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style="FONT-SIZE: 13.5pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial"><FONT
face=Arial>Greetings, everybody. Hope you had a happy Halloween. Now, let the
fun begin. Even as I look toward Thanksgiving, I begin thinking about Christmas.
I am going to try very hard this year to not rush through the Thanksgiving
season, failing to truly give thanks for my blessings, of which I have many.
Certainly, all of you are among them. Thank you all for your friendship and
support.<o:p></o:p></FONT></SPAN></P>
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style="FONT-SIZE: 13.5pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial"><o:p><FONT
face=Arial> </FONT></o:p></SPAN></P>
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style="FONT-SIZE: 13.5pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial"><FONT
face=Arial>As you will see, the minutes for October are
attached.<o:p></o:p></FONT></SPAN></P>
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style="FONT-SIZE: 13.5pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial"><o:p><FONT
face=Arial> </FONT></o:p></SPAN></P>
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style="FONT-SIZE: 13.5pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial"><FONT
face=Arial>Blessings to all,<o:p></o:p></FONT></SPAN></P>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt"><SPAN
style="FONT-SIZE: 13.5pt; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-family: Arial"><FONT
face=Arial>Cheryl</FONT></SPAN></P></DIV></BODY></HTML>