[nfb-talk] question regarding mortgage loan

[Michael Hingson]

Then they should rephrase the question to address the actual consistency of
your income, not disability directly.

-----Original Message-----
From: nfb-talk [mailto:nfb-talk-bounces at nfbnet.org] On Behalf Of Sherry
Gomes
Sent: Wednesday, August 07, 2013 12:11 PM
To: 'NFB Talk Mailing List'
Subject: Re: [nfb-talk] question regarding mortgage loan

Because we've met in person. well, the person handling my loan process and I
are acquainted. and the underwriter, the one asking for the disability
verification, knows that part of my income is SDI.


-----Original Message-----
From: nfb-talk [mailto:nfb-talk-bounces at nfbnet.org] On Behalf Of Karen Rose
Sent: Wednesday, August 07, 2013 1:07 PM
To: NFB Talk Mailing List
Cc: NFB talk list
Subject: Re: [nfb-talk] question regarding mortgage loan

Congratulations on buying your first house. Why on earth would they even
know if you have a disability or not. Karen

Sent from my iPhone

On Aug 7, 2013, at 11:44 AM, "Sherry Gomes" <sherriola at gmail.com> wrote:

> hi all,
> 
> I'm in the process of trying to buy my own very first owned home. I'm 
> 55, and I've rented all my adult life. The person who has been working 
> with me on getting my loan processed emailed me today to say that the 
> loan underwriter wants a document from a doctor verifying that I will 
> still
have
> my disabilities for the next three years. I work--am 
> self-employed--and I get some SSDI. this requirement does not seem 
> fair to me. after all, they can't ask a person without a disability to 
> get their employer to verify
that
> they will be employed for the next three years. and in my case, they
aren't
> even asking me to get the company for which I contract to verify I'll
still
> have my contract in three years. Are they allowed to ask for such 
> verification? When I keep questioning this, they tell me they can'[t
refuse
> the loan on the basis of my disabilities, but that they can ask for 
> this verification from my doctor. It doesn't seem right.
> 
> Sherry
> 
> 
> 
> So hold this moment fast,
> And live and love as hard as you know how, And make this moment last, 
> Because the best of times is now.
> --La cage aux Folles
> 
> 
> 
> 
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