[nfb-talk] Why So Many Insurers Are Leaving Obamacare

[Marianne Haas]

Good Morning,
Here is my take:
1. many people, especially, those who are hardly surviving, but make too
much money to get Medicaid, dislike the individual mandate.  They feel that
they are forced to buy something.  
2. one way to work would be for the federal government to give block grants
and have the states administer the health care.  Many people are afraid of
huge impersonal bureaucracies.  

3. there could be some tort reform.  I am absolutely not saying that we
should not have the right to redress injustice.  However, the health care
costs are so high because of malpractice insurance. Not every decision a
doctor makes is wrong, even if a patient's condition does not improve.
Again, Doctors could prevent many mistakes and should be held accountable.
That same thing applies to medications and the pharmaceutical industry.  I,
for instance, am blind and have other disabilities, because my Mother's
doctor gave her a contaminated vaccine during her pregnancy.  There is
nothing I can do as it is too long ago.  

4.  Medications could and should be more affordable.  I, for my part am
appealing to more moderate Republicans such as Susan Collins to get some of
the more disabled friendly measures in.  

5.  I do not  see Liberals come up with a better plan, just the same as
before.  If the Affordable Care act or Obama Care were so good, so many
people would not be so discontented.

Best Regards,

Marianne



-----Original Message-----
From: nfb-talk [mailto:nfb-talk-bounces at nfbnet.org] On Behalf Of Jack Heim
via nfb-talk
Sent: Tuesday, June 27, 2017 6:46 AM
To: NFB Talk Mailing List
Cc: Jack Heim
Subject: [nfb-talk] Why So Many Insurers Are Leaving Obamacare

Here is a link to an article that does a good job of explaining the problem
with the ACA and how it can be fixed.
https://www.theatlantic.com/health/archive/2017/05/why-so-many-insurers-are-
leaving-obamacare/526137/#main-content

The reason so many providers have pulled out of the ACA exchanges is that
too many states chose not to expand Medicaid coverage and the subsidies
aren't big enough.  So a state, like Iowa declines to take the federal money
offered in the ACA to expand Medicaid. Now poor and sick people flood the
ACA exchange in that state and the provider, seeing that while those people
get subsidies, they're  not enough.  The solution is to get more of those
states, most of them run by Republicans, to expand Medicaid and also to
increase the subsidies.

PS: The problems with the ACA are very much exaggerated. Sure, a lot of
places have only one provider but that's not a *disaster*.
--
John Heim
john at johnheim.com
* The Electoral College is like giving one team 6 points for a touchdown and
the other team 4. *

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