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<DIV><FONT size=2 face=Arial>Greetings all,</FONT></DIV>
<DIV><FONT size=2 face=Arial>We will be holding our regular monthly call on
Sunday Decemberr 13 at 7 PM. the call in numberr is as usual:</FONT></DIV>
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<P><SPAN
style="FONT-SIZE: 10pt; FONT-FAMILY: 'arial' , sans-serif">1-480-297-0773</SPAN></P>
<P><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: 'arial' , sans-serif">and
theAccess code is 1908618.</SPAN></P>
<P><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: 'arial' , sans-serif">Hope to talk
with all of you then. </SPAN></P>
<P><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: 'arial' , sans-serif">Stay safe
and healthy, Carl Jacobsen </SPAN></P></DIV>
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