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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link="#0563C1" vlink="#954F72" style='tab-interval:.5in;word-wrap:break-word'><div class=WordSection1><p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt;mso-ascii-font-family:Calibri;mso-hansi-font-family:Calibri;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></font></p><p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt;mso-ascii-font-family:Calibri;mso-hansi-font-family:Calibri;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></font></p><div><p class=MsoNormal><font size=2 color=black face=Calibri><span style='font-size:11.0pt;mso-bidi-font-size:12.0pt;mso-fareast-font-family:Calibri;mso-bidi-font-family:Arial;color:black;mso-no-proof:yes'>Best wishes,<o:p></o:p></span></font></p><p class=MsoNormal><font size=2 color=black face=Calibri><span style='font-size:11.0pt;mso-bidi-font-size:12.0pt;mso-fareast-font-family:Calibri;mso-bidi-font-family:Arial;color:black;mso-no-proof:yes'><o:p> </o:p></span></font></p><p class=MsoNormal><font size=2 color=black face=Calibri><span style='font-size:11.0pt;mso-bidi-font-size:12.0pt;mso-fareast-font-family:Calibri;mso-bidi-font-family:Arial;color:black;mso-no-proof:yes'>Tonia Trapp, secretary<o:p></o:p></span></font></p><p class=MsoNormal><font size=2 color=black face=Calibri><span style='font-size:11.0pt;mso-bidi-font-size:12.0pt;mso-fareast-font-family:Calibri;mso-bidi-font-family:Arial;color:black;mso-no-proof:yes'>National Federation of the Blind of New Mexico</span></font><font color=black><span style='mso-bidi-font-size:12.0pt;mso-fareast-font-family:Calibri;mso-bidi-font-family:"Times New Roman";color:black;mso-no-proof:yes'><o:p></o:p></span></font></p></div><p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt;mso-ascii-font-family:Calibri;mso-hansi-font-family:Calibri;mso-bidi-font-family:"Times New Roman"'><o:p> </o:p></span></font></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal style='mso-outline-level:1'><b><font size=2 face=Calibri><span style='font-size:11.0pt;font-weight:bold'>From:</span></font></b> Chapter-Presidents <<a href="mailto:chapter-presidents-bounces@nfbnet.org">chapter-presidents-bounces@nfbnet.org</a>> <b><span style='font-weight:bold'>On Behalf Of </span></b>Suzanne Turner, NFBOH Cleveland Chapter via Chapter-Presidents<br><b><span style='font-weight:bold'>Sent:</span></b> Friday, January 8, 2021 9:43 PM<br><b><span style='font-weight:bold'>To:</span></b> 'Chapter Presidents Mailing List' <<a href="mailto:chapter-presidents@nfbnet.org">chapter-presidents@nfbnet.org</a>><br><b><span style='font-weight:bold'>Cc:</span></b> <a href="mailto:smturner.234@gmail.com">smturner.234@gmail.com</a><br><b><span style='font-weight:bold'>Subject:</span></b> [Chapter-Presidents] You are invited to come and learn about Social Security Work Incentives And More!<o:p></o:p></p></div></div><p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'><o:p> </o:p></span></font></p><p class=MsoNormal><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Members and Friends,<o:p></o:p></span></font></p><p class=MsoNormal><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></font></p><p class=MsoNormal><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>On January 11, 2021 at 5:00 PM EDT. The Ohio Affiliate will host a zoom call educating members on three key social benefits, The Social Security Cost Of Living Increase, Social Security Work Incentives and the Personal Care Assistance Program.<o:p></o:p></span></font></p><p class=MsoNormal><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></font></p><p class=MsoNormal><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Please share the information with anyone to whom you think will benefit from learning about these programs.<o:p></o:p></span></font></p><p class=MsoNormal><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></font></p><p class=MsoNormal><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>If you are currently working, seeking employment or interested in work, than this vital information is for you.<o:p></o:p></span></font></p><p class=MsoNormal><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></font></p><p class=MsoNormal><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Also, I have inserted below for your review, the Social Security Fact Sheet on the Cost Of Living Adjustment amounts for 2020 and 2021 at the bottom of this email.<o:p></o:p></span></font></p><p class=MsoNormal><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></font></p><p class=MsoNormal><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>The top number in the fact sheet displays the 2020 adjustment and the bottom is the upcoming 2021 adjustment amounts. If you have questions, please email me at <a href="mailto:SMTurner.234@gmail.com">SMTurner.234@gmail.com</a>.<o:p></o:p></span></font></p><p class=MsoNormal><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></font></p><p class=MsoNormal style='background:white'><font size=3 color=black face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:black'>Our speakers will be Brandon Smith, who is the Public Affairs Specialist at the Social Security Administration and Katie Scheetz, who is the </span></font><font size=3 color="#222222" face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222'>Program Specialist for PCA Program & Deaf Services at the Bureau of Services for the Visually Impaired (BSVI)<a name="_Hlk18067489"></a><a name="_Hlk18941617"></a><a name="_Hlk14090147"></a><a name="_Hlk14085768"><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>.<o:p></o:p></span></span></span></a></span></font></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 color="#222222" face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222'><o:p> </o:p></span></font></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 color="#222222" face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222'>These professionals are quite knowledgeable and will take your questions.<o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 color="#222222" face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222'><o:p> </o:p></span></font></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 color="#222222" face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222'>So, set this valuable meeting in your calendar. <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></font></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 color=black face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:black'>Even though, these experts are in Ohio, the Social Security information is applicable nationwide. </span></font></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 color="#222222" face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222'><o:p> </o:p></span></font></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 color="#222222" face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222'>///<o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 color="#222222" face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222'><o:p> </o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Cost Of Living Adjustment: COLA facts2021<o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Social Security logo<o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>2021 SOCIAL SECURITY CHANGES <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Cost-of-Living Adjustment (COLA): <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Based on the increase in the Consumer Price Index (CPI-W) from the third quarter of 2019 through the third quarter of 2020, Social Security and Supplemental Security Income (SSI) beneficiaries will receive a 1.3 percent COLA for 2021. Other important 2021 Social Security information is as follows: <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>table with 3 columns and 3 rows<o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Tax Rate <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>2020 <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>2021  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Employee <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>7.65% <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>7.65%  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Self-Employed <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>15.30% <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>15.30% <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>table end<o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>NOTE: The 7.65% tax rate is the combined rate for Social Security and Medicare. The Social Security portion (OASDI) is 6.20% on earnings up to the applicable<o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>taxable maximum amount (see below). The Medicare portion (HI) is 1.45% on all earnings. Also, as of January 2013, individuals with earned income of more<o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>than $200,000 ($250,000 for married couples filing jointly) pay an additional 0.9 percent in Medicare taxes. The tax rates shown above do not include the<o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>0.9 percent. <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>table with 4 columns and 9 rows<o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'> <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'> <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>2020 <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>2021  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Maximum Taxable Earnings <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Social Security (OASDI only) <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$137,700 <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$142,800  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Maximum Taxable Earnings  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Medicare (HI only) <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>No Limit  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Quarter of Coverage <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'> <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,410 <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,470  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Retirement Earnings Test Exempt Amounts <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Under full retirement age <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$18,240/yr. ($1,520/mo.) <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$18,960/yr. ($1,580/mo.)   <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Retirement Earnings Test Exempt Amounts  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>NOTE: One dollar in benefits will be withheld for every $2 in earnings above the limit. <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Retirement Earnings Test Exempt Amounts  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>The year an individual reaches full retirement age <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$48,600/yr. ($4,050/mo.) <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$50,520/yr. ($4,210/mo.)   <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Retirement Earnings Test Exempt Amounts  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>NOTE: Applies only to earnings for months prior to attaining full retirement age. One dollar in benefits will be withheld for every $3 in earnings above the limit. <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Retirement Earnings Test Exempt Amounts  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Beginning the month an individual attains full retirement age <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>None <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>table end<o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>table with 5 columns and 18 rows<o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'> <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'> <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>2020 <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>2021  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Social Security Disability Thresholds <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Substantial Gainful Activity (SGA) <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Non-Blind <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,260/mo. <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,310/mo.  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Social Security Disability Thresholds  Substantial Gainful Activity (SGA)  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Blind <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$2,110/mo. <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$2,190/mo.  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Social Security Disability Thresholds  Substantial Gainful Activity (SGA)  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Trial Work Period (TWP) <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$ 910/mo. <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$ 940/mo.  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Social Security Disability Thresholds  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Maximum Social Security Benefit: Worker Retiring at Full Retirement Age <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$3,011/mo. <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$3,148/mo.  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>SSI Federal Payment Standard <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Individual <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$ 783/mo. <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$ 794/mo.  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>SSI Federal Payment Standard  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Couple <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,175/mo. <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,191/mo.  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>SSI Resource Limits <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Individual <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$2,000 <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$2,000  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>SSI Resource Limits  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Couple <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$3,000 <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$3,000  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>SSI Student Exclusion <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Monthly limit <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,900 <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,930  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>SSI Student Exclusion  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Annual limit <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$7,670 <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$7,770  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Estimated Average Monthly Social Security Benefits Payable in January 2021 <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'> <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Before 1.3% COLA <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>After 1.3% COLA  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Estimated Average Monthly Social Security Benefits Payable in January 2021  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>All Retired Workers <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,523 <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,543  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Estimated Average Monthly Social Security Benefits Payable in January 2021  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Aged Couple, Both Receiving Benefits <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$2,563 <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$2,596  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Estimated Average Monthly Social Security Benefits Payable in January 2021  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Widowed Mother and Two Children <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$2,962 <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$3,001  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Estimated Average Monthly Social Security Benefits Payable in January 2021  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Aged Widow(er) Alone <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,434 <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,453  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Estimated Average Monthly Social Security Benefits Payable in January 2021  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Disabled Worker, Spouse and One or More Children <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$2,195 <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$2,224  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Estimated Average Monthly Social Security Benefits Payable in January 2021  <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>All Disabled Workers <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,261 <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,277 <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>table end<o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></font></span></span></span></span></p><p class=MsoNormal align=center style='margin-left:.25in;text-align:center'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></font></span></span></span></span></p><p class=MsoPlainText align=center style='text-align:center'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Join Zoom Meeting<o:p></o:p></span></font></span></span></span></span></p><p class=MsoPlainText align=center style='text-align:center'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span><a href="https://na01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fzoom.us%2Fj%2F4081850851&data=04%7C01%7C%7C869793c0b37f448a131708d8b45079e1%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637457605019330578%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=lcWTdpm1dQnwKiFzHTuuNoc35JX5janW3v1TXELHEU4%3D&reserved=0"><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>https://zoom.us/j/4081850851</span></font></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span></a><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'> <</span></font></span></span></span></span><a href="https://na01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fzoom.us%2Fj%2F4081850851&data=04%7C01%7C%7C869793c0b37f448a131708d8b45079e1%7C84df9e7fe9f640afb435aaaaaaaaaaaa%7C1%7C0%7C637457605019330578%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C1000&sdata=lcWTdpm1dQnwKiFzHTuuNoc35JX5janW3v1TXELHEU4%3D&reserved=0"><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>https://zoom.us/j/4081850851</span></font></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span></a><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>> One tap mobile<o:p></o:p></span></font></span></span></span></span></p><p class=MsoPlainText align=center style='text-align:center'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>+16468769923,,4081850851#<o:p></o:p></span></font></span></span></span></span></p><p class=MsoPlainText align=center style='text-align:center'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></font></span></span></span></span></p><p class=MsoPlainText align=center style='text-align:center'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>+1 646 876 9923<o:p></o:p></span></font></span></span></span></span></p><p class=MsoPlainText align=center style='text-align:center'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Meeting ID: 408 185 0851<o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></font></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></font></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 color="#222222" face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222'>Suzanne Turner, Ohio Affiliate Vice President<o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 color="#222222" face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222'>(216) 990-6199 <o:p></o:p></span></font></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></font></span></span></span></span></p><span style='mso-bookmark:_Hlk18067489'></span><span style='mso-bookmark:_Hlk18941617'></span><span style='mso-bookmark:_Hlk14090147'></span><span style='mso-bookmark:_Hlk14085768'></span><p class=MsoNormal><font size=3 face=Arial><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></font></p></div></body></html>