...

Dear friends,

    Does anyone know of a free program that is usable for printing, and
filling out checks?  I am mainly looking for an accessible way to
independently fill out the checks that I must send out each month for
utility bills and such.  Right now I have to have a sighted friend do my
checks, and it would be really nice to be able to do them myself!
Unfortunately a couple of the bills that I pay each month, will not accept
electronic payments, so I have to send them actual paper checks.

    I am using a computer with Windows 7, with Microsoft Office
Professional.

    Thank you for your help!

James
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