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class=MsoNormal><img src="http://cdn.mailscanner.info/1x1spacer.gif" width="1" height="1" alt="Web Bug from http://r20.rs6.net/on.jsp?ca=14e51dc2-6bfe-4100-8a98-9ad893567a5d&a=1102351003947&d=1124406864804&r=3&o=http://ui.constantcontact.com/images/p1x1.gif&c=8ec6cfa0-340d-11e3-83aa-d4ae5275b1a5&ch=8f4352a0-340d-11e3-8404-d4ae5275b1a5" /><o:p></o:p></p><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;background:black;ih-name:;background-position-x:50%;background-position-y:0%'><tr style='height:37.5pt'><td style='padding:0in 0in 0in 0in;height:37.5pt'><p class=MsoNormal><img border=0 width=1 height=36 id="_x0000_i1036" src="http://img.constantcontact.com/letters/images/spacer.gif"><o:p></o:p></p></td></tr><tr><td valign=top style='padding:0in 0in 0in 0in'><div align=center><table class=MsoNormalTable border=1 cellspacing=0 cellpadding=0 width=600 style='width:6.25in;background:white;border:solid #A60606 6.0pt' id="content_LETTER.BLOCK9"><tr><td width="100%" valign=top style='width:100.0%;border:none;padding:0in 0in 0in 0in'><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%'><tr><td style='padding:0in 0in 0in 0in'><p class=MsoNormal align=center style='text-align:center'><span style='font-size:18.0pt;font-family:"Georgia","serif";color:#A60606;letter-spacing:.75pt'> <img border=0 width=143 height=130 id="_x0000_i1037" src="http://files.ctctcdn.com/b217d39a001/72368a5b-817d-4c31-b4de-28b3e659c951.gif" hspace=5 vspace=5 alt="Maryland Department of Disabilities Logo" name=ACCOUNT.IMAGE.567> <o:p></o:p></span></p></td></tr></table></div><p class=MsoNormal align=center style='text-align:center'><span style='display:none'><o:p> </o:p></span></p><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;display:table' id="content_LETTER.BLOCK3"><tr><td style='padding:18.75pt 18.75pt 18.75pt 18.75pt'><p class=MsoNormal align=center style='text-align:center'><strong><span style='font-size:16.0pt;font-family:"Arial","sans-serif";color:maroon'>Maryland ABLE Bill Signed Into Law </span></strong><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'><o:p></o:p></span></p><div><div><p class=MsoNormal align=center style='text-align:center'><span style='font-family:"Arial","sans-serif";color:maroon'><o:p> </o:p></span></p></div><div><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:black'><img border=0 width=501 height=356 id="_x0000_i1038" src="http://files.ctctcdn.com/b217d39a001/c7cec9c0-2430-43fe-a0e9-04604d336d7c.jpg" hspace=5 vspace=5 alt="Group photo of ABLE bill signing with Goverenor Hogan" name=ACCOUNT.IMAGE.678><o:p></o:p></span></p></div><div><p class=MsoNormal><strong><span style='font-family:"Calibri","sans-serif";color:black'>ANNAPOLIS, MD- </span></strong><span style='font-family:"Calibri","sans-serif";color:black'>Governor Hogan recently signed the Achieving a Better Life Experience (ABLE) Act into law after months of bipartisan support ensuring those with disabilities in Maryland have the opportunity to save money for the future without negatively impacting needed federal means tested benefits. Implementation of this federal law will give many people who acquired disabilities prior to the age of 26 the option to open tax-exempt bank accounts with the funds reserved for future disability-related expenses. <o:p></o:p></span></p></div><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:black'><o:p> </o:p></span></p><div><div><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:black'>Following the passage of federal legislation in 2014, the Maryland Department of Disabilities led the task force to draft suggested implementation of ABLE in Maryland. Implementation recommendations were completed in December of 2015 and submitted for consideration by the Maryland General Assembly. The legislation was introduced as House Bill 431 and Senate Bill 355. Throughout the legislative session, Governor Hogan lent his support to the legislation and ensured the state supplemental budget included needed start up costs for establishing the program.<o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:black'> <o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:black'>State implementation requires the College Savings Plans of Maryland Board to establish the Maryland ABLE program helping promote financial savings to support individuals with disabilities in "maintaining health, independence, and quality of life." The legislation renames the College Savings Plans of Maryland Board to the Maryland 529 Board and requires them to work in consultation with the Maryland Department of Disabilities. Per the legislation, ABLE should be fully implemented in Maryland by October of 2017.<o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:black'> <o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:black'>"Governor Hogan continues to support fiscal responsibility and financial wellness for all Marylanders," noted Secretary Beatty at the bill signing. "By supporting the establishment of a robust and comprehensive ABLE program in Maryland, we ensure our state's economic health extends to all our residents including those with disabilities and their families."<o:p></o:p></span></p></div></div></div><div><p class=MsoNormal><span class=ccfontupdated><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";color:black'> </span></span><span style='font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p><p class=MsoNormal><span class=ccfontupdated><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";color:black'>Prepared by:</span></span><span style='font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p><p class=MsoNormal><span class=ccfontupdated><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";color:black'>Carrie McGraw, PIO</span></span><span style='font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p><p class=MsoNormal><span class=ccfontupdated><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";color:black'>The Maryland Department of Disabilities </span></span><!--[if gte vml 1]><v:shapetype id="_x0000_t75" coordsize="21600,21600" o:spt="75" o:preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f" stroked="f">
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