[nabs-l] financial aid

[Anjelina]

Beth,
I respect your opinion. I am also on SSI, currently unemployed and a 
fulltime student. While I took a break from school I had to start repaying 
my loans. If loans are misused or abuses then they can become evil, but if a 
student takes out what they need and pays back what they can when they can 
if can be a helpful tool toward success.
Even though it can be said job prospects are weak, I'd rather take the 
chance of receiving an education in the hopes that in the end my hard work 
will pay off.
Just my opinions

-----Original Message----- 
From: Beth
Sent: Wednesday, July 25, 2012 11:52 AM
To: National Association of Blind Students mailing list
Subject: Re: [nabs-l] financial aid

I don't think anything is understood here.  Loans are evil.  For
some people that is.  Loans put you in debt and I can't afford
debt if I'm unemployed for a while and on SSI.
Beth

----- Original Message -----
From: Bill <cassonw at gmail.com
To: National Association of Blind Students mailing list
<nabs-l at nfbnet.org
Date sent: Wed, 25 Jul 2012 08:24:42 -0600
Subject: Re: [nabs-l] financial aid

I think it is extremely unfair to make these statements about
loans.
While it may be true that some members of our society cannot take
out
loans for one personal reason or another, or choose not to, does
not
make them worthless.  Loans, especially those offered by the US
federal government can be a very useful tool to help afford
college
expenses.  As with financing a car or house, the borrower needs
to be
aware of their financial situation and likely earning prospects
when
determining whether to take out loans and if so, how much to
borrow.
I found the subsidized federal stafford loans helpful for college
because I could take out a several thousand dollar loan, that
would
not accrue interest as long as I was a student.  This allowed me
to
make payments towards it throughout the term as I earned money
and
make significant dents in it during the summer when I was able to
work
full time.  I am currently a grad student and only have about 2
thousand in loan debt, which I still am not accruing any interest
on.
Loans are how most students afford college, and just like any
other
loan, such as a mortgage, be a wise borrower will probably keep
you
out of trouble.  Loans are just another tool in life, and like
almost
every tool, if used correctly can be a great help, but if used
incorrectly can cause great harm.
Bill

On Wed, Jul 25, 2012 at 7:28 AM, Beth <thebluesisloose at gmail.com>
wrote:
This message regards financial aid.  Wasif, you said FAFSA won't
pay if my
GPA is below    2.0.  Well, I have SSI and can't pay for school
even with
loans.  Loans aren't worth crap, and government loans aren't
worth crap
either.  I say this because some students, even Muslim students,
can't pay
the loans back because interesft is considered Riba, or evil.
You can't
borrow money from banks due to religious reasons, and that's the
truth for
some people.
Beth

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--
Bill Casson
University of New Mexico
M.S. Computer Science
Lewis & Clark Alumnus '11
B.A. Physics and Math/Comp Sci.
(505) 695-1374
cassonw at gmail.com

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Anjelina