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                                                                        <tbody><tr>
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                                                                                <div class="draggable ui-draggable ui-droppable ui-draggable-handle" style="color: rgb(51, 51, 51); font-family: Verdana,Geneva,sans-serif; font-size: 14px;" data-text="1" data-content="1"><p style="text-align: center; margin-bottom: 1em;"><strong><span style="color: rgb(255, 255, 255); font-family: Verdana,Geneva,sans-serif; font-size: 28px;">SPECIAL NEEDS TRUSTS: </span></strong></p>
<p style="text-align: center; margin-bottom: 1em;"><strong><span style="color: rgb(255, 255, 255); font-family: Verdana,Geneva,sans-serif; font-size: 28px;">PLANNING FOR YOUR FUTURE</span></strong></p></div></td>
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                                                                                <td align="left" class="droppable ui-droppable" valign="top" style="padding: 10px; text-align: left; vertical-align: top;" data-content-container="1">
                                                                                <div class="draggable ui-draggable ui-droppable ui-draggable-handle" style="color: rgb(51, 51, 51); font-family: Verdana,Geneva,sans-serif; font-size: 14px;" data-text="1" data-content="1"><p style="margin-bottom: 1em;"><span style="color: rgb(0, 0, 0); font-family: Verdana,Geneva,sans-serif; font-size: 16px;">Join the Carroll Center for the Blind’s Exclusive Trust Partner, PLAN of MA & RI, for an informational webinar to learn about Special Needs Trusts and how they can help you and your loved ones plan for your future.</span></p>
<p style="margin-bottom: 1em;"><span style="color: rgb(0, 0, 0); font-family: Verdana,Geneva,sans-serif; font-size: 16px;"><span style="color: rgb(0, 0, 0); font-family: Verdana,Geneva,sans-serif; font-size: 16px;">A Special Needs Trust allows money to be set aside for a person with a disability. The trust is intended to help preserve funds for the sole benefit of this person, enhance their quality of life, and protect their eligibility for public benefits such as Medicaid and Supplemental Security Income.</span></span></p>
<p style="margin-bottom: 1em;"><span style="color: rgb(0, 0, 0); font-family: Verdana,Geneva,sans-serif; font-size: 16px;"><span style="color: rgb(0, 0, 0); font-family: Verdana,Geneva,sans-serif; font-size: 16px;"><strong><span style="color: rgb(128, 0, 128);">Speaker:</span> <span style="color: rgb(51, 51, 153);">Kathy Vitello, LSW,</span></strong> Director of Operations at PLAN of MA and RI<br><br><span style="color: rgb(0, 0, 0); font-family: Verdana,Geneva,sans-serif; font-size: 16px;"><span style="font-size: 16px;"><span style="color: rgb(51, 51, 153);"><span style="color: rgb(128, 0, 128);"><strong>What You'll Learn </strong></span></span></span></span></span></span></p>
<ul style="margin-bottom: 1em;">
<li>
<div style="margin-bottom: 1em;"><span style="font-size: 16px;"><span style="color: rgb(51, 51, 153);"><span style="color: rgb(128, 0, 128);"><span style="color: rgb(51, 51, 153);">Information about the different types of Special Needs Trusts</span> </span></span></span></div>
</li>
<li>
<div style="margin-bottom: 1em;"><span style="font-size: 16px;"><span style="color: rgb(51, 51, 153);"><span style="color: rgb(128, 0, 128);"><span style="color: rgb(51, 51, 153);">Why a Special Needs Trust is beneficial to you</span></span></span></span></div>
</li>
<li>
<div style="margin-bottom: 1em;"><span style="font-size: 16px;"><span style="color: rgb(51, 51, 153);"><span style="color: rgb(128, 0, 128);"><span style="color: rgb(51, 51, 153);">How to protect your assets without affecting your Social Security Disability Benefits</span></span></span></span></div>
</li>
<li>
<div style="margin-bottom: 1em;"><span style="font-size: 16px;"><span style="color: rgb(51, 51, 153);"><span style="color: rgb(128, 0, 128);"><span style="color: rgb(51, 51, 153);"><span style="font-size: 16px;"><span style="color: rgb(51, 51, 153);"><span style="color: rgb(128, 0, 128);"><span style="color: rgb(51, 51, 153);"><span style="font-size: 16px;"><span style="color: rgb(51, 51, 153);"><span style="color: rgb(128, 0, 128);"><span style="color: rgb(51, 51, 153);">Unique features of PLAN as a Professional Trustee</span></span></span></span></span></span></span></span></span></span></span></span></div>
</li>
</ul>
<p style="margin-bottom: 1em;"><span style="color: rgb(128, 0, 128);"><strong><span style="font-size: medium;">Who Should Attend</span></strong></span></p>
<ul style="margin-bottom: 1em;">
<li>
<div style="margin-bottom: 1em;"><span style="font-size: 16px;"><span style="color: rgb(51, 51, 153);"><span style="color: rgb(128, 0, 128);"><span style="color: rgb(51, 51, 153);">Individuals who qualify for Social Security Disability Benefits</span></span></span></span></div>
</li>
<li>
<div style="margin-bottom: 1em;"><span style="font-size: 16px;"><span style="color: rgb(51, 51, 153);"><span style="color: rgb(128, 0, 128);"><span style="color: rgb(51, 51, 153);">Parents, family members, and other caregivers of a person with a disability</span></span></span></span></div>
</li>
<li>
<div style="margin-bottom: 1em;"><span style="font-size: 16px;"><span style="color: rgb(51, 51, 153);"><span style="color: rgb(128, 0, 128);"><span style="color: rgb(51, 51, 153);"><span style="font-size: 16px;"><span style="color: rgb(51, 51, 153);"><span style="color: rgb(128, 0, 128);"><span style="color: rgb(51, 51, 153);"><span style="font-size: 16px;"><span style="color: rgb(51, 51, 153);"><span style="color: rgb(128, 0, 128);"><span style="color: rgb(51, 51, 153);">Professionals</span></span></span></span></span></span></span></span></span></span></span></span></div>
</li>
<li><span style="font-size: 16px;"><span style="color: rgb(51, 51, 153);"><span style="color: rgb(128, 0, 128);"><span style="color: rgb(51, 51, 153);"><span style="font-size: 16px;"><span style="color: rgb(51, 51, 153);"><span style="color: rgb(128, 0, 128);"><span style="color: rgb(51, 51, 153);"><span style="font-size: 16px;"><span style="color: rgb(51, 51, 153);"><span style="color: rgb(128, 0, 128);"><span style="color: rgb(51, 51, 153);">Individuals who think they could benefit from a Special Needs Trust</span></span></span></span></span></span></span></span></span></span></span></span></li>
</ul>
<p style="margin-bottom: 1em;"> </p></div></td>
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<p style="text-align: left; margin-bottom: 1em;"><span style="font-size: 16px;">Kathy Vitello is a Licensed Social Worker with more than 35 years of experience working with seniors, people who are physically challenged, and chronically ill. She has broad experience and insight—drawn from her work in hospitals, in skilled nursing, rehabilitation, and psychiatric facilities, and in-home care and hospice settings. Kathy holds a degree in Mental Health from Northern Essex Community College; has a BA in Applied Mental Health from University of Massachusetts, Amherst; and earned certificates in Suicide Prevention in Older Adults and Mental Health and Aging from the Institute for Geriatric Social Work at Boston University. Kathy has also participated in a week-long training in Thanatology and is a member of the NPA Conference Planning Committee.</span></p></div></td>
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<p style="margin-bottom: 1em;"><span style="font-size: 13px;"><span style="color: rgb(255, 255, 255); font-family: Verdana,Geneva,sans-serif;">If you know someone who is challenged by vision loss, please call The Carroll Center for the Blind at <a style="color: rgb(255, 255, 255);" href="tel:(617)%20969-6200">(617) 969-6200</a> (ext. 225). </span><span style="color: rgb(255, 255, 255); font-family: Verdana,Geneva,sans-serif;">For more information, go to <a style="color: rgb(255, 255, 255);" href="https://bbox.blackbaudhosting.com/webforms/linkredirect?srcid=44518399&srctid=1&erid=-1739148575&trid=66fd249d-b412-45bd-95be-d3d65784204c&linkid=265437681&isbbox=1&pid=0" data-is-bbox="1" data-href="https://www.carroll.org/" data-link-type="0" data-saferedirecturl="https://www.google.com/url?hl=en&q=http://www.carroll.org&source=gmail&ust=1503415308907000&usg=AFQjCNEULNPcnUxkk2CtsG1y6BNAcKgs5g" data-link-id="265437681">www.carroll.org</a>.</span></span></p></div>
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<p style="margin-bottom: 1em;"><span style="color: rgb(0, 0, 128); font-family: Verdana,Geneva,sans-serif; font-size: 12px;">Be sure to add our email address to your address book or safe senders list so our emails get to your inbox. If you do not want to receive future emails, please click the unsubscribe link below. We <strong>never </strong>sell our mailing list to anyone.</span></p></div>

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                                                                                        770 Centre Street, Newton, MA 02458
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