[Jobs] Any Social Security experts?

Daniel Frye dbfrye0468 at gmail.com
Mon Aug 27 20:18:20 UTC 2018


Michael:

Yes, several years back, Congress passed legislation moving full retirement
age back from 65 to 67, with some who were close to that age when the policy
shift was made, to incremental time points between these two years. I'm a 50
year-old person, and for me and others younger than myself, our full
retirement age is 67 years. I'd need to reference the chart to tell others
when their full retirement age is. This is a fairly objective question that
SSA representatives (even the least capable among them) could easily answer,
because your birthday should be simply compared to the gradual change chart
to give you, if you fall within the gradual change generation, what your
full retirement age is. These folks' ages are usually a year and a certain
number of months, e.g. 66 and 3 months. This explains why I now simply refer
to full retirement age instead of saying 65, since, at least for a few more
years, it isn't that simple. It won't be long now, and we'll simply be able
to say 67 like we used to say 65.

I hope this is helpful and clarifying. The chart may even be available on
the SSA Website or easily Googled.

Dan Frye

-----Original Message-----
From: Jobs <jobs-bounces at nfbnet.org> On Behalf Of Michael Peterson via Jobs
Sent: Monday, August 27, 2018 11:45 AM
To: 'Jobs for the Blind' <jobs at nfbnet.org>
Cc: Michael Peterson <itsmike2011 at gmail.com>
Subject: Re: [Jobs] Any Social Security experts?

	Dan.  I keep hearing people talk about retirement at 65 but hasn't
that age been raised to I'm not sure, 67 or 72 now?


Thanks
Mike P


-----Original Message-----
From: Jobs <jobs-bounces at nfbnet.org> On Behalf Of Daniel Frye via Jobs
Sent: Monday, August 27, 2018 11:06 AM
To: 'Jobs for the Blind' <jobs at nfbnet.org>
Cc: Daniel Frye <dbfrye0468 at gmail.com>
Subject: Re: [Jobs] Any Social Security experts?

Dave:

Having worked at Social Security for the first six years of my career, and
having been a consultant in the same arena for longer than this, I can
advise with confident certainty that there are no blindness concessions tied
to accepting early retirement. Sorry for having to convey this news. Now you
may stop working and go on Disability, after waiting a five-month waiting
period, and receive what you would get at your full retirement age, even
now, but this full retirement figure is likely to be bigger if you continue
working until your retirement age. I hope this brief feedback proves
helpful.

Dan Frye

-----Original Message-----
From: Jobs <jobs-bounces at nfbnet.org> On Behalf Of Dave via Jobs
Sent: Monday, August 27, 2018 8:36 AM
To: Jobs for the Blind <jobs at nfbnet.org>
Cc: Dave <dlh007 at centurylink.net>
Subject: Re: [Jobs] Any Social Security experts?

Hello Steve,

Thanks for your reply.  

I actually think you share this same info with me last week.  As last
week I was asking about the limits of earning money while being on SSDI.   
Which your Answer was perfect for that question.  

This weeks question is slightly different in that it has to do with the
normal Social Security Retirement payment anyone would receive if they
retired at age 62 instead of 65 or 66.  

If someone retires at age 62, they receive less each month, and they also
have a limit on how much that person can earn if they should take a job to
earn extra money.  

Here is where things get confusing-

I was asking if anyone knew if this earning limitation was Waved for those
who were Blind and were now collecting Social Security Retirement payments.



Since there seemed to be some extra benefits when it came to being Blind and
collecting Social Security Disability, I was curious to see if anyone knew
if there were any of these extra benefits for those who retired at age 62.  

this is such an Obscure question, I had my doubts if I might get a truthful
answer from someone at Social Security.  

So, I thought I would post my question on this list, since it is filled with
other Blind people, and perhaps just one of them had asked this same
question, or had actually retired at age 6t2, and found out they had no
limits on what they could earn, unlike those others who retire at age 62,
and who are not Blind.  


I'll be 62 in three months, and if because I am Blind, I can retire, with no
limits to what I may earn, then it would be wise for me to start the process
of retiring. 

Steve, I know you understand what I am going to say.  You've been in the
work force, and you've pulled your own weight, and you know what that feels
like.  

I am very grateful for the Safety Net our American System provides. 
However, it was my goal, and still is my goal to be free of any sort of
Government assistance.  I do not wish to end up in Subsidized housing, or on
Food Stamps, or needing to get Energy discounts and more.  

Don't get me wrong, I am glad they are there.  But for me, I don't want to
take advantage of them, unless I have no other choices.  


Perhaps I am too independent for my own good, but I've managed to work jobs
for most of the years I've been blind.  


If I needed to take advantage of any of those Public Aid programs, I would
do it.  Right now, I am trying to avoid them if I can.  

Thanks again,

Grumpy Dave



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