[Diabetes-talk] Insurance... Here we go again!!!

[dmgina]

I know when I was trying to get insurance I was turned down being a 
diabetic.
I finally got it when I got on Medicare.
and Sterling excepted diabetics.
I was told that if I was on the insurance before I became a diabetic then I 
would have been able to stay.
They say because the disease keeps getting worse that is the reason why they 
don't want to take you.
So even if you try hard to get better, they claim it won't happen?
How sad.

--Dar
www.mypowermall.com/biz/home/5779
Every saint has a past
every sinner has a future

----- Original Message ----- 
From: "Mike Freeman" <k7uij at panix.com>
To: "Diabetes Talk for the Blind" <diabetes-talk at nfbnet.org>
Sent: Monday, January 12, 2009 10:44 PM
Subject: Re: [Diabetes-talk] Insurance... Here we go again!!!


> Bern:
>
> It depends upon how your state's laws are written. In general, an
> insurance company *can* exclude those with a "pre-existing condition"
> such as diabetes. However, this is not allowed if you are a Federal
> employee and may not belowed in my state due to its Human Rights
> Statute, RCW49.60 et seq. Maryland may have similar statutes. If not,
> unless I miss my guess, the insurance company is within its rights to
> exclude you. Of course, the Ameircans with Disabilities Act might have
> something to say about this but I do not believe it applies to
> insurance, it not being a "place of public accommodation". By contrast,
> as I say, insurance *is* covered under our Washington state statute.
>
> Hey! Move out here! We'd welcome you with open arms! (grin)
>
> Mike
>
> ----- Original Message ----- 
> From: "The Jacobs' Family" <bandbjacobs at verizon.net>
> To: <diabetes-talk at nfbnet.org>
> Sent: Monday, January 12, 2009 8:24 PM
> Subject: Re: [Diabetes-talk] Insurance... Here we go again!!!
>
>
> Hey Guys:
>
> I was on the phone with an insurance broker this afternoon because I'm
> investigating supplemental insurance for my family and myself.  I was
> told that because of my diabetes, that I'm "Uninsurable."  How many of
> you guys have come up against this and how do ya get around this one?
> Of course, the guy couldn't tell me that I couldn't get insurance
> because of my blindness, at the risk of diving right into a sling.  So
> he had to claim that because of my diabetes, I was "uninsurable."
> Feedback???
>
> Thanks a bunch guys.
>
> Bern
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