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<p class=MsoNormal align=center style='text-align:center'><b><u><font size=4
color=black face="Times New Roman"><span style='font-size:14.0pt;color:black;
font-weight:bold'>Dear Federation members, <o:p></o:p></span></font></u></b></p>
<p class=MsoNormal align=center style='text-align:center'><b><u><font size=4
color=black face="Times New Roman"><span style='font-size:14.0pt;color:black;
font-weight:bold'>Here is some general info about the health insurance program.
two of my co-workers went to the public forum and provided the following information.
There are still more forums happening so you are welcome to go and learn. <o:p></o:p></span></font></u></b></p>
<p class=MsoNormal align=center style='text-align:center'><b><u><font size=4
color=black face="Times New Roman"><span style='font-size:14.0pt;color:black;
font-weight:bold'>Yasmin <o:p></o:p></span></font></u></b></p>
<p class=MsoNormal align=center style='text-align:center'><b><u><font size=4
color=black face="Times New Roman"><span style='font-size:14.0pt;color:black;
font-weight:bold'><o:p><span style='text-decoration:none'> </span></o:p></span></font></u></b></p>
<p class=MsoNormal align=center style='text-align:center'><b><u><font size=4
face="Times New Roman"><span style='font-size:14.0pt;font-weight:bold'>AFFORDABLE
CARE ACT (ACA) – PATIENT PROTECTION </span></font></u></b><o:p></o:p></p>
<p class=MsoNormal align=center style='text-align:center'><b><font size=4
face="Times New Roman"><span style='font-size:14.0pt;font-weight:bold'> </span></font></b><o:p></o:p></p>
<p class=MsoNormal align=center style='text-align:center'><st1:place w:st="on"><st1:State
w:st="on"><b><u><font size=4 face="Times New Roman"><span style='font-size:
14.0pt;font-weight:bold'>MARYLAND</span></font></u></b></st1:State></st1:place><b><u><font
size=4><span style='font-size:14.0pt;font-weight:bold'> HEALTH CONNECTION (MHC)</span></font></u></b><o:p></o:p></p>
<p class=MsoNormal align=center style='text-align:center'><b><font size=4
face="Times New Roman"><span style='font-size:14.0pt;font-weight:bold'> </span></font></b><o:p></o:p></p>
<p class=MsoNormal align=center style='text-align:center'><b><u><font size=4
face="Times New Roman"><span style='font-size:14.0pt;font-weight:bold'>1-800-855-MHC
(642)-8572</span></font></u></b><o:p></o:p></p>
<p class=MsoNormal align=center style='text-align:center'><b><font size=4
face="Times New Roman"><span style='font-size:14.0pt;font-weight:bold'> </span></font></b><o:p></o:p></p>
<p class=MsoNormal align=center style='text-align:center'><b><u><font size=4
face="Times New Roman"><span style='font-size:14.0pt;font-weight:bold'>18
– 64 YEAR OLDS ARE REQUIRED TO ENROLL</span></font></u></b><o:p></o:p></p>
<p class=MsoNormal align=center style='text-align:center'><b><font size=4
face="Times New Roman"><span style='font-size:14.0pt;font-weight:bold'> </span></font></b><o:p></o:p></p>
<p class=MsoNormal align=center style='text-align:center'><b><font size=4
face="Times New Roman"><span style='font-size:14.0pt;font-weight:bold'> </span></font></b><o:p></o:p></p>
<p class=MsoNormal align=center style='text-align:center'><b><font size=4
face="Times New Roman"><span style='font-size:14.0pt;font-weight:bold'> </span></font></b><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---THERE ARE 730,000 UNINSURED MARYLANDRES (56% OF MEN & 44% OF
WOMEN)</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---<st1:City w:st="on">MONTGOMERY</st1:City> AND <st1:PlaceName w:st="on">PRINCE</st1:PlaceName>
<st1:PlaceName w:st="on">GEORGES</st1:PlaceName> <st1:PlaceName w:st="on">COUNTIES</st1:PlaceName>
– <st1:place w:st="on"><st1:State w:st="on">MARYLAND</st1:State></st1:place>
CONNECTOR ENTITY REGION</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---LANGUAGES – <st1:PlaceName w:st="on">CALL</st1:PlaceName> <st1:PlaceType
w:st="on">CENTER</st1:PlaceType> ADMINISTERED THROUGH THE STATE OF <st1:place
w:st="on"><st1:State w:st="on">MARYLAND</st1:State></st1:place></span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>--- ATHENA CONSULTANT’S IS HIRING 80 MORE NAVIGATORS (ASSIST
PEOPLE IN ENROLLING IN INSURANCE) </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---ENROLLMENT BEGINS OCTOBER 1<sup>ST</sup> AND COVERAGE BEGINS JANUARY
1, 2014</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---MD HEALTH CONNECTION (MHC) - PEOPLE ARE TO SHOP, COMPARE AND ENROLL
– PEOPLE CAN CREATE AN ACCOUNT (SAVE THEIR INFO.) AND INFO.
WILL STAY FOR 6 MONTHS </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---CURRENT INSURANCES ARE: CAREFIRST, <st1:place w:st="on"><st1:City
w:st="on">COVENTRY</st1:City></st1:place>, EVERGREEN (CO-OP), KAISER
PERMANENTE, </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> UNITED HEALTHCARE</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---LEVEL OF PLANS TO CHOOSE FROM ARE GOLD, PLATINUM, SILVER &
BRONZE (COST LEVELS)</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---NO VISION IN ANY PLAN, BUT THERE IS MEDICAL AND DENTAL IN THE PLANS</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---DENTAL PLANS ARE STAND ALONE</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---IF EMPLOYER OFFERS YOU INSURANCE 7 IT MEETS MINIMUM VALUE HEALTH
COVERAGE, AS WELL AS REQUIREMENT FOR AFFORDABILITY THAT THE EMPLOYER MUST MEET
NO MORE THAN 9.5% OF YOUR INCOME. YOU WILL BE ELIGIBLE FOR FINANCIAL
ASSISTANCE THROUGH MHC. </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---UNDOCUMENTED – GO TO CLINICS</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---ACA/MHC IS ONLY FOR LEGAL RESIDENTS</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---IF PERSON IS LAID OFF & INSURANCE STOPS, THEY CAN CHOOSE MHC OR
COBRA. TIMEFRAME TO APPLY IS DATE OF LOSS OF COVERAGE. IF ENROLL
BEFORE THE 15<sup>TH</sup> OF THE MONTH, COVERAGE STARTS THE BEGINNING OF
THE NEXT MONTH. IF PERSON APPLIES ON THE 16<sup>TH</sup> OR LATTER PART
OF THE MONTH, COVERAGE DOESN’T BEGIN FOR ABOUT 1 ½ MONTHS LATER (EX. IF
YOU ENROLL ON THE 20<sup>TH</sup> OF JULY, SERVICE DOESN’T BEGIN UNTIL
SEPTEMBER 1<sup>ST</sup>). </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---IF CHOOSE NOT TO ENROLL IN MHC, THERE IS A RISK TOLERANCE AND PERSON
WILL BE RESPOSIBLE FOR ALL BILLS & PAY A FINE.</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>--- MHC ACCEPTS THE 1<sup>ST</sup> MONTHS PAYMENT & FROM THEN ON
PEOPLE ARE TO PAY THEIR INSURANCE CO. DIRECTLY.</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---IF SPOUSE IS EMPLOYED, THEY DON’T HAVE TO TAKE THE COMPANY
INSURANCE. QHCP (QUALIFIED HEALTH PLAN)</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---STUDENTS CAN CHOOSE THE COLLEGE PLAN OR HEALTH INS. EXCHANGE PLAN
(HIX) </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---NO QUESTIONS ASKED ABOUT DISABILITY (PRE-EXISTING). HIX WILL
IDENTIFY WHICH PLAN LEVEL IS BEST FOR THE PERSON. THE CARRIER CAN
ASK ABOUT PRE-EXISTING CONDITION, BUT IT DOESN’T AFFECT THEIR ENROLLMENT.</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---SOME SERVICS ARE FREE: PAP SMEAR, MAMMO., ETC.</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---IF HAVE MEDICAID/MEDICARE PERSON IS OKAY</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---IRS & MHC ARE LINKED</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---THERE ARE OUT-OF-POCKET EXPENSES WHEN VISITING OTHER STATES, IF NEED
MEDICAL ATTENTION</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---STATES ATTORNEY’S OFFICE HAVE A SPECIAL UNIT SET ASIDE TO
HANDLE FRAUD, APPEALS, ETC.</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---MHC COVERS; HEALTH, RX’S, PEDIATRICIAN, ER, MAMMO,
COLONOSCOPY, DOCTOR VISITS, MATERNITY, MENTAL HEALTH, SUBSTANCE ABUSE,
HOSPITALIZATION</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---IF HAVE MEDICAID, SELECT MCO (MANAGED CARE ORGANIZATION)</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---ENROLLMENT BEGINS SEPT. 1, 2013 – INSURANCE BEGINS JANUARY 1,
2014</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---SPECIALTY CARE – INFO. TO FOLLOW</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>---MHC WILL BE AT GROCERY STORE, METRO, CVS’ AND MANY OTHER
PLACES</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>--- CAN’T SWITCH INSURANCE UNTIL OPEN ENROLLMENT</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>----IF ENROLLED IN PRIMARY ADULT CARE (PAC), PERSON WILL HAVE AUTOMATIC
ENROLLMENT IN MHC ON JAN. 1, 2014</span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'>--MHIP (<st1:State w:st="on"><st1:place w:st="on">MARYLAND</st1:place></st1:State>
HEALTH INSURANCE PLAN) – NEED TO ENROLL IN MHC</span></font><o:p></o:p></p>
<div style='border:none;border-bottom:solid windowtext 1.0pt;padding:0in 0in 1.0pt 0in'>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
</div>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=4 face="Times New Roman"><span style='font-size:
14.0pt'> </span></font><o:p></o:p></p>
<p class=MsoNormal align=center style='text-align:center'><b><u><font size=4
face="Times New Roman"><span style='font-size:14.0pt;font-weight:bold'>PRESENTER
THRU DHHS EMPLOYEE IS DOURAKINE ROSARION (MONT. <st1:PlaceType w:st="on">COUNTY</st1:PlaceType>
<st1:PlaceName w:st="on">LIAISON</st1:PlaceName> WITH THE STATE OF <st1:State
w:st="on"><st1:place w:st="on">MARYLAND</st1:place></st1:State>)</span></font></u></b><o:p></o:p></p>
<p class=MsoNormal align=center style='text-align:center'><b><u><font size=4
face="Times New Roman"><span style='font-size:14.0pt;font-weight:bold'>AT
240-777-4397</span></font></u></b><o:p></o:p></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'> </span></font><o:p></o:p></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'> <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'> <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'> </span></font><o:p></o:p></p>
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