[nfb-talk] question regarding mortgage loan

[ckrugman at sbcglobal.net]

it sounds like they may be attempting to verify and consider the income from 
your SSDI. Many laws regarding lending are state specific and not knowing 
where you are located I can't give you more definitive information. It seems 
a bit strange that they are asking for verification from a doctor rather 
than your actual income. I've never heard of it being done that way before 
and I work in the legal field.
Chuck Krugman, MSW Paralegal
1237 P Street
Fresno ca 93721
559-266-9237
----- Original Message ----- 
From: "Sherry Gomes" <sherriola at gmail.com>
To: "NFB talk list" <nfb-talk at nfbnet.org>
Sent: Wednesday, August 07, 2013 11:44 AM
Subject: [nfb-talk] question regarding mortgage loan


> hi all,
>
> I'm in the process of trying to buy my own very first owned home. I'm 55,
> and I've rented all my adult life. The person who has been working with me
> on getting my loan processed emailed me today to say that the loan
> underwriter wants a document from a doctor verifying that I will still 
> have
> my disabilities for the next three years. I work--am self-employed--and I
> get some SSDI. this requirement does not seem fair to me. after all, they
> can't ask a person without a disability to get their employer to verify 
> that
> they will be employed for the next three years. and in my case, they 
> aren't
> even asking me to get the company for which I contract to verify I'll 
> still
> have my contract in three years. Are they allowed to ask for such
> verification? When I keep questioning this, they tell me they can'[t 
> refuse
> the loan on the basis of my disabilities, but that they can ask for this
> verification from my doctor. It doesn't seem right.
>
> Sherry
>
>
>
> So hold this moment fast,
> And live and love as hard as you know how,
> And make this moment last,
> Because the best of times is now.
> --La cage aux Folles
>
>
>
>
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