<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body dir="auto"><br id="lineBreakAtBeginningOfSignature"><div dir="ltr">Dontee L. Wrenn</div><div dir="ltr"><br>Begin forwarded message:<br><br></div><blockquote type="cite"><div dir="ltr"><b>From:</b> ABLE National Resource Center <info@ablenrc.org><br><b>Date:</b> September 19, 2024 at 10:06:33 AM CDT<br><b>To:</b> dontee.wl8@gmail.com<br><b>Subject:</b> <b>AchievABLE Newsletter- Fall 2024</b><br><b>Reply-To:</b> ABLE National Resource Center <info@ablenrc.org><br><br></div></blockquote><blockquote type="cite"><div dir="ltr">

    
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        <title>AchievABLE Newsletter- Fall 2024</title>

    
    
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                                        <img align="center" alt="Square green graphic with white text: AchievABLE Newsletter- a newsletter from the ABLE National Resource Center - Fall 2024 Edition." src="https://mcusercontent.com/ea6584491b7ab9daf6b074fe6/images/967b5881-1ae4-6b97-285f-611406469693.png" width="423" style="max-width: 1080px;padding-bottom: 0;display: inline !important;vertical-align: bottom;border: 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;" class="mcnImage" data-unique-identifier="">
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                            <h1 style="display: block;margin: 0;padding: 0;color: #222222;font-family: Helvetica;font-size: 40px;font-style: normal;font-weight: bold;line-height: 150%;letter-spacing: normal;text-align: center;"><span style="font-size:28px"><span style="color:#118C4F">NDEAM Is Near!</span></span></h1>

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                            <p style="text-align: left;margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;"><span style="color:#000000">During</span> <a href="https://ablenrc.us8.list-manage.com/track/click?u=ea6584491b7ab9daf6b074fe6&id=c16ef4f2ca&e=6c697ce71c" rel="noreferrer noopener" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">National Disability Employment Awareness Month</a> <span style="color:#000000">(NDEAM), which takes place every October, the U.S. Department of Labor’s Office of Disability Employment Policy (ODEP) celebrates the value and talent workers with disabilities add to America’s workplaces and economy. NDEAM’s purpose is to confirm a commitment to ensuring workers with disabilities have access to good jobs every month of every year. </span><br>
<br>
<span style="color:#000000">ABLE NRC is highlighting the importance of NDEAM by co-hosting an online seminar with the American Dream Employment Network (ADEN) on October 23rd from 2-3pm ET (Eastern Time). Register</span> <span style="color:#000000">to learn how combining an ABLE account with Social Security disability benefits or Supplemental Security Income (SSI), and participation in the Ticket to Work program, can lead to gainful employment outcomes for people with disabilities. </span></p>

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                                        <img align="center" alt="A square green graphic with white text reading: Ambassador Spotlight - Nathan Turner, ABLE NRC Ambassador. There is a photo of Nathan smiling in a yellow T-shirt, surrounded by green park scenery." src="https://mcusercontent.com/ea6584491b7ab9daf6b074fe6/images/4e7d4870-06d5-ee43-c49a-36e2c3987e44.png" width="411.71999999999997" style="max-width: 1080px;padding-bottom: 0;display: inline !important;vertical-align: bottom;border: 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;" class="mcnImage" data-unique-identifier="">
                                    </a>

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        <tr>
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                <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;float: left;" width="100%" class="mcnTextContentContainer">
                    <tbody><tr>

                        <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">

                            <h1 style="display: block;margin: 0;padding: 0;color: #222222;font-family: Helvetica;font-size: 40px;font-style: normal;font-weight: bold;line-height: 150%;letter-spacing: normal;text-align: center;"><font color="#118c4f"><span style="font-size:28px">ABLE Ambassador Spotlight</span></font></h1>

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    <tbody class="mcnTextBlockOuter">
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            <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
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                <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;float: left;" width="100%" class="mcnTextContentContainer">
                    <tbody><tr>

                        <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">

                            <p paraeid="{571a2d9e-6b1d-498d-ad15-6188923ede67}{153}" paraid="1320521976" style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><span style="color:#000000">Meet Nathan Turner! Nathan, an ABLE account owner since 2015, lives in Ohio and works full time helping adults living with disabilities navigate the Medicaid Waiver program. Outside of work, Nathan loves to travel, try new foods and connect with people. He enjoys new experiences and views his ABLE savings as a source of freedom.<br>
<br>
Nathan's ABLE account allows him to earn a substantial income while still maintaining Medicaid eligibility. It also empowers him to make decisions about how he wants to spend his money.  “ABLE is truly a lifeline for us,” he says, “to be able to live lives that are more similar to people who do not presently live with disabilities.” </span></p>

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</table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnButtonBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
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                <table border="0" cellpadding="0" cellspacing="0" class="mcnButtonContentContainer" style="border-collapse: separate !important;border-radius: 45px;background-color: #118C4F;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                    <tbody>
                        <tr>
                            <td align="center" valign="middle" class="mcnButtonContent" style="font-family: Helvetica;font-size: 18px;padding: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                                <a class="mcnButton " title="Learn More" href="https://ablenrc.us8.list-manage.com/track/click?u=ea6584491b7ab9daf6b074fe6&id=8f8571676b&e=6c697ce71c" target="_blank" style="font-weight: bold;letter-spacing: -0.5px;line-height: 100%;text-align: center;text-decoration: none;color: #FFFFFF;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;display: block;">Learn More</a>
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                    <table align="left" width="100%" border="0" cellpadding="0" cellspacing="0" class="mcnImageContentContainer" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;float: left;">
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                            <td class="mcnImageContent" valign="top" style="padding-right: 9px;padding-left: 9px;padding-top: 0;padding-bottom: 0;text-align: center;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">

                                    <a href="https://ablenrc.us8.list-manage.com/track/click?u=ea6584491b7ab9daf6b074fe6&id=8f938ba6f5&e=6c697ce71c" title="" class="" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                                        <img align="center" alt="Green square graphic with white text reading: Webinars On Demand. Two hands hold a tablet displaying the ABLE NRC YouTube page. " src="https://mcusercontent.com/ea6584491b7ab9daf6b074fe6/images/5b81e4f0-0efd-0c80-0ed2-e51947566973.png" width="411.71999999999997" style="max-width: 1080px;padding-bottom: 0;display: inline !important;vertical-align: bottom;border: 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;" class="mcnImage" data-unique-identifier="">
                                    </a>

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    <tbody class="mcnTextBlockOuter">
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            <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
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                <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;float: left;" width="100%" class="mcnTextContentContainer">
                    <tbody><tr>

                        <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">

                            <h1 style="display: block;margin: 0;padding: 0;color: #222222;font-family: Helvetica;font-size: 40px;font-style: normal;font-weight: bold;line-height: 150%;letter-spacing: normal;text-align: center;"><span style="font-size:28px"><span style="color:#118C4F">ABLE NRC Webinars On Demand</span></span></h1>

                        </td>
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</table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
    <tbody class="mcnTextBlockOuter">
        <tr>
            <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
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                                <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;">
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                                <td valign="top" width="600" style="width:600px;">
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                <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;float: left;" width="100%" class="mcnTextContentContainer">
                    <tbody><tr>

                        <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">

                            <p paraeid="{3b23683d-1c64-4077-af9d-561745d9fe32}{27}" paraid="1705556356" style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><span style="color:#000000">ABLE National Resource Center offers a comprehensive library of  </span><a href="https://ablenrc.us8.list-manage.com/track/click?u=ea6584491b7ab9daf6b074fe6&id=0b5f8402ba&e=6c697ce71c" rel="noreferrer noopener" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Webinars-on-Demand</a>.  <span style="color:#000000">These recorded sessions cover a wide range of topics related to ABLE accounts and are available 24/7 at your convenience. Whether you are looking to deepen your understanding, or share valuable information with your community, the</span> <a href="https://ablenrc.us8.list-manage.com/track/click?u=ea6584491b7ab9daf6b074fe6&id=242f223862&e=6c697ce71c" rel="noreferrer noopener" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">ABLE Account Basics Video</a>  <span style="color:#000000">is an excellent resource for self-study and presentations.</span></p>

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                <table border="0" cellpadding="0" cellspacing="0" class="mcnButtonContentContainer" style="border-collapse: separate !important;border-radius: 45px;background-color: #118C4F;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
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                            <td align="center" valign="middle" class="mcnButtonContent" style="font-family: Helvetica;font-size: 18px;padding: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                                <a class="mcnButton " title="Learn More" href="https://ablenrc.us8.list-manage.com/track/click?u=ea6584491b7ab9daf6b074fe6&id=9c5dbf44a8&e=6c697ce71c" target="_blank" style="font-weight: bold;letter-spacing: -0.5px;line-height: 100%;text-align: center;text-decoration: none;color: #FFFFFF;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;display: block;">Learn More</a>
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                                        <img align="center" alt="Square green graphic with white text reading: ABLE Legislation. A cutout photo of Lady Justice is in the background." src="https://mcusercontent.com/ea6584491b7ab9daf6b074fe6/images/631665b1-1540-4f2a-da52-96c20f454096.png" width="411.71999999999997" style="max-width: 1080px;padding-bottom: 0;display: inline !important;vertical-align: bottom;border: 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;" class="mcnImage" data-unique-identifier="">


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                            <h1 style="display: block;margin: 0;padding: 0;color: #222222;font-family: Helvetica;font-size: 40px;font-style: normal;font-weight: bold;line-height: 150%;letter-spacing: normal;text-align: center;"><font color="#118c4f"><span style="font-size:28px">Federal Legislation</span></font></h1>

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                        <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">

                            <p paraeid="{512a6439-7b95-418b-98a6-513bd36d0443}{172}" paraid="1243743855" style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><span style="color:#000000"><strong>U.S. Senate</strong>. On June 13, 2024, U.S. Senators Bob Casey and Eric Schmitt introduced</span> <a href="https://ablenrc.us8.list-manage.com/track/click?u=ea6584491b7ab9daf6b074fe6&id=d725406440&e=6c697ce71c" rel="noreferrer noopener" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">S.4541</a> <span style="color:#000000">the</span> <a href="https://ablenrc.us8.list-manage.com/track/click?u=ea6584491b7ab9daf6b074fe6&id=ab2ecc8792&e=6c697ce71c" rel="noreferrer noopener" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">Ensuring Nationwide Access to a Better Life Experience (ENABLE) Act</a> <span style="color:#000000">to extend three key provisions in the ABLE program set to expire in 2025. The ENABLE Act would make ABLE to Work, ABLE Saver’s Credit and the 529 college savings plan to ABLE rollover provision permanent! </span></p>

<p paraeid="{512a6439-7b95-418b-98a6-513bd36d0443}{232}" paraid="734821309" style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><span style="color:#000000"><strong>U.S. Senate</strong>. On August 1, 2024, Senator Casey introduced a package of three bills aimed at expanding ABLE access:</span> </p>

<ul role="list">
        <li aria-setsize="-1" data-aria-level="1" data-aria-posinset="1" data-font="Symbol" data-leveltext="" data-list-defn-props="{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-listid="12" role="listitem" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
        <p paraeid="{2ee64e39-05cc-4f2c-8dc1-6ec7ddef35bd}{1}" paraid="889656302" style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><a href="https://ablenrc.us8.list-manage.com/track/click?u=ea6584491b7ab9daf6b074fe6&id=81238b0a62&e=6c697ce71c" rel="noreferrer noopener" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">S. 4909</a> <span style="color:#000000">ABLE Direct Deposit Act. This bill affirms that direct deposits from employers or government programs can be made to ABLE accounts. </span></p>
        </li>
</ul>

<ul role="list">
        <li aria-setsize="-1" data-aria-level="1" data-aria-posinset="2" data-font="Symbol" data-leveltext="" data-list-defn-props="{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-listid="12" role="listitem" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
        <p paraeid="{2ee64e39-05cc-4f2c-8dc1-6ec7ddef35bd}{10}" paraid="488725286" style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><a href="https://ablenrc.us8.list-manage.com/track/click?u=ea6584491b7ab9daf6b074fe6&id=1e65c79ae0&e=6c697ce71c" rel="noreferrer noopener" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">S. 4910</a> <span style="color:#000000">ABLE Awareness Act. This bill mandates that federal and state agencies inform eligible individuals about the ABLE program, its benefits and the steps to open an account. It aims to increase awareness and participation. </span></p>
        </li>
</ul>

<ul role="list">
        <li aria-setsize="-1" data-aria-level="1" data-aria-posinset="3" data-font="Symbol" data-leveltext="" data-list-defn-props="{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-listid="12" role="listitem" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
        <p paraeid="{2ee64e39-05cc-4f2c-8dc1-6ec7ddef35bd}{35}" paraid="599954735" style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><a href="https://ablenrc.us8.list-manage.com/track/click?u=ea6584491b7ab9daf6b074fe6&id=a3bdfd3c3e&e=6c697ce71c" rel="noreferrer noopener" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">S. 4911</a> <span style="color:#000000">ABLE Employment Flexibility Act. This bill allows employers to make employer contributions to an employee’s ABLE account in lieu of a 401(k) account so that employees with disabilities can save for retirement without contributions counting against access limits for federal benefits programs. </span></p>
        </li>
</ul>

<p paraeid="{2ee64e39-05cc-4f2c-8dc1-6ec7ddef35bd}{50}" paraid="1289354832" style="margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;"><span style="color:#000000">All three proposals were referred to the Senate Finance Committee. </span></p>

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                                <a class="mcnButton " title="Learn More" href="https://ablenrc.us8.list-manage.com/track/click?u=ea6584491b7ab9daf6b074fe6&id=b9a8e8e22c&e=6c697ce71c" target="_blank" style="font-weight: bold;letter-spacing: -0.5px;line-height: 100%;text-align: center;text-decoration: none;color: #FFFFFF;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;display: block;">Learn More</a>
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                            <p paraeid="{3b23683d-1c64-4077-af9d-561745d9fe32}{27}" paraid="1705556356" style="text-align: center;margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;"><span style="font-size:18px"><strong><span style="color:#008000">Check out the full <a href="https://ablenrc.us8.list-manage.com/track/click?u=ea6584491b7ab9daf6b074fe6&id=605766f75e&e=6c697ce71c" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;">AchievABLE</a></span></strong></span><a href="https://ablenrc.us8.list-manage.com/track/click?u=ea6584491b7ab9daf6b074fe6&id=d5388b7344&e=6c697ce71c" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;"><span style="color:#006400">™</span></a><span style="font-size:18px"><strong><span style="color:#008000"><a href="https://ablenrc.us8.list-manage.com/track/click?u=ea6584491b7ab9daf6b074fe6&id=89ff519b36&e=6c697ce71c" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;font-weight: normal;text-decoration: underline;"> Newsletter</a> for even more information on all things ABLE. Discover ABLE Questions & Answers, Additional Resources, State News and more!  </span></strong></span></p>

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                <hr class="mcnDividerContent" style="border-bottom-color:none; border-left-color:none; border-right-color:none; border-bottom-width:0; border-left-width:0; border-right-width:0; margin-top:0; margin-right:0; margin-bottom:0; margin-left:0;" />
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            </td>
        </tr>
    </tbody>
</table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
    <tbody class="mcnTextBlockOuter">
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            <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                <!--[if mso]>
                                <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;">
                                <tr>
                                <![endif]-->
                        
                                <!--[if mso]>
                                <td valign="top" width="600" style="width:600px;">
                                <![endif]-->
                <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;float: left;" width="100%" class="mcnTextContentContainer">
                    <tbody><tr>

                        <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">

                            <p style="text-align: left;margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;"><font color="#000000"><strong>PHOTOS</strong>: (First) Square green graphic with white text: AchievABLE Newsletter- a newsletter from the ABLE National Resource Center - Fall 2024 Edition. (Second) A square green graphic with white text reading: Ambassador Spotlight - Nathan Turner, ABLE NRC Ambassador. There is a photo of Nathan smiling in a yellow T-shirt, surrounded by green park scenery. (Third) Green square graphic with white text reading: Webinars On Demand. Two hands hold a tablet displaying the ABLE NRC YouTube page. (Fourth) Square green graphic with white text reading: ABLE Legislation. A cutout photo of Lady Justice is in the background. </font></p>

                        </td>
                    </tr>
                </tbody></table>
                                <!--[if mso]>
                                </td>
                                <![endif]-->

                                <!--[if mso]>
                                </tr>
                                </table>
                                <![endif]-->
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        </tr>
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</table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;table-layout: fixed !important;">
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        <tr>
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                    <tbody><tr>
                        <td style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                            <span></span>
                        </td>
                    </tr>
                </tbody></table>
<!--
                <td class="mcnDividerBlockInner" style="padding: 18px;">
                <hr class="mcnDividerContent" style="border-bottom-color:none; border-left-color:none; border-right-color:none; border-bottom-width:0; border-left-width:0; border-right-width:0; margin-top:0; margin-right:0; margin-bottom:0; margin-left:0;" />
-->
            </td>
        </tr>
    </tbody>
</table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnTextBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
    <tbody class="mcnTextBlockOuter">
        <tr>
            <td valign="top" class="mcnTextBlockInner" style="padding-top: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                <!--[if mso]>
                                <table align="left" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100%;">
                                <tr>
                                <![endif]-->
                        
                                <!--[if mso]>
                                <td valign="top" width="600" style="width:600px;">
                                <![endif]-->
                <table align="left" border="0" cellpadding="0" cellspacing="0" style="max-width: 100%;min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;float: left;" width="100%" class="mcnTextContentContainer">
                    <tbody><tr>

                        <td valign="top" class="mcnTextContent" style="padding-top: 0;padding-right: 18px;padding-bottom: 9px;padding-left: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;word-break: break-word;color: #757575;font-family: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">

                            <div style="text-align: center;"><em><font color="#000000">Thank you to Prudential for sponsoring ABLE NRC</font></em></div>

                        </td>
                    </tr>
                </tbody></table>
                                <!--[if mso]>
                                </td>
                                <![endif]-->

                                <!--[if mso]>
                                </tr>
                                </table>
                                <![endif]-->
            </td>
        </tr>
    </tbody>
</table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnImageBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
    <tbody class="mcnImageBlockOuter">
            <tr>
                <td valign="top" style="padding: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" class="mcnImageBlockInner">
                    <table align="left" width="100%" border="0" cellpadding="0" cellspacing="0" class="mcnImageContentContainer" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;float: left;">
                        <tbody><tr>
                            <td class="mcnImageContent" valign="top" style="padding-right: 9px;padding-left: 9px;padding-top: 0;padding-bottom: 0;text-align: center;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


                                        <img align="center" alt="" src="https://mcusercontent.com/ea6584491b7ab9daf6b074fe6/images/e9d6a6d0-a98f-ec10-ef6c-7160d02cd27a.png" width="236.88" style="max-width: 1280px;padding-bottom: 0;display: inline !important;vertical-align: bottom;border: 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;" class="mcnImage" data-unique-identifier="">


                            </td>
                        </tr>
                    </tbody></table>
                </td>
            </tr>
    </tbody>
</table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnDividerBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;table-layout: fixed !important;">
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        <tr>
            <td class="mcnDividerBlockInner" style="min-width: 100%;padding: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                <table class="mcnDividerContent" border="0" cellpadding="0" cellspacing="0" width="100%" style="min-width: 100%;border-top: 2px solid #EAEAEA;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                    <tbody><tr>
                        <td style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                            <span></span>
                        </td>
                    </tr>
                </tbody></table>
<!--
                <td class="mcnDividerBlockInner" style="padding: 18px;">
                <hr class="mcnDividerContent" style="border-bottom-color:none; border-left-color:none; border-right-color:none; border-bottom-width:0; border-left-width:0; border-right-width:0; margin-top:0; margin-right:0; margin-bottom:0; margin-left:0;" />
-->
            </td>
        </tr>
    </tbody>
</table><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnImageBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
    <tbody class="mcnImageBlockOuter">
            <tr>
                <td valign="top" style="padding: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" class="mcnImageBlockInner">
                    <table align="left" width="100%" border="0" cellpadding="0" cellspacing="0" class="mcnImageContentContainer" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;float: left;">
                        <tbody><tr>
                            <td class="mcnImageContent" valign="top" style="padding-right: 9px;padding-left: 9px;padding-top: 0;padding-bottom: 0;text-align: center;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


                                        <img align="center" alt="" src="https://mcusercontent.com/ea6584491b7ab9daf6b074fe6/images/7ae00e3a-7fea-486e-13c1-864850e5e606.png" width="219.96" style="max-width: 600px;padding-bottom: 0;display: inline !important;vertical-align: bottom;border: 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;" class="mcnImage" data-unique-identifier="">


                            </td>
                        </tr>
                    </tbody></table>
                </td>
            </tr>
    </tbody>
</table></td>
                                        </tr>
                                    </tbody></table>
                                    <!--[if (gte mso 9)|(IE)]>
                                    </td>
                                    </tr>
                                    </table>
                                    <![endif]-->
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                            </tr>
                            <tr>
                                <td align="center" valign="top" id="templateFooter" data-template-container="" style="background:#ffffff none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: #ffffff;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 0px;padding-bottom: 0px;">
                                    <!--[if (gte mso 9)|(IE)]>
                                    <table align="center" border="0" cellspacing="0" cellpadding="0" width="600" style="width:600px;">
                                    <tr>
                                    <td align="center" valign="top" width="600" style="width:600px;">
                                    <![endif]-->
                                    <table align="center" border="0" cellpadding="0" cellspacing="0" width="100%" class="templateContainer" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;max-width: 600px !important;">
                                        <tbody><tr>
                                            <td valign="top" class="footerContainer" style="background:transparent none no-repeat center/cover;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;background-color: transparent;background-image: none;background-repeat: no-repeat;background-position: center;background-size: cover;border-top: 0;border-bottom: 0;padding-top: 0;padding-bottom: 0;"><table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnFollowBlock" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
    <tbody class="mcnFollowBlockOuter">
        <tr>
            <td align="center" valign="top" style="padding: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" class="mcnFollowBlockInner">
                <table border="0" cellpadding="0" cellspacing="0" width="100%" class="mcnFollowContentContainer" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
    <tbody><tr>
        <td align="center" style="padding-left: 9px;padding-right: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
            <table border="0" cellpadding="0" cellspacing="0" width="100%" style="min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" class="mcnFollowContent">
                <tbody><tr>
                    <td align="center" valign="top" style="padding-top: 9px;padding-right: 9px;padding-left: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                        <table align="center" border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                            <tbody><tr>
                                <td align="center" valign="top" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                                    <!--[if mso]>
                                    <table align="center" border="0" cellspacing="0" cellpadding="0">
                                    <tr>
                                    <![endif]-->

                                        <!--[if mso]>
                                        <td align="center" valign="top">
                                        <![endif]-->

                                            <table align="left" border="0" cellpadding="0" cellspacing="0" class="mcnFollowStacked" style="display: inline;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;float: left;">

                                                <tbody><tr>
                                                    <td align="center" valign="top" class="mcnFollowIconContent" style="padding-right: 10px;padding-bottom: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                                                        <a href="https://ablenrc.us8.list-manage.com/track/click?u=ea6584491b7ab9daf6b074fe6&id=76eaf6bc64&e=6c697ce71c" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"><img src="https://cdn-images.mailchimp.com/icons/social-block-v2/gray-facebook-96.png" alt="Facebook" class="mcnFollowBlockIcon" width="48" style="width: 48px;max-width: 48px;display: block;border: 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;" data-unique-identifier=""></a>
                                                    </td>
                                                </tr>


                                            </tbody></table>


                                        <!--[if mso]>
                                        </td>
                                        <![endif]-->

                                        <!--[if mso]>
                                        <td align="center" valign="top">
                                        <![endif]-->

                                            <table align="left" border="0" cellpadding="0" cellspacing="0" class="mcnFollowStacked" style="display: inline;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;float: left;">

                                                <tbody><tr>
                                                    <td align="center" valign="top" class="mcnFollowIconContent" style="padding-right: 10px;padding-bottom: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
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                                                    </td>
                                                </tr>


                                            </tbody></table>


                                        <!--[if mso]>
                                        </td>
                                        <![endif]-->

                                        <!--[if mso]>
                                        <td align="center" valign="top">
                                        <![endif]-->

                                            <table align="left" border="0" cellpadding="0" cellspacing="0" class="mcnFollowStacked" style="display: inline;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;float: left;">

                                                <tbody><tr>
                                                    <td align="center" valign="top" class="mcnFollowIconContent" style="padding-right: 10px;padding-bottom: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                                                        <a href="https://ablenrc.us8.list-manage.com/track/click?u=ea6584491b7ab9daf6b074fe6&id=ab91fcaf75&e=6c697ce71c" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"><img src="https://cdn-images.mailchimp.com/icons/social-block-v2/gray-threads-96.png" alt="Threads" class="mcnFollowBlockIcon" width="48" style="width: 48px;max-width: 48px;display: block;border: 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;" data-unique-identifier=""></a>
                                                    </td>
                                                </tr>


                                            </tbody></table>


                                        <!--[if mso]>
                                        </td>
                                        <![endif]-->

                                        <!--[if mso]>
                                        <td align="center" valign="top">
                                        <![endif]-->

                                            <table align="left" border="0" cellpadding="0" cellspacing="0" class="mcnFollowStacked" style="display: inline;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;float: left;">

                                                <tbody><tr>
                                                    <td align="center" valign="top" class="mcnFollowIconContent" style="padding-right: 0;padding-bottom: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                                                        <a href="https://ablenrc.us8.list-manage.com/track/click?u=ea6584491b7ab9daf6b074fe6&id=8ba7eae2bc&e=6c697ce71c" target="_blank" style="mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"><img src="https://cdn-images.mailchimp.com/icons/social-block-v2/gray-linkedin-96.png" alt="LinkedIn" class="mcnFollowBlockIcon" width="48" style="width: 48px;max-width: 48px;display: block;border: 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode: bicubic;" data-unique-identifier=""></a>
                                                    </td>
                                                </tr>


                                            </tbody></table>


                                        <!--[if mso]>
                                        </td>
                                        <![endif]-->

                                    <!--[if mso]>
                                    </tr>
                                    </table>
                                    <![endif]-->
                                </td>
                            </tr>
                        </tbody></table>
                    </td>
                </tr>
            </tbody></table>
        </td>
    </tr>
</tbody></table>

            </td>
        </tr>
    </tbody>
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    <tbody class="mcnTextBlockOuter">
        <tr>
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                                <![endif]-->
                        
                                <!--[if mso]>
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                    <tbody><tr>

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                        </td>
                    </tr>
                </tbody></table>
                                <!--[if mso]>
                                </td>
                                <![endif]-->

                                <!--[if mso]>
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                                </table>
                                <![endif]-->
            </td>
        </tr>
    </tbody>
</table></td>
                                        </tr>
                                    </tbody></table>
                                    <!--[if (gte mso 9)|(IE)]>
                                    </td>
                                    </tr>
                                    </table>
                                    <![endif]-->
                                </td>
                            </tr>
                        </tbody></table>
                        <!-- // END TEMPLATE -->
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                </tr>
            </tbody></table>
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