[HIABS] [NFB-HI] [Fwd: Final Cornell Memo on COVID-19 and benefits]
Dianna G. Jones
diannagjonesnfb at gmail.com
Sat Apr 4 06:47:20 UTC 2020
Greetings:
Jim I like your ideas for presenters and the title. If Virgil thinks it
would be beneficial to have someone talk about personal experience
applying for EIDL locally, I can do that. Might be good to have someone
speak about their experience applying for a Paycheck Protection loan
locally. Of course my suggestions are not a requirement to convey the
information needed, but they might give people a flavor of what the local
experience will be like.
thanks for your great ideas.
Dianna
*Dianna G. Jones, PhD*
*Secretary, National Federation of the Blind of Hawaii*
*President*
*National Federation of the Blind, West Hawaii Chapter*
*Phone: 808-238-1426*
*Email: diannagjonesNFB at g <dianna at inspirestsolutions.com>mail.com
<http://mail.com>*
The National Federation of the Blind is a community of members and friends
who believe in the hopes and dreams of the nation’s blind. Everyday we work
together to help blind people live the lives they want.
On Fri, Apr 3, 2020 at 8:38 PM debbie gabe via NFB-HI <nfb-hi at nfbnet.org>
wrote:
> is the Monday meeting for the entire affiliate membership? I thought it
> was just board but it looks like from your message that it's for everyone?
>
> Sent from my iPhone
>
> > On Apr 2, 2020, at 3:44 PM, James Gashel <jgashel0923 at gmail.com> wrote:
> >
> >
> > Thanks Melissa: good article.
> >
> > For our presentation on Monday, or whenever we do it, I am thinking we
> should schedule it for say 3:00 PM, HST, and send an invite for
> distribution to all the states; 3:00 PM here would be 9:00 EDT. This time
> would make it feasible for anyone on the mainland to listen in.
> >
> > About presenters, I am thinking that Virgil should open the event with
> some general welcoming remarks. After that, I will be happy to do some of
> the presentation, especially about SSDI and SSI concerns, but wondering if
> Melissa, Dean, Diana, and/or someone else can talk about other points,
> especially details of the EIP and also UI eligibility. I may be able to
> recruit Michael Dalto from Baltimore to present but don’t know if there
> would be a cost; thinking we shouldn’t pay someone. I have already done 2
> presentations with Michael so know we can work well together.
> >
> > About the topic for the zoom invite, I would say: “What you need to know
> about new options for financial help resulting from the COVID-19 emergency.
> Join us for an explanation of opportunities, issues, and what you can
> expect; especially important for people who get SSDI and/or SSI.”
> >
> > Thoughts anyone? Hinking we should have a meeting over the weekend to
> discuss. Also, we should also be sure this meeting is recorded so we can
> send out the link for anyone to hear it later.T
> >
> > Best and aloha,
> >
> > James Gashel
> >
> > M: (808) 234-9259
> > E: jgashel0923 at gmail.com
> >
> > Connect with me on FaceBook, or
> > Follow me on Twitter
> >
> > From: Melissa Gerber <mgerber at abilitiesunlimitedhi.org>
> > Sent: Thursday, April 2, 2020 9:32 AM
> > To: dean.patriot at gmail.com; diannagjones at gmail.com; 808virgil at gmail.com;
> 808keim at gmail.com; Gloria Tuuao <gtuuao at hawaii.edu>;
> KLaconsay at dhs.hawaii.gov; Kyle Laconsay <hearkylaugh at gmail.com>;
> snoopytdr at aol.com; sgashel at comcast.net; SKYCOMHAWAII at msn.com;
> shonteljones1 at gmail.com; Shell Cantan <jrcantan at yahoo.com>;
> hammond.kona at yahoo.com; Nani Fife <nanifife at aol.com>; nfb-hi at nfbnet.org;
> Michael Norton <michael at tkprivee.com>; dabeachbumz at hotmail.com;
> khamtoun at gmail.com; Jenny Buhler <jabuhle at gmail.com>; jksniffen at gmail.com;
> joelcho at hawaii.rr.com; jgashel0923 at gmail.com; hiabs at nfbnet.org;
> dakasami at gmail.com; moifeva at aol.com; dgabe808 at gmail.com;
> dmaurer68 at gmail.com; danealani at gmail.com; chong.curtis at gmail.com;
> cha.m.smith at icloud.com; Cassie Certeza <cmcerteza at gmail.com>; Brenda
> Lucas <bluca72 at gmail.com>; young.brandon4 at gmail.com; ulalamama18 at gmail.com;
> lemke at hawaii.edu; Anastacia Fong <Anastacia808 at yahoo.com>;
> ally.keene at verizon.net; yvettecr at yahoo.com; shannoncantan.nfb at gmail.com;
> shannon.cantan at gmail.com; rachel.s.brandt at gmail.com;
> mserika_2006 at yahoo.com; makapaa1961 at gmail.com
> > Subject: Fwd: [Fwd: Final Cornell Memo on COVID-19 and benefits]
> >
> >
> >
> > Melissa Gerber
> > Program Manager
> > Abilities Unlimited
> >
> > Begin forwarded message:
> >
> > From: "Natasha Nakatsuka" <Nnakatsuka at abilitiesunlimitedhi.org>
> > Date: April 2, 2020 at 7:13:00 AM HST
> > To: Mgerber at abilitiesunlimitedhi.org, msuehiro at abilitiesunlimitedhi.org
> > Subject: [Fwd: Final Cornell Memo on COVID-19 and benefits]
> >
> > ---------------------------- Original Message
> ----------------------------
> > Subject: Final Cornell Memo on COVID-19 and benefits
> > From: rac79 at cornell.edu
> > Date: Thu, April 2, 2020 5:47 am
> > To: nnakatsuka at abilitiesunlimitedhi.org
> >
> --------------------------------------------------------------------------
> >
> >
> > covid-19 and SOCIAL INSURAnce Programs With ongoing impact of covid-19
> > still not fully understood by the community at large, individuals with
> > disabilities who regularly access a series of public benefits are left
> > with a variety of questions about the impact of the various federal and
> > state legislative and administrative actions on these various benefits.
> > Key language in the Coronavirus Aid, Relief, and Economic Security Act
> > (CARES Act) serves as a guidepost from which the impact on benefits can
> > be better understood. Notwithstanding any other provision of law, any
> > refund (or advance payment with respect to a refundable credit) made to
> > any individual under this title shall not be taken into account as
> > income, and shall not be taken into account as resources for a period of
> > 12 months from receipt, for purposes of determining the eligibility of
> > such individual (or any other individual) for benefits or assistance (or
> > the amount or extent of benefits or assistance) under any Federal program
> > or under any State or local program financed in whole or in part with
> > Federal funds. 26 U.S. Code § 6409 Supplemental Security
> > Income (SSI): Individuals who are receiving SSI need to be aware of
> > several key elements related to the stimulus payment: 1. Stimulus
> > payments are NOT taxable. 2. Stimulus payments received by the
> > individual that are initiated through the Coronavirus Aid, Relief, and
> > Economic Security Act (CARES Act) will not counts as income in the
> > calculation of the individual’s SSI amount for that month(26 U.S.
> > Code § 6409). 3. Stimulus payments will not be counted as
> > “resources” for a twelve month period following the receipt
> > of the funds (26 U.S. Code § 6409). Social Security Disability
> > Insurance (SSDI), Disabled Widow(er) Benefits (DWB), Childhood Disability
> > Benefits (CDB) The stimulus payment will have no impact on any of these
> > Title II benefits: SSDI, DWB, CDB, and SSA Retirement. These benefits
> > are classified as insurance benefits and are NOT impacted by unearned
> > income. In addition, the stimulus payments will NOT be taxable. Please
> > note that Title II benefits are SSA benefits. SSI benefits are federal
> > welfare benefits. At any time when the Act refers to “Social
> > ---------------------------- Original Message
> ----------------------------
> > Subject: Final Cornell Memo on COVID-19 and benefits
> > From: rac79 at cornell.edu
> > Date: Thu, April 2, 2020 5:47 am
> > To: nnakatsuka at abilitiesunlimitedhi.org
> >
> --------------------------------------------------------------------------
> >
> >
> > covid-19 and SOCIAL INSURAnce Programs With ongoing impact of covid-19
> > still not fully understood by the community at large, individuals with
> > disabilities who regularly access a series of public benefits are left
> > with a variety of questions about the impact of the various federal and
> > state legislative and administrative actions on these various benefits.
> > Key language in the Coronavirus Aid, Relief, and Economic Security Act
> > (CARES Act) serves as a guidepost from which the impact on benefits can
> > be better understood. Notwithstanding any other provision of law, any
> > refund (or advance payment with respect to a refundable credit) made to
> > any individual under this title shall not be taken into account as
> > income, and shall not be taken into account as resources for a period of
> > 12 months from receipt, for purposes of determining the eligibility of
> > such individual (or any other individual) for benefits or assistance (or
> > the amount or extent of benefits or assistance) under any Federal program
> > or under any State or local program financed in whole or in part with
> > Federal funds. 26 U.S. Code § 6409 Supplemental Security
> > Income (SSI): Individuals who are receiving SSI need to be aware of
> > several key elements related to the stimulus payment: 1. Stimulus
> > payments are NOT taxable. 2. Stimulus payments received by the
> > individual that are initiated through the Coronavirus Aid, Relief, and
> > Economic Security Act (CARES Act) will not counts as income in the
> > calculation of the individual’s SSI amount for that month(26 U.S.
> > Code § 6409). 3. Stimulus payments will not be counted as
> > “resources” for a twelve month period following the receipt
> > of the funds (26 U.S. Code § 6409). Social Security Disability
> > Insurance (SSDI), Disabled Widow(er) Benefits (DWB), Childhood Disability
> > Benefits (CDB) The stimulus payment will have no impact on any of these
> > Title II benefits: SSDI, DWB, CDB, and SSA Retirement. These benefits
> > are classified as insurance benefits and are NOT impacted by unearned
> > income. In addition, the stimulus payments will NOT be taxable. Please
> > note that Title II benefits are SSA benefits. SSI benefits are federal
> > welfare benefits. At any time when the Act refers to “Social
> > Security Benefits, “SSI” in not included unless specifically
> > stated by the statute. Supplemental Nutrition Assistance Program (SNAP)
> > There is no impact on SNAP benefits due to the receipt of a stimulus
> > payment in accordance with 26 U.S. Code § 6409. Housing and Urban
> > Development (HUD) There is no impact on HUD rent subsidies due to the
> > receipt of the stimulus funds. Further, HUD housing does not consider an
> > individual’s resources. Only the income produced by the resource,
> > bank interest, is considered by HUD. *Please check your state rules
> > concerning and state public housing in which an individual may be living.
> > HUD has also extended a “tailored set of mortgage payment relief
> > options for single family homeowners with FHA-insured mortgages”.
> > “Effective immediately for borrowers with a financial hardship that
> > makes them unable to pay their mortgage due to the COVID-19 National
> > Emergency, mortgage servicers must extend deferred or reduced mortgage
> > payment options - called forbearance - for up to six months, and must
> > provide an additional six months of forbearance if requested by the
> > borrower”[1]. Medicaid In all states that have accepted the Federal
> > Medical Assistance Percentage (FMAP) 6.2% increase from the federal
> > government (only NYS is in question), Medicaid recipients who received
> > benefits before the COVID-19 crisis, or become eligible during the crisis
> > cannot be terminated from Medicaid. On a case by case basis, states may
> > change the category or eligibility, e.g., from regular Medicaid to
> > 1619(b) or Medicaid Buy-In for Working People with Disabilities
> > (MBI-WPD), but terminations of coverage will not be allowed. Medicare The
> > stimulus payment will have no impact on Medicare premiums or eligibility.
> > Medicare Savings Plans (MSPs), those programs that see Medicaid paying
> > all or part of Medicare premiums for Parts B and D, will also not be
> > impacted by the stimulus payments in accordance with above language (26
> > U.S. Code § 6409). Temporary Assistance for Needy Families
> > (TANF) In accordance with the language in 26 U.S. Code § 6409, the
> > stimulus payment will have no impact on TANF eligibility or resource
> > levels for a 12 month period from receipt of the funds. Unemployment
> > Insurance (UI) Each state is responsible for establishing its own UI
> > benefits eligibility. In general, individuals qualify when: ü
> > Are unemployed through no fault of your own. In most states, this means
> > you have to have separated from your last job due to a lack of available
> > work. ü Meet work and wage requirements. You must meet your
> > state’s requirements for wages earned or time worked during an
> > established period of time referred to as a "base period." In
> > most states, this is usually the first four out of the last five
> > completed calendar quarters before the time that your claim is filed.
> > ü Meet any additional state requirements. Find details of your own
> > state’s program. [2] Important UI Facts: · UI
> > has been extended beyond the “normal” 26 weeks to 39 weeks.
> > *Note: § Massachusetts residents will receive 43 weeks as the
> > Commonwealth provides 30 weeks of UI in normal circumstances. §
> > If your state pays other than 26 weeks in normal circumstances, simply
> > add 13 weeks to the number of state weeks of payment · The
> > federal government will also add $600 per week to the maximum state U/I
> > benefit paid. For instance, if your state maximum payment is $450 per
> > week, the weekly check will be $1045. There appears to be no variation
> > in payment for those not receiving the maximum in your states so we must
> > assume, until we receive other information that the $600 per week will be
> > added to all UI amounts paid by the state. · For SSD/I
> > workers with disabilities that will have to meet your state “base
> > rate”; meaning that they have to have worked long enough and earned
> > enough to be eligible for UI. See your state’s UI website for this
> > information. Many websites also have calculators to estimate payments.
> > Important UI and SSI Facts: · SSI recipients are required
> > to apply for any other benefit they may be eligible to receive when told
> > of potential eligibility. The SSA Program Operations Manual System
> > (POMS) states: ü SSA advises him/her, on a written, dated notice,
> > of potential eligibility for other benefits; and ü He/she does not
> > take all appropriate steps to file for and, if eligible, obtain any such
> > payments within 30 days of receipt of such notice. · For
> > those SSI recipients that meet your state’s UI “base
> > period” the potential of receiving $2400 plus the state U/I benefit
> > exists. SSI recipients could receive much more through the UI program
> > than through the SSI program. Thus, they should be encouraged to apply
> > ASAP for UI. Given that be maximum period of receipt of UI is 43 months,
> > SSI recipients will still be suspended when UI ends. Please note: ü
> > At the conclusion of the UI, the recipient MUST call SSA to have the SSI
> > reinstated. ü Any EXCESS resources held at the time reinstatement
> > is requested will count toward the resource limit. ü Achieving a
> > Better Life Experience (ABLE) accounts or other protected savings
> > mechanisms could be considered, if eligible, to ensure SSI resource rules
> > are met.
> >
> > released April 2, 2020 [1] HUD (2020, April 1). HUD issues new CARES
> > act mortgage payment relief for FHA single family homeowners. HUD
> > https://www.hud.gov/press/press_releases_media_advisories/HUD_No_20_048
>
> > [2] DOL (2020, April, 2). How do I file for unemployment insurance? DOL
> > https://www.dol.gov/general/topic/unemployment-insurance
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