<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body dir="auto"><br><br><div dir="ltr">Rochelle Houston,<div>National Federation of the Blind of California</div><div>President, Pathfinder Chapter Los Angeles<br><div>rhouston58@gmail.com</div><div>323 807-0300</div><div>The National Federation of the Blind is a community of members and friends who believe in the hopes and dreams of the nations blind. Every day we work together to help blind people live the lives they want. </div></div></div><div dir="ltr"><br>Begin forwarded message:<br><br></div><blockquote type="cite"><div dir="ltr"><b>From:</b> Darren Gresham <dgresham@daylemc.org><br><b>Date:</b> March 3, 2021 at 4:53:40 PM PST<br><b>Subject:</b> <b>FW: ABLE Age Adjustment Act Reintroduced in Congress</b><br><br></div></blockquote><blockquote type="cite"><div dir="ltr">
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<p class="MsoNormal"><b>From:</b> California ABLE Act Board <calable@treasurer.ca.gov>
<br>
<b>Sent:</b> Wednesday, March 3, 2021 4:33 PM<br>
<b>To:</b> Darren Gresham <dgresham@daylemc.org><br>
<b>Subject:</b> ABLE Age Adjustment Act Reintroduced in Congress<o:p></o:p></p>
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<h1 align="center" style="text-align:center;line-height:27.3pt"><span class="e2ma-style"><span style="font-size:18.0pt;font-family:"Arial Narrow",sans-serif;color:#21235E">Save & invest for the future without affecting public benefits.</span></span><o:p></o:p></h1>
<h1 align="center" style="text-align:center;line-height:27.3pt"><span class="e2ma-style"><span style="font-size:18.0pt;font-family:"Arial Black",sans-serif">Learn more and enroll at
<a href="https://t.e2ma.net/click/nrbvud/v9qp5gd/fl9q2bb"><span style="color:#333333">CalABLE.ca.gov</span></a></span></span><o:p></o:p></h1>
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<p class="MsoNormal"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333">March 3, 2021</span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333"><o:p></o:p></span></p>
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<p class="MsoNormal" align="center" style="text-align:center"><span class="e2ma-style"><b><span style="font-size:13.5pt;font-family:"Arial",sans-serif;color:#333333">Sens. Casey, Moran and Reps. Cárdenas, Chu and McMorris Rodgers Introduce Bipartisan Bill to
Expand ABLE Savings Program for People with Disabilities</span></b></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333"><o:p></o:p></span></p>
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<p class="MsoNormal" align="center" style="text-align:center"><span class="e2ma-style"><b><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333">ABLE Accounts Help People with Disabilities Keep Federal Benefits
</span></b></span><b><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333"><br>
<span class="e2ma-style">and Save for Their Future</span></span></b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333"><o:p></o:p></span></p>
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<p class="MsoNormal" align="center" style="text-align:center"><span class="e2ma-style"><b><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333">More than 82,000 ABLE Accounts Opened Nationwide</span></b></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333"><o:p></o:p></span></p>
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<p class="MsoNormal"><strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333">Washington, DC</span></strong><span class="e2ma-style"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333"> – U.S. Senators Bob
Casey (D-PA), Chairman of the U.S. Senate Special Committee on Aging and Jerry Moran (R-KS) introduced a bipartisan, bicameral bill that would expand access to a program that allows people with disabilities to save money.
</span></span><strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333">The Achieving a Better Life Experience (ABLE) Age Adjustment Act
</span></strong><span class="e2ma-style"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333">(S. 331) would increase program eligibility and allow people who have acquired a disability before age 46 to open ABLE accounts. ABLE accounts,
which are managed by states, currently allow individuals who acquired a disability before age 26 to open a savings account for their disability expenses—without the risk of losing disability benefits such as Supplemental Security income and Medicaid. U.S.
Representatives Tony Cárdenas (D-CA-29), Judy Chu (D-CA-27) and Cathy McMorris Rodgers (D-WA-05) introduced the House companion to the bill.
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<p class="MsoNormal"><span class="e2ma-style"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333">“Before the passage of ABLE, people with disabilities had fewer opportunities to earn income compared to their working-age peers. People
with disabilities are less likely to be employed, more likely to be underemployed and are twice as likely to live in poverty. Those factors, combined with significant penalties preventing people from saving, often put people with disabilities and their families
in difficult financial situations,” </span></span><strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333">said Senator Casey.</span></strong><span class="e2ma-style"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333">
“The ABLE Age Adjustment Act would make more than 6 million adults with disabilities, including 1 million veterans with disabilities, eligible to open ABLE accounts and help all people who acquire disabilities between 26 and 46 years of age to achieve financial
independence and economic stability.”</span></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333"><o:p></o:p></span></p>
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<p class="MsoNormal"><span class="e2ma-style"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333">“The savings plan created through the Achieving a Better Life Experience Act has provided Americans with disabilities better options in
preparing for their future by removing burdensome barriers within federal entitlement programs,”
</span></span><strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333">said Senator Moran</span></strong><span class="e2ma-style"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333">. “While the program has
seen immense success, ABLE savings accounts are currently only available to individuals who acquire their disability prior to their 26th birthday, leaving out millions – including veterans – who would otherwise qualify. The ABLE Age Adjustment Act would expand
the age of eligibility and help sustain this program on a long-term basis, providing substantial financial security for Americans with disabilities.”
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<p class="MsoNormal"><span class="e2ma-style"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333">“ABLE accounts already help thousands of Americans with disabilities live a fuller life,”
</span></span><strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333">said Representative Cárdenas</span></strong><span class="e2ma-style"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333">. “This legislation
builds on that progress and eases the financial burden that many of these families face. It expands opportunities for parents to save for the future and support their families. I’m proud to introduce this bipartisan legislation with my colleagues.”</span></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333"><o:p></o:p></span></p>
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<p class="MsoNormal"><span class="e2ma-style"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333">“People with disabilities can often expect substantial future expenses, like healthcare, while also being more likely to be underemployed
or unemployed—making it difficult to create financial security for themselves and their families,”
</span></span><strong><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333">said Representative Chu</span></strong><span class="e2ma-style"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333">. “Fortunately, ABLE
accounts help people with disabilities to start saving for those expenses when they’re young, putting them on a path to a more stable future, without jeopardizing other forms of aid they are entitled to. This simple fix will expand the eligibility to allow
those with disabilities that occur later in life to also plan for their future needs.”
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<p class="MsoNormal"><span class="e2ma-style"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333">“The primary goal of the ABLE Age Adjustment Act is to build on the incredible progress we’ve made to empower people with disabilities
to live fuller and more independent lives,” said Representative McMorris Rodgers. “This legislation will expand access to tax-free ABLE accounts for people who develop a disability later in life. With an ABLE account, people can invest in their education,
pay for medical expenses, and look for a job. When they find a job, it can even help them cover the cost of getting to work. In short, ABLE puts our focus on every person’s abilities and God-given talents, not their limitations. There is more work to be done
to build on the legacy of the ABLE Act, but I’m confident this is a great step that will empower more people to live with dignity and reach their potential.”
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<p class="MsoNormal"><span class="e2ma-style"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333">The ABLE Act, which was introduced by Senators Casey and Richard Burr (R-NC), was signed into law in 2014. Prior to the passage of ABLE,
individuals could not accumulate more than $2,000 in assets such as a savings or retirement account without potentially losing their federal benefits. Now individuals can open an ABLE account in 43 states and the District of Columbia, and contribute up to
$15,000 a year and have a total of up to $100,000 in their account without risking the loss of federal disability benefits. The savings can be used for disability related expenses including home modifications, education, transportation and assistive technology.
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<p class="MsoNormal"><span class="e2ma-style"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333">In 2018, Sen. Casey held an Aging Committee hearing entitled,
<a href="https://t.e2ma.net/click/nrbvud/v9qp5gd/njdr2bb"><span style="color:#1A3FAA">Supporting Economic Stability and Self-Sufficiency as Americans with Disabilities and their Families Age</span></a>, during which he highlighted how the ABLE program has benefitted
Pennsylvanians. According to the National Association of Treasurers, 82,000 ABLE accounts have been opened nationwide and more than $640 million has been invested in these accounts.
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<p class="MsoNormal"><span class="e2ma-style"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333">The ABLE Age Adjustment Act (S. 331) is cosponsored by U.S. Senators Ron Wyden (D-OR), John Boozman (R-AR), Chris Van Hollen (D-MD), Lisa
Murkowski (R-AK) and Richard Blumenthal (D-CT). </span></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333"><o:p></o:p></span></p>
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<p class="MsoNormal"><span class="e2ma-style"><span style="font-size:10.5pt;font-family:"Arial",sans-serif;color:#333333"><a href="https://t.e2ma.net/click/nrbvud/v9qp5gd/3ber2bb"><span style="color:#1A3FAA">Read the ABLE Age Adjustment one pager</span></a>.</span></span><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#333333"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:8.5pt;font-family:"Helvetica",sans-serif"><span class="MsoHyperlink"><span style="color:#9D9E9F;text-decoration:none">915 Capitol Mall Room 590</span></span><span style="color:#9D9E9F"><br>
<span class="MsoHyperlink"><span style="color:#9D9E9F;text-decoration:none">Sacramento, CA | 95814 US</span></span></span>
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