[nabs-l] FW: This may come in handy one day.

[Juan Carlos Munoz]

I didn't know some of these things, but it's great advice, and it's free. Save this. You never know. Oh, and pass it on.
 




 
 
 




> Subject: Attorney Advise- Important 
> 
>  Feb. 21, 2009
> 
> Subject: Attorney's advice for 2009 This is not a joke
> please read!!!
> 
>     Read This,   Print This,    Save This........
> 
>     Might Save your home, etc..........
> 
> ATTORNEY's ADVICE - NO CHARGE 
> 
>    Not A Joke!! If you dislike attorneys...... You will love
> them for 
> these tips. 
> 
>    Read this and make a copy for your files in case you
> need to refer to
> it someday.  Maybe we should all take some of his advice!  
> 
> 
> A corporate attorney sent the following out to the employees in his
> company. 
> 
>     1.   Do not sign the back of your credit cards. Instead, put 'PHOTO
> ID REQUIRED.'   
> 
>     2.   When you are writing checks to pay on your credit
> card accounts, DO NOT put the complete account number on the
> 'For' line.
> Instead, just put the last four numbers. The credit card company knows
> the rest of the number, and anyone who might be handling
> your check as  it passes through all the check processing channels
> won't have access to it. 
> 
>     3.   Put your work phone # on your checks instead of your home 
> phone. If you have a PO Box use that instead of your home  address. If
> you do not have a PO Box, use your work address.  Never  have your SS#
> printed on your checks. (DUH!) You can add it if it is  necessary.
> But if you have It printed, anyone can get it. 
> 
>    4..   Place the contents of your wallet on a photocopy
> machine.  Do both sides of each license,  credit card, etc. You will
> know what you had in your wallet and all of the account numbers and phone
> numbers to call and cancel. Keep the photocopy in a safe place. 
> 
> 
>    I also carry a photocopy of my passport when I travel
> either here or  abroad. We've all heard horror stories about fraud
> that's committed on us in stealing a Name, address, Social Security number,
> credit cards. 
> 
>         Unfortunately,  I,  an attorney, have firsthand knowledge
> because my wallet was stolen last month. Within a week, the
> thieve(S) ordered an expensive monthly cell phone package, applied
> for a VISA credit card, had a credit line approved to buy a Gateway
> computer, received a PIN number from DMV to change my driving record
> information online, and more. 
> 

>    But here's some critical information to limit the
> damage in case this happens to you or someone you know: 
> 
>    5.   We have been told we should cancel our credit cards
> immediately.
> But the key is having the toll free numbers and your card
> numbers handy so you know whom to call.  Keep those where you can find 
> them. 
> 
>    6.   File a police report immediately in the
> jurisdiction where your credit cards, etc., were stolen. This proves to credit
> providers you were diligent, and this is a first step toward an
> investigation (if there ever is one). 
> 
>         But here's what is perhaps most important of all: 
> (I  never even thought to do this..) 
> 
>    7.   Call the 3 national credit reporting organizations
> immediately to place a fraud alert on your name and also call the
> Social Security fraud line number.  I had never heard of doing that until advised by a
> bank that called to tell me an application for credit was made over the internet in my name. 
> 
>    The alert means any company that checks your credit
> knows your information was stolen, and they have to contact you by
> phone to authorize new credit. 
> 
>         By the time I was advised to do this, almost two
> weeks after the theft, all the damage had been done. There are records of
> all the credit checks initiated by the thieves' purchases, none of
> which I knew about before placing the alert. Since then, no additional damage
> has been done, and the thieves threw my wallet away this weekend
> (someone turned it in).  It seems to have stopped them dead in their tracks. 
> 
>         Now, here are the numbers you always need to contact about your
> wallet, if it has been stolen: 
> 
>                  1.) Equifax<http://www.equifax.com/> :1-800-525-6285 
> 
>                   2.) Experian<http://www.experian.com/>  (formerly
> TRW): 1-888-397 -3742  
> 
>                  3.) Trans Union :       1 -800-680 7289 
> 
>                 4.) Social Security Administration (fraud line):
> 1-800-269-0271 
> 
>         We pass along jokes on the Internet; we pass along
> just about everything.. 
> 
>         If you are willing to pass this information along,
> it could really help someone that you care about.
> 
> ________________________________
 
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