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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Thank you, Melissa,<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Parents and Families, there is a lot of information about ABLE on the internet, although this meeting will be specific to Maryland. The Act is based on the same concept as the college 529 plan, and answers the question, if a college bound family can save money tax free for their child’s future, why can’t a family with a special needs child do the same for their child’s future? (and that child might be going to college, too!). I am copying and pasting some basic dollar and cents information.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><h3><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'> </span><span style='font-size:12.5pt;font-family:"Arial","sans-serif";color:#010101'>6. Does having an ABLE account affect Supplemental Security Income (SSI) benefits?<o:p></o:p></span></h3><p class=MsoNormal style='mso-margin-top-alt:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left:0in'><span style='font-size:10.5pt;font-family:"Arial","sans-serif";color:#010101'>Only if the ABLE account exceeds $100,000. SSI benefits would be suspended but not terminated. In other words, the beneficiary of the account would not receive a check but would retain eligibility for the SSI program.<o:p></o:p></span></p><p class=MsoNormal style='mso-margin-top-alt:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left:0in'><b><span style='font-size:12.5pt;font-family:"Arial","sans-serif";color:#010101'>7. Does it impact Medicaid eligibility?<o:p></o:p></span></b></p><p class=MsoNormal style='mso-margin-top-alt:12.0pt;margin-right:0in;margin-bottom:12.0pt;margin-left:0in'><span style='font-size:10.5pt;font-family:"Arial","sans-serif";color:#010101'>No<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Best,<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Stefanie Levy in Montgomery County<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Aly’s mom, 17 yo <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> MDPOBC [mailto:mdpobc-bounces@nfbnet.org] <b>On Behalf Of </b>Melissa Ann Riccobono via MDPOBC<br><b>Sent:</b> Friday, February 03, 2017 2:16 PM<br><b>To:</b> 'Maryland Parents of Blind Children List'; 'NFB of Maryland e-mail list'; greater-baltimore@nfbnet.org<br><b>Cc:</b> Melissa Ann Riccobono<br><b>Subject:</b> [Mdpobc] {Disarmed} FW: ABLE Act Alert<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Hello everyone,<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>This should be a very good event. As a review, Able accounts will allow anyone who was diagnosed with a disability prior to age 25 to save money in a special account in order to help with expenses related to enhancing quality of life… In other words, the money can be used for pretty much anything. This money will not be taxable, as I understand it, and it will also not count as an asset when applying for or receiving SSI benefits. I can’t remember the top amount which can be saved, but it is substancial. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Please feel free to pass this information along.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Thanks,<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Melissa<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> Maryland Department of Disabilities [mailto:marylanddepartmentofdisabilities@marylanddepartmentofdisabilities.ccsend.com] <b>On Behalf Of </b>Maryland Department of Disabilities<br><b>Sent:</b> Friday, February 03, 2017 9:39 AM<br><b>To:</b> maricco@uwalumni.com<br><b>Subject:</b> ABLE Act Alert<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><div id=preheaderContent><p class=MsoNormal style='mso-line-height-alt:.75pt'><span style='font-size:1.0pt'>Maryland ABLE Town Hall: You Are Invited<o:p></o:p></span></p></div><div id=rootDiv><div><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%'><tr><td style='padding:0in 0in 0in 0in'><p class=MsoNormal><span style='border:solid windowtext 1.0pt;padding:0in'><img width=1 height=5 id="_x0000_i1025" src="cid:image001.jpg@01D27E2D.9FEF64A0" alt="Image removed by sender."></span><o:p></o:p></p></td><td width=750 valign=top style='width:6.25in;padding:0in 0in 0in 0in'><div align=center><table 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cellpadding=0 width="100%" style='width:100.0%'><tr><td width="100%" valign=top style='width:100.0%;padding:0in 0in 6.0pt 0in'></td></tr></table></div><p class=MsoNormal align=center style='text-align:center'><o:p> </o:p></p><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;background:#F2F2F2' id="content_LETTER.BLOCK5"><tr><td width="100%" valign=top style='width:100.0%;padding:13.5pt 15.0pt 13.5pt 15.0pt'><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%'><tr><td valign=top style='padding:0in 0in 0in 0in'><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=675 style='width:405.0pt'><tr><td width="100%" style='width:100.0%;padding:0in 0in 0in 0in'><p class=MsoNormal align=center style='text-align:center'><span style='border:solid windowtext 1.0pt;padding:0in'><img border=0 width=540 height=363 id="_x0000_i1037" src="cid:image003.jpg@01D27E2D.9FEF64A0" alt="Image removed by sender. collage of state house dome, maryland flag, wheelchair with hand, Maryland flag, words Able Act, and US flag" name=ACCOUNT.IMAGE.898></span><o:p></o:p></p></td></tr></table></div></td></tr></table></div><p class=MsoNormal align=center style='text-align:center'><span style='display:none'><o:p> </o:p></span></p><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;background:white' id="content_LETTER.BLOCK2"><tr><td valign=top style='padding:6.0pt 0in 6.75pt 0in'><p class=MsoNormal align=center style='text-align:center'><strong><span style='font-family:"Arial","sans-serif";color:#59554D'>You are invited to a</span></strong><span style='font-family:"Arial","sans-serif";color:#59554D'><o:p></o:p></span></p><p class=MsoNormal align=center style='text-align:center'><strong><span style='font-family:"Arial","sans-serif";color:#59554D'> </span></strong><span style='font-family:"Arial","sans-serif";color:#59554D'><o:p></o:p></span></p><p class=MsoNormal align=center style='text-align:center'><strong><span style='font-size:20.0pt;font-family:"Arial","sans-serif";color:#59554D'>Maryland ABLE Program Town Hall</span></strong><span style='font-size:20.0pt;font-family:"Arial","sans-serif";color:#59554D'><o:p></o:p></span></p><p class=MsoNormal align=center style='text-align:center'><span style='font-size:14.0pt;font-family:"Arial","sans-serif";color:#59554D'><o:p> </o:p></span></p><p class=MsoNormal align=center style='text-align:center'><strong><span style='font-size:14.0pt;font-family:"Arial","sans-serif";color:#59554D'>Wednesday, February 22, 2017</span></strong><span style='font-size:14.0pt;font-family:"Arial","sans-serif";color:#59554D'><o:p></o:p></span></p><p class=MsoNormal align=center style='text-align:center'><strong><span style='font-size:14.0pt;font-family:"Arial","sans-serif";color:#59554D'>4:00-5:30pm</span></strong><span style='font-size:14.0pt;font-family:"Arial","sans-serif";color:#59554D'><o:p></o:p></span></p><p class=MsoNormal align=center style='text-align:center'><span style='font-size:14.0pt;font-family:"Arial","sans-serif";color:#59554D'><o:p> </o:p></span></p><div><p class=MsoNormal align=center style='text-align:center'><strong><span style='font-family:"Arial","sans-serif";color:#59554D'>Workforce Technology Center</span></strong><span style='font-family:"Arial","sans-serif";color:#59554D'><o:p></o:p></span></p></div><div><p class=MsoNormal align=center style='text-align:center'><strong><span style='font-family:"Arial","sans-serif";color:#59554D'>2301 Argonne Drive</span></strong><span style='font-family:"Arial","sans-serif";color:#59554D'><o:p></o:p></span></p></div><div><p class=MsoNormal align=center style='text-align:center'><strong><span style='font-family:"Arial","sans-serif";color:#59554D'>Baltimore, MD 21218</span></strong><span style='font-family:"Arial","sans-serif";color:#59554D'><o:p></o:p></span></p></div><p class=MsoNormal align=center style='text-align:center'><span style='font-size:14.0pt;font-family:"Arial","sans-serif";color:#59554D'><o:p> </o:p></span></p><div><div><p class=MsoNormal><span style='font-family:"Arial","sans-serif";color:#59554D'>Join us for a Maryland ABLE program town hall and information session!<o:p></o:p></span></p></div><ul type=disc><li class=MsoNormal style='color:#59554D;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l1 level1 lfo3'><span style='font-family:"Arial","sans-serif"'>Understand the basics of the Maryland ABLE Program<o:p></o:p></span></li><li class=MsoNormal style='color:#59554D;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l1 level1 lfo3'><span style='font-family:"Arial","sans-serif"'>Learn more about where Maryland is in the implementation process<o:p></o:p></span></li><li class=MsoNormal style='color:#59554D;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l1 level1 lfo3'><span style='font-family:"Arial","sans-serif"'>Understand how federal policies affect Maryland ABLE<o:p></o:p></span></li><li class=MsoNormal style='color:#59554D;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l1 level1 lfo3'><span style='font-family:"Arial","sans-serif"'>Provide feedback on your needs to ensure a responsive and successful program<o:p></o:p></span></li><li class=MsoNormal style='color:#59554D;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l1 level1 lfo3'><span style='font-family:"Arial","sans-serif"'>Bring your questions for the implementation team<o:p></o:p></span></li></ul><div><p class=MsoNormal><span style='font-family:"Arial","sans-serif";color:#59554D'> <o:p></o:p></span></p></div></div><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Arial","sans-serif";color:#59554D'><a href="http://r20.rs6.net/tn.jsp?f=001_0tnctDXXdWlEUMQy2GBITJnKPQonPKPM4wxs4vvvnP_k5C5HPgL7Rr9sTqRdeDmWAhpKHIRwB2X7ioZVPwCECerQaxLo1iBdziwkOrOTswLILOucK__tqr29v3Qa7LUsAvfZTqGFB6IQAAw22KuvCn7Yo8SpuAID7CD6Cr9q5GDxkFtkkjn1B6gVvYoX6Gy24eY28FdmjEJDEUwM7YqocscqrTb-uFbODHU9KRHTRmCDaaXTqEXbm0lvQRVzPv5&c=1SIAzF9_jSefmBJo09MuSL2r6t-wvWBWEcbhoMrOXBXB4iwqbHdUWQ==&ch=b-dzJDFbzHFF1bsMfSU2bGQIYBHp1m2JxrU7CpVIfVKrj_ibWuXekA==" target="_blank"><span style='font-size:12.0pt'>Register to attend the town hall here</span></a><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Arial","sans-serif";color:#59554D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Arial","sans-serif";color:#59554D'>You can also attend virtually! The town hall will be live streamed on social media with an opportunity to email questions and feedback after the event. No registration required for this option. More information to come!<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Arial","sans-serif";color:#59554D'> <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Arial","sans-serif";color:#59554D'>Please email accommodation requests to Carrie McGraw at <a href="mailto:carrie.mcgraw@maryland.gov" target="_blank"><span style='color:#4C4C4C;text-decoration:none'>carrie.mcgraw@maryland.gov</span></a> or call 410.767.3660 by February 15th. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Arial","sans-serif";color:#59554D'> <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:9.0pt;font-family:"Arial","sans-serif";color:#59554D'>This publication is available in alternative accessible formats by emailing <a href="mailto:carrie.mcgraw@maryland.gov" target="_blank"><span style='color:#323232;text-decoration:none'>carrie.mcgraw@maryland.gov</span></a> or calling 410.767.3660<o:p></o:p></span></p></td></tr></table></div><p class=MsoNormal align=center style='text-align:center'><span style='display:none'><o:p> </o:p></span></p><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%'><tr style='height:.75pt'><td style='padding:0in 0in 6.75pt 0in;height:.75pt'><p class=MsoNormal align=center style='text-align:center;mso-line-height-alt:.75pt'><span style='border:solid windowtext 1.0pt;padding:0in'><img border=0 width=5 height=1 id="_x0000_i1038" src="cid:image004.jpg@01D27E2D.9FEF64A0" alt="Image removed by sender."></span><o:p></o:p></p></td></tr></table></div><p class=MsoNormal align=center style='text-align:center'><o:p> </o:p></p><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%' id="content_LETTER.BLOCK19"><tr><td width="100%" valign=top style='width:100.0%;padding:6.0pt 0in 6.75pt 0in'><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%'><tr><td style='padding:0in 0in 7.5pt 0in'><div><p class=MsoNormal align=center style='text-align:center'><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#59554D'>STAY CONNECTED:<o:p></o:p></span></p></div></td></tr><tr><td style='padding:0in 0in 0in 0in'><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=1 style='width:.75pt'><tr><td style='padding:0in 3.75pt 0in 3.75pt'><div><p class=MsoNormal align=center style='text-align:center'><span style='color:black'><a href="http://r20.rs6.net/tn.jsp?f=001_0tnctDXXdWlEUMQy2GBITJnKPQonPKPM4wxs4vvvnP_k5C5HPgL7fboz7GVQsfG9W3UBetkKRC6hlzmmxUHNNpB4dpYU0wdKIcw_Z_LPFGzt74FLlvBc5R3ThJdZrg4wJpIpUHujcnoMA4wDJ9GArw46E-81mkpC_VEfAx2eLhCwCg_DQ-2P_xtbmFCnYUcRGGKPNe1b7EIM58UOWE1Sr5RRZ_8Vpx1mxJFQJF8SwzzsesuuwGGuA==&c=1SIAzF9_jSefmBJo09MuSL2r6t-wvWBWEcbhoMrOXBXB4iwqbHdUWQ==&ch=b-dzJDFbzHFF1bsMfSU2bGQIYBHp1m2JxrU7CpVIfVKrj_ibWuXekA==" target="_blank"><span style='border:solid windowtext 1.0pt;padding:0in;text-decoration:none'><img border=0 width=160 height=27 id="_x0000_i1039" src="cid:image005.jpg@01D27E2D.9FEF64A0" alt="Image removed by sender. 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