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<DIV><FONT size=4>This is a reminder of the conference call today at
6:00PM.</FONT></DIV>
<DIV><FONT style="size: 4">Call in number: 712-775-7031 </FONT></DIV>
<DIV><FONT style="size: 4">Access Code: 234368039</FONT></DIV>
<DIV style="FONT-SIZE: 14pt; FONT-FAMILY: 'Arial'; COLOR: #000000">Have a
Blessed day.<BR>Melissa R. Green And
Pj<BR></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></DIV></BODY></HTML>