[nfb-talk] question regarding mortgage loan

[robert stigile]

Hello,
I thought when I read it earlier, she was receiving ssi, I 
receive ssdi as my wife does too.
They had to receive letters from Social Security as did they from 
my employer, to verify income, if you were working full time, 
they would verify that income from your employer.
It is standard procedure.
They want to make sure you will have the funds to pay back the 
loan, and that you will be steady in your finances.


Robert Stigile
phone: 818-381-9568
e-mail: rstigile at gmail.com
Skype: robertstigile1
Twitter: rstigile

 ----- Original Message -----
From: "Sean Paul" <newsandtraffic at aol.com
To: "NFB Talk Mailing List" <nfb-talk at nfbnet.org
Date sent: Wed, 7 Aug 2013 16:12:49 -0400
Subject: Re: [nfb-talk] question regarding mortgage loan

She is not recieving SSI, she is recieving SSDI which is a 
totally different
animal here.  I'm still waiting to hear back from those I reached 
out too on
this matter.  Hopefully it'll be before they leave their offices 
today.
----- Original Message -----
From: "robert stigile" <rstigile at gmail.com
To: "NFB Talk Mailing List" <nfb-talk at nfbnet.org
Sent: Wednesday, August 07, 2013 16:09
Subject: Re: [nfb-talk] question regarding mortgage loan


 Hello,
 Actually they can ask your employer if you will be there in 
three years,
 and they did
 when I bought my house.
 I also had to get a form from Social security, but the only form 
you are
 going to get, which should suffice, is the awards letter which 
states you
 are receiving ssi.
 Hope this helps,

 Robert Stigile
 phone: 818-381-9568
 e-mail: rstigile at gmail.com
 Skype: robertstigile1
 Twitter: rstigile

 ----- Original Message -----
 From: "Sherry Gomes" <sherriola at gmail.com
 To: "NFB talk list" <nfb-talk at nfbnet.org
 Date sent: Wed, 7 Aug 2013 12:44:11 -0600
 Subject: [nfb-talk] question regarding mortgage loan

 hi all,

 I'm in the process of trying to buy my own very first owned 
home.  I'm 55,
 and I've rented all my adult life.  The person who has been 
working with
 me
 on getting my loan processed emailed me today to say that the 
loan
 underwriter wants a document from a doctor verifying that I will 
still
 have
 my disabilities for the next three years.  I work--am 
self-employed--and I
 get some SSDI.  this requirement does not seem fair to me.  
after all,
 they
 can't ask a person without a disability to get their employer to 
verify
 that
 they will be employed for the next three years.  and in my case, 
they
 aren't
 even asking me to get the company for which I contract to verify 
I'll
 still
 have my contract in three years.  Are they allowed to ask for 
such
 verification? When I keep questioning this, they tell me they 
can'[t
 refuse
 the loan on the basis of my disabilities, but that they can ask 
for this
 verification from my doctor.  It doesn't seem right.

 Sherry



 So hold this moment fast,
 And live and love as hard as you know how,
 And make this moment last,
 Because the best of times is now.
 --La cage aux Folles




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