[blparent] Advice: buying a house

[Veronica Smith]

I bought my house 25 years ago and we just paid it off.  When we bought our
house, it was an option to have property taxes included with the payment as
well as the insurance.  We made our payment and the loan company would take
a little out for taxes.  So that was nice.  Now that it is paid off, a great
feeling to say the least, we have to pay our own taxes.  But like anything
else, prioritize your money.  Set so much off each month for baby needs,
food, house payments, maintenance or upgrades, etc.  
Yes there is yard work, yes there is house work, but no it isn't everyday or
every moment.  Heck, depending on where you live, many winter months
everything is dormant, thus doesn't need anything.
Yes yu should vacuum your rugs and sweep your floors, but you need to do
that even if you rent and in some places you rent, you are still expected to
take care of the yard.
I am glad we bought our house and we didn't buy one out of our means.
Just don't buy out of your reach! v

-----Original Message-----
From: blparent-bounces at nfbnet.org [mailto:blparent-bounces at nfbnet.org] On
Behalf Of Kate McEachern
Sent: Wednesday, May 09, 2012 5:20 PM
To: Blind Parents Mailing List
Subject: Re: [blparent] Advice: buying a house

My advice about buying a house, don't.  The market is crap and I'm about to
walk from the house I bought ten years ago because after doing what was
advised I am in the hole.  Muy credit is crap, I am stressed out, and unles
you have a high income in my opinyen, its just not werth it.  People think
about the monthly morgage payment but never remember that you fix the water
heater when it breaks, you paint the walls, you get perments for edxtra
rooms, porches, new kitchen layouts, and you pay insherence on top of the
morgage.  You also have to pay propperty taxes that are not in your morgage.

You also have to keep in mind if your morgage is fixed or flucshuates.

Sary to be a drag but the stress, heartbreak, and investment when you make
les then high midle clas just is a dissaster waitting to happen.  I could be
wrong and you could do grate but buying is a gamble so be shore its what you
want.  And just as an aside, my blindness had nothing to do with buying a
home I brought a friend to look with me and I know sighted people who did
this to.  When your excited about buying you may make a rash dission and a
friend keeps your feet on the ground.

Just my thoughts.
Kate
----- Original Message -----
From: "jan wright" <jan.wrightfamily5 at gmail.com>
To: "blparent" <blparent at nfbnet.org>
Sent: Wednesday, May 09, 2012 7:52 AM
Subject: [blparent] Advice: buying a house


> Hi All,
> First, I want to thank everyone who responded to my questions about
> bottles and johnny jumper things.
> We have a pretty consistent group of parents and child care providers
> who --- may not always agree, but give wonderful advice for each
> season of our lives. And, we are as diverse as any other parent group:
> from spiritual to not; from crunchy to progressive (those might not
> be opposites, but you understand what I mean); from babies to adult
> children; from stay-at-home parents  to working parents; ... etc.
>
> So, I thought that I might post here about our "house buying" and ask
> for any tips and advice. I have done research, but, there isn't much
> from a blind person's prospective. Maybe there doesn't need to be:
> because maybe it is not any different from sighted people buying a
> house. But, I did have a couple of questions:
> 1. How did you choose your realtor? We have one of these, already, but
> wonder if we  shouldn't have looked farther. DH's boss said that his
> realtor would transport him to and from the prospective houses. Is
> that normal??? We find that this is one of the most difficult things
> to do because paratransit takes so long, we can only see one house
> per day.
> 2. Public transportation is not very good here in Indy. People from
> other cities have commented on how fragmented it is. And, there aren't
> many sidewalks in residential areas or down busy streets and ... ... a
> good shoulder is hard to find. [ARe those words to a country
> song?????]  (smile) But, we are trying to find a house that is close
> to a bus stop --- and a bus stop that would take DH to work and us
> downtown. Sometimes we find a house close to a bus stop, but the wrong
> bus stops there.
>
> Any other advice????
>
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