[blparent] question for my fellow parents
Star Gazer
pickrellrebecca at gmail.com
Thu Aug 16 17:36:39 UTC 2018
Do you all own any vehicles? If not, I'd buy one and get a policy that covers all licensed drivers. You may be able to get an umbrella policy, that's what we have.
-----Original Message-----
From: BlParent <blparent-bounces at nfbnet.org> On Behalf Of Roanna Bacchus via BlParent
Sent: Thursday, August 16, 2018 10:57 AM
To: Scott C. Labarre via BlParent <blparent at nfbnet.org>
Cc: Roanna Bacchus <rbacchus228 at gmail.com>
Subject: Re: [blparent] question for my fellow parents
As Suzie said, I would check with the insurance company who supplies your home insurance. I am also surprised at the huge difference in payment for your insurance.
On Aug 16, 2018 10:33 AM, "Scott C. Labarre via BlParent" <blparent at nfbnet.org> wrote:
>
> Hello everyone, I am new to this list but, of course, not to the Federation.
> On Monday, our kids, Alex and Emily, started school. It's hard to
> believe that they are 10th and eighth graders respectively. On
> October 4th Alex will turn 16 and plans on sitting for his driver's
> license exam at some point close to his birthday.
>
>
>
> That is what brings me to my question. I wonder how some of you have
> handled auto insurance. As many of you know, Anahit and I are both
> blind and thus do not drive. Insurance companies will sell us a
> policy to cover Alex for $6000 a year or, $500 a month and which only covers one vehicle.
> This is far more expensive than what sighted parents are paying for
> their 16 year old children. For example, a couple we know whose son
> turned 16 in July and is driving are paying only an additional $133.00
> a month and only a total of $3800 a year or $317 a month to cover three drivers and two cars.
>
>
>
>
> They tell us that it is so high because neither one of us drives. This
> argument makes no sense to me because the fact is that a child will not be
> driving with their parents in the car 90 percent of the time or more. The
> whole point of getting a license is for the child to be independent and
> drive themselves places. Even when sighted parents are in the car with
> their teenage and licensed child, it is highly likely that the parent will
> be driving.
>
>
>
> The bottom line, in my opinion, is this is a case of discrimination based on
> a disparate impact theory. Although the policy is facially neutral, it has
> a disparate impact on those of us who are blind for no justifiable reason.
>
>
>
> So, I am researching the legal aspects of this, as you can imagine, but all
> of that takes time and I really don't want a lengthy battle on my hands.
> Consequently, I am turning to my fellow blind parents to see what solutions
> you may have discovered to all of this.
>
>
>
> I thank you in advance for any thoughts.
>
>
>
> Best,
>
> Scott
>
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