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<DIV><FONT size=2 face=Arial>Just a reminder. Our next seniors call will
be on Sunday November 9 from 7:00 until 8:30 PM.</FONT></DIV>
<DIV><FONT size=2 face=Arial>The call-in number is the same. </FONT></DIV>
<DIV><FONT size=2 face=Arial>1-218-339-4932 and the pass code is
77741.</FONT></DIV>
<DIV><FONT size=2 face=Arial>Hope to talk to all then.</FONT></DIV>
<DIV><FONT size=2 face=Arial>Carl Jacobsen</FONT> </DIV></BODY></HTML>