[nabs-l] financial aid

[Ashley Bramlett]

Beth,
I think Bill had a good point. While rehab should pay for school if its your 
goal, loans are a way to pay for tuition.
You might look into it if rehab won't cooperate.
Its all in how you use them
To quote him
"Loans are how most students afford college, and just like any
other
loan, such as a mortgage, be a wise borrower will probably keep
you out of trouble.  Loans are just another tool in life, and like
almost every tool, if used correctly can be a great help, but if used
incorrectly can cause great harm."

That is true. My in laws took out loans. You can repay it if you work after 
college.
There is no reason why a blind person couldn't do this, same way other 
students do.
I believe saying there is so much debt  is just an excuse.
If you take that  approach with loans, it will be hard to get far in life.
You need a loan for a house, called a mortgage.  You need loans for a lot of 
stuff.
That is just life.
I also think its  unfair to give loans a bad wrap because they work for many 
students.

Also, I am not on SSI, so I do not know the rules on working. But if I were 
you, I'd work on the side to have extra money. You sound like you need 
money. Things like babysitting, walking pets, or working as a part time 
receptionist can help you out.

Ashley

-----Original Message----- 
From: Beth
Sent: Wednesday, July 25, 2012 11:52 AM
To: National Association of Blind Students mailing list
Subject: Re: [nabs-l] financial aid

I don't think anything is understood here.  Loans are evil.  For
some people that is.  Loans put you in debt and I can't afford
debt if I'm unemployed for a while and on SSI.
Beth

----- Original Message -----
From: Bill <cassonw at gmail.com
To: National Association of Blind Students mailing list
<nabs-l at nfbnet.org
Date sent: Wed, 25 Jul 2012 08:24:42 -0600
Subject: Re: [nabs-l] financial aid

I think it is extremely unfair to make these statements about
loans.
While it may be true that some members of our society cannot take
out
loans for one personal reason or another, or choose not to, does
not
make them worthless.  Loans, especially those offered by the US
federal government can be a very useful tool to help afford
college
expenses.  As with financing a car or house, the borrower needs
to be
aware of their financial situation and likely earning prospects
when
determining whether to take out loans and if so, how much to
borrow.
I found the subsidized federal stafford loans helpful for college
because I could take out a several thousand dollar loan, that
would
not accrue interest as long as I was a student.  This allowed me
to
make payments towards it throughout the term as I earned money
and
make significant dents in it during the summer when I was able to
work
full time.  I am currently a grad student and only have about 2
thousand in loan debt, which I still am not accruing any interest
on.
Loans are how most students afford college, and just like any
other
loan, such as a mortgage, be a wise borrower will probably keep
you
out of trouble.  Loans are just another tool in life, and like
almost
every tool, if used correctly can be a great help, but if used
incorrectly can cause great harm.
Bill

On Wed, Jul 25, 2012 at 7:28 AM, Beth <thebluesisloose at gmail.com>
wrote:
This message regards financial aid.  Wasif, you said FAFSA won't
pay if my
GPA is below    2.0.  Well, I have SSI and can't pay for school
even with
loans.  Loans aren't worth crap, and government loans aren't
worth crap
either.  I say this because some students, even Muslim students,
can't pay
the loans back because interesft is considered Riba, or evil.
You can't
borrow money from banks due to religious reasons, and that's the
truth for
some people.
Beth

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--
Bill Casson
University of New Mexico
M.S. Computer Science
Lewis & Clark Alumnus '11
B.A. Physics and Math/Comp Sci.
(505) 695-1374
cassonw at gmail.com

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