[nabs-l] financial aid

[Joshua Lester]

Dave Ramsey deals with all of this in his "Financial Peace University" program.
Blessings, Joshua

On 7/25/12, Ashley Bramlett <bookwormahb at earthlink.net> wrote:
> Josh,
> I agree. All I'll say is I know Christians, Muslims and jews who use credit
>
> cards, mortgages, and student loans.
> You don't  have to acrue mass debt to use them. Perhaps you all need a
> lesson in how loans work! I am no expert, but I do know if you pay off your
>
> mortgage and credit cards, you have a good credit score and do not get in
> debt. Those
> people who get in mass debt overspend and only pay the minimum amount of
> credit each month. If you pay off
> your credit card balance every month, you are fine. No debt!
> A debit card is used to electronically take out money from an account
> immediately. A credit card can be sort of like a debit card if you pay it
> off. That is what my  brother does and its fine. What I mean is if you spend
>
> 50 dollars a month, instead of paying the minimum of say 15 dollars, you
> write the credit card company a check for  $50.
>
> So then no debt.
>
> Joshua lester, I think you
> will change your mind soon. Do you realize that to get an apartment or
> house, you need a good credit rating. You cannot get credit history without
>
> a credit card. There are three credit bureaus who check credit history.
> When you get out on your own, you will find it difficult to find rent or
> housing or other big services without a credit history; your parents will
> have to co sign for you or another person with good credit history will
> cosign.
>
> Religion has nothing to do with loans or credit!
> Okay, how you spend your money may be a religious decission,  like I donate
>
> to religious charities, but religion does not impact loan decissions.
>
> People need a finance lesson and I don't think schools teach this enough.
> I think they should so people don't have ideas like this.
> I hope this helps.
>
> Ashley
>
> Now, back to student loans. I am wondering just how they work. What is the
> interest rate on them?
>
>
> -----Original Message-----
> From: josh gregory
> Sent: Wednesday, July 25, 2012 6:03 PM
> To: National Association of Blind Students mailing list
> Subject: Re: [nabs-l] financial aid
>
> Oh come on!!! Religion doesn't have a thing to do with it! That
> doesn't mean loans are bad!! Write me offlist.
>
> On 7/25/12, Beth <thebluesisloose at gmail.com> wrote:
>> Well, ... ok, someone made a point that we owe a trillion dollars
>> in student loan debt, including the federal government loans.
>> Some religions, such as Islam, prohibit interesft, which loans
>> accrue.  I know a blind Muslim student or two going to college
>> who can't do loans, so he has to rely heavily on Rehab to pay for
>> it.  The only reason I think Rehab's paying for it is because
>> he's on SSI, holds a Gree Card, is not a citizen of the U.S., and
>> is/was until recently on refugee status in Somalia.
>> Thanks.
>> Beth
>>
>>  ----- Original Message -----
>> From: josh gregory <joshkart12 at gmail.com
>> To: National Association of Blind Students mailing list
>> <nabs-l at nfbnet.org
>> Date sent: Wed, 25 Jul 2012 17:31:56 -0400
>> Subject: Re: [nabs-l] financial aid
>>
>> Uh, Beth, what does that have to do with absolutely anything?
>>
>> On 7/25/12, Beth <thebluesisloose at gmail.com> wrote:
>>  This message regards financial aid.  Wasif, you said FAFSA won't
>>  pay if my GPA is below    2.0.  Well, I have SSI and can't pay
>>  for school even with loans.  Loans aren't worth crap, and
>>  government loans aren't worth crap either.  I say this because
>>  some students, even Muslim students, can't pay the loans back
>>  because interesft is considered Riba, or evil.  You can't borrow
>>  money from banks due to religious reasons, and that's the truth
>>  for some people.
>>  Beth
>>
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>
>
> --
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>
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>
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