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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal>Hello all,<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>We only have six Maryland students who have signed up for the National Braille Readers are Leaders contest. Students must begin reading today and finish by February 1<sup>st </sup>. For more information go to: <a href="https://www.nfbofillinois.org/nationwide-bral-contest/">https://www.nfbofillinois.org/nationwide-bral-contest/</a> <o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Please read the information below about the ABLE Program. Since this is the holiday time, your children may receive financial gifts that you may wish to put in their ABLE account. <o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Happy Holidays!<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><b>Sharon Maneki<o:p></o:p></b></p><p class=MsoNormal><o:p> </o:p></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b>From:</b> Maryland ABLE [mailto:MarylandABLE@public.govdelivery.com] <br><b>Sent:</b> Tuesday, December 12, 2017 12:31 PM<br><b>To:</b> nfbmd@earthlink.net<br><b>Subject:</b> December 2017, ABLE News Alert<o:p></o:p></p></div></div><p class=MsoNormal><o:p> </o:p></p><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;background:white;border-collapse:collapse'><tr><td valign=top style='padding:0in 0in 0in 0in'><p class=MsoNormal align=center style='text-align:center'><span style='font-size:1.0pt;font-family:"Helvetica",sans-serif;color:white'>Time to open your account <o:p></o:p></span></p></td></tr></table><p class=MsoNormal><a name="gd_top"></a><span lang=EN><o:p> </o:p></span></p><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;border-collapse:collapse' id=yahoo><tr><td style='background:#D5DAEE;padding:0in 0in 0in 0in;width:100%!important'><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=600 style='width:6.25in;border-collapse:collapse;width:100%!important'><tr><td style='padding:0in 0in 0in 0in;width:100%!important' id=view-in-browser><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;border-collapse:collapse'><tr><td width="100%" style='width:100.0%;padding:7.5pt 7.5pt 7.5pt 7.5pt'><p class=gdp align=center style='margin:0in;margin-bottom:.0001pt;text-align:center'><span style='font-size:7.5pt;font-family:"Arial",sans-serif;color:#555555'>Having trouble viewing this email? <a href="http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbXNpZD0mYXVpZD0mbWFpbGluZ2lkPTIwMTcxMjEyLjgyMzI4ODIxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE3MTIxMi44MjMyODgyMSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3MDEyMzI0JmVtYWlsaWQ9bmZibWRAZWFydGhsaW5rLm5ldCZ1c2VyaWQ9bmZibWRAZWFydGhsaW5rLm5ldCZ0YXJnZXRpZD0mZmw9JmV4dHJhPU11bHRpdmFyaWF0ZUlkPSYmJg==&&&100&&&https://content.govdelivery.com/accounts/MD529/bulletins/1c7c455">View it as a Web page</a>.<o:p></o:p></span></p></td></tr></table></div></td></tr><tr><td style='padding:0in 0in 0in 0in' id=header-bg><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;background:white;border-collapse:collapse'><tr><td style='padding:0in 0in 0in 0in' id=main-header><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;border-collapse:collapse'><tr><td width="100%" style='width:100.0%;padding:11.25pt 11.25pt 11.25pt 11.25pt'><p class=MsoNormal><img border=0 width=571 height=81 style='width:5.9479in;height:.8437in' id="_x0000_i1051" src="http://content.govdelivery.com/attachments/fancy_images/MD529/2017/11/1630596/1620856/md-able-logo-cmyk_crop.jpg" alt="Maryland ABLE"><o:p></o:p></p></td></tr></table></div></td></tr><tr><td style='background:#E3E4E3;padding:0in 0in 0in 0in' id=date-bg><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;border-collapse:collapse'><tr><td width="100%" style='width:100.0%;padding:7.5pt 11.25pt 7.5pt 11.25pt' id=main-date><p class=gdp style='margin:0in;margin-bottom:.0001pt'><b><span style='font-size:11.5pt;font-family:"Arial",sans-serif;color:#1A1A1A'>December 2017</span></b><span style='font-size:11.5pt;font-family:"Arial",sans-serif;color:#1A1A1A'><o:p></o:p></span></p></td></tr></table></div></td></tr><tr><td style='padding:0in 0in 0in 0in' id=main-body><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;border-collapse:collapse'><tr><td width="100%" style='width:100.0%;padding:11.25pt 11.25pt 11.25pt 11.25pt'><h1 style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:7.5pt;margin-left:0in'><span style='font-size:16.5pt;font-family:"Arial",sans-serif;color:#172B54'>Have you opened your Maryland ABLE account yet?<o:p></o:p></span></h1><p class=MsoNormal><img border=0 width=570 height=384 style='width:5.9375in;height:4.0in' id="_x0000_i1050" src="http://content.govdelivery.com/attachments/fancy_images/MD529/2017/11/1666223/1655531/girl-blowing-on-dandelion_crop.jpg" alt="Girl with downsyndrome blowing on dandelion"><o:p></o:p></p><h2 align=center style='mso-margin-top-alt:7.5pt;margin-right:0in;margin-bottom:7.5pt;margin-left:0in;text-align:center'><span style='font-size:14.5pt;font-family:"Arial",sans-serif;color:#172B54'>There's no time like the present to open your account! <o:p></o:p></span></h2><p class=gdp style='mso-margin-top-alt:7.5pt;margin-right:0in;margin-bottom:7.5pt;margin-left:0in'><span style='font-size:10.5pt;font-family:"Arial",sans-serif;color:#1A1A1A'>Maryland ABLE is open for enrollment. It takes only a few minutes online to establish your ABLE account. And remember, if you open your Maryland ABLE account by December 31st, you may be eligible for a Maryland State Income Tax deduction on your 2017 taxes. <o:p></o:p></span></p><h3 align=center style='mso-margin-top-alt:15.0pt;margin-right:0in;margin-bottom:15.0pt;margin-left:0in;text-align:center'><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#1A1A1A'><a href="http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbXNpZD0mYXVpZD0mbWFpbGluZ2lkPTIwMTcxMjEyLjgyMzI4ODIxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE3MTIxMi44MjMyODgyMSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3MDEyMzI0JmVtYWlsaWQ9bmZibWRAZWFydGhsaW5rLm5ldCZ1c2VyaWQ9bmZibWRAZWFydGhsaW5rLm5ldCZ0YXJnZXRpZD0mZmw9JmV4dHJhPU11bHRpdmFyaWF0ZUlkPSYmJg==&&&101&&&http://www.marylandable.org?utm_medium=email&utm_source=govdelivery"><span style='color:white;border:solid #A51D40 6.0pt;padding:0in;background:#A51D40;text-decoration:none'>www.marylandable.org</span></a> <o:p></o:p></span></h3><div><div><div class=MsoNormal align=center style='text-align:center'><hr size=1 width="100%" align=center></div></div></div><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;border-collapse:collapse'><tr><td style='padding:.75pt .75pt .75pt .75pt'><h2 style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:3.0pt;margin-left:0in'><!--[if gte vml 1]><v:shapetype id="_x0000_t75" coordsize="21600,21600" o:spt="75" o:preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f" stroked="f">
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</v:shape><![endif]--><![if !vml]><img width=86 height=86 style='width:.8958in;height:.8958in' src="http://content.govdelivery.com/attachments/fancy_images/MD529/2017/12/1690643/1655532/live-chat-screen-shot_crop.png" align=right hspace=7 alt="Live Chat logo of a talk bubble" v:shapes="Picture_x0020_2"><![endif]><span style='font-size:14.5pt;font-family:"Arial",sans-serif;color:#172B54'>If you have questions, call (or live chat)<o:p></o:p></span></h2><p class=gdp style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:7.5pt;margin-left:0in'><span style='font-size:10.5pt;font-family:"Arial",sans-serif;color:#1A1A1A'>Maryland ABLE has a customer support team in place Monday through Friday, 9am-8pm EST. If you have questions, just pick up the phone and call 1-855-5MDABLE (855-563-2253). <o:p></o:p></span></p><p class=gdp style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:7.5pt;margin-left:0in'><span style='font-size:10.5pt;font-family:"Arial",sans-serif;color:#1A1A1A'>Live chat is also available via the Maryland ABLE website, <a href="http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbXNpZD0mYXVpZD0mbWFpbGluZ2lkPTIwMTcxMjEyLjgyMzI4ODIxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE3MTIxMi44MjMyODgyMSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3MDEyMzI0JmVtYWlsaWQ9bmZibWRAZWFydGhsaW5rLm5ldCZ1c2VyaWQ9bmZibWRAZWFydGhsaW5rLm5ldCZ0YXJnZXRpZD0mZmw9JmV4dHJhPU11bHRpdmFyaWF0ZUlkPSYmJg==&&&102&&&http://www.marylandable.org?utm_medium=email&utm_source=govdelivery"><span style='color:#0000EE'>www.marylandable.org</span></a>. <o:p></o:p></span></p></td></tr></table><div><div><div class=MsoNormal align=center style='text-align:center'><hr size=1 width="100%" align=center></div></div></div><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;border-collapse:collapse'><tr><td style='padding:.75pt .75pt .75pt .75pt'><h2 style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:3.0pt;margin-left:0in'><!--[if gte vml 1]><v:shape id="Picture_x0020_3" o:spid="_x0000_s1026" type="#_x0000_t75" alt="Three jars of money sit side by side" style='position:absolute;margin-left:0;margin-top:0;width:136.5pt;height:90pt;z-index:251659264;visibility:visible;mso-wrap-style:square;mso-width-percent:0;mso-height-percent:0;mso-wrap-distance-left:5.25pt;mso-wrap-distance-top:0;mso-wrap-distance-right:5.25pt;mso-wrap-distance-bottom:0;mso-position-horizontal:left;mso-position-horizontal-relative:text;mso-position-vertical:absolute;mso-position-vertical-relative:line;mso-width-percent:0;mso-height-percent:0;mso-width-relative:page;mso-height-relative:page' o:allowoverlap="f">
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</v:shape><![endif]--><![if !vml]><img width=182 height=120 style='width:1.8958in;height:1.25in' src="http://content.govdelivery.com/attachments/fancy_images/MD529/2017/12/1690642/1655533/money-jars-growing_crop.jpg" align=left hspace=7 alt="Three jars of money sit side by side" v:shapes="Picture_x0020_3"><![endif]><span style='font-size:14.5pt;font-family:"Arial",sans-serif;color:#172B54'>'Tis the Season to Gift<o:p></o:p></span></h2><p class=gdp style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:7.5pt;margin-left:0in'><span style='font-size:10.5pt;font-family:"Arial",sans-serif;color:#1A1A1A'> <o:p></o:p></span></p><p class=gdp style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:7.5pt;margin-left:0in'><span style='font-size:10.5pt;font-family:"Arial",sans-serif;color:#1A1A1A'>Want to give a gift that last? Consider gifting a loved one's Maryland ABLE account. Gifting a Maryland account is quick and simple. <o:p></o:p></span></p></td></tr></table><h3 align=right style='mso-margin-top-alt:15.0pt;margin-right:0in;margin-bottom:15.0pt;margin-left:0in;text-align:right'><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#1A1A1A'><a href="http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbXNpZD0mYXVpZD0mbWFpbGluZ2lkPTIwMTcxMjEyLjgyMzI4ODIxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE3MTIxMi44MjMyODgyMSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3MDEyMzI0JmVtYWlsaWQ9bmZibWRAZWFydGhsaW5rLm5ldCZ1c2VyaWQ9bmZibWRAZWFydGhsaW5rLm5ldCZ0YXJnZXRpZD0mZmw9JmV4dHJhPU11bHRpdmFyaWF0ZUlkPSYmJg==&&&103&&&https://www.marylandable.org/assets/docs/md-able-gifting-form.pdf?utm_medium=email&utm_source=govdelivery"><span style='color:white;border:solid #A51D40 6.0pt;padding:0in;background:#A51D40;text-decoration:none'>Give a gift today!</span></a> <o:p></o:p></span></h3><div><div><div class=MsoNormal align=center style='text-align:center'><hr size=1 width="100%" align=center></div></div></div><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;border-collapse:collapse'><tr><td style='padding:.75pt .75pt .75pt .75pt'><h2 style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:3.0pt;margin-left:0in'><span style='font-size:14.5pt;font-family:"Arial",sans-serif;color:#172B54'>Pop-up Enrollments - Coming Soon! <o:p></o:p></span></h2><p class=gdp style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:7.5pt;margin-left:0in'><span style='font-size:10.5pt;font-family:"Arial",sans-serif;color:#1A1A1A'> <o:p></o:p></span></p><p class=gdp style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:7.5pt;margin-left:0in'><span style='font-size:10.5pt;font-family:"Arial",sans-serif;color:#1A1A1A'>Starting in January, Maryland ABLE will be teaming with organizations and agencies across the state to host pop-up enrollments. These events will be held throughout all regions of the state. A full schedule and registration links will be shared shortly.<o:p></o:p></span></p><h3 style='mso-margin-top-alt:15.0pt;margin-right:0in;margin-bottom:15.0pt;margin-left:0in'><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#1A1A1A'> <a href="http://links.govdelivery.com:80/track?type=click&enid=ZWFzPTEmbXNpZD0mYXVpZD0mbWFpbGluZ2lkPTIwMTcxMjEyLjgyMzI4ODIxJm1lc3NhZ2VpZD1NREItUFJELUJVTC0yMDE3MTIxMi44MjMyODgyMSZkYXRhYmFzZWlkPTEwMDEmc2VyaWFsPTE3MDEyMzI0JmVtYWlsaWQ9bmZibWRAZWFydGhsaW5rLm5ldCZ1c2VyaWQ9bmZibWRAZWFydGhsaW5rLm5ldCZ0YXJnZXRpZD0mZmw9JmV4dHJhPU11bHRpdmFyaWF0ZUlkPSYmJg==&&&104&&&https://www.marylandable.org/about-us/?utm_medium=email&utm_source=govdelivery"><span style='color:white;border:solid #A51D40 6.0pt;padding:0in;background:#A51D40;text-decoration:none'>Stay tuned to all Maryland ABLE news!</span></a> <o:p></o:p></span></h3></td><td style='padding:.75pt .75pt .75pt .75pt'></td><td style='padding:.75pt .75pt .75pt .75pt'><p class=MsoNormal><img border=0 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