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</o:shapelayout></xml><![endif]--></head><body bgcolor="#E6E6E6" lang=EN-US link=black vlink=black style='word-wrap:break-word'><div class=WordSection1><p class=MsoNormal>Hello chapter members,<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>I hope everyone is having a great day.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Below please find information about a webinar regarding social security overpayments that will be hosted by Disability Rights California on November 15 2022 at 11 AM Pacific time. Please feel free to share this with anyone who may be interested in attending and make sure you register for the webinar using the link provided below so you can receive the meeting information to join.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Thank you.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><div><p class=MsoNormal>Sincerely,<o:p></o:p></p><p class=MsoNormal>Nancy Urquilla<o:p></o:p></p></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><o:p> </o:p></p><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;background:#E6E6E6'><tr><td valign=top style='padding:15.0pt 15.0pt 15.0pt 15.0pt'><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=600 style='width:6.25in'><tr><td width=600 valign=top style='width:6.25in;padding:0in 0in 0in 0in'><div align=center><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 style='max-width:6.25in;background:#E6E6E6'><tr><td valign=top style='padding:0in 0in 0in 0in'><div align=center><table class=MsoNormalTable border=1 cellspacing=0 cellpadding=0 width="100%" style='width:100.0%;border:solid #999999 1.0pt'><tr><td style='border:none;background:white;padding:7.5pt 7.5pt 7.5pt 7.5pt'><p class=MsoNormal><span style='color:black'><a href="https://disabilityrightsca.us12.list-manage.com/track/click?u=77810467f9d5092fc1d1b1a23&id=f8ad45e323&e=0078b39ccd"><span style='font-size:1.0pt;text-decoration:none'><img border=0 width=200 height=92 style='width:2.0833in;height:.9583in' id="_x0000_i1035" src="https://www.disabilityrightsca.org/system/files/images/DRCLogo_email_sm.png" alt="Disability Rights California"></span></a></span><span style='font-size:1.0pt;color:white'><o:p></o:p></span></p></td></tr><tr><td valign=top style='border:none;background:white;padding:0in 0in 0in 0in'><p class=MsoNormal><span style='color:black'><a href="https://disabilityrightsca.us12.list-manage.com/track/click?u=77810467f9d5092fc1d1b1a23&id=90bde8f371&e=0078b39ccd"><span style='font-family:"Helvetica",sans-serif;text-decoration:none'><img border=0 width=600 height=137 style='width:6.25in;height:1.427in' id="_x0000_i1034" src="https://www.disabilityrightsca.org/system/files/images/social_overpayments.jpg" alt="Illustration of people putting money into a piggy bank."></span></a></span><span style='font-family:"Helvetica",sans-serif;color:white'><o:p></o:p></span></p></td></tr><tr><td valign=top style='border:none;background:white;padding:0in 0in 0in 0in'><table class=MsoNormalTable border=0 cellpadding=0 style='background:white'><tr><td valign=top style='padding:15.0pt 15.0pt 15.0pt 15.0pt'><h1 style='margin:7.5pt;line-height:27.75pt'><span style='font-size:21.0pt;font-family:"Helvetica",sans-serif;color:black'>Webinar: </span><span style='font-size:26.5pt;font-family:"Helvetica",sans-serif;color:black;font-weight:normal'><br>All About Social Security and Overpayments<o:p></o:p></span></h1><div class=MsoNormal align=center style='text-align:center;line-height:18.0pt'><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif;color:black'><hr size=1 width="100%" noshade style='color:black' align=center></span></div><p style='line-height:18.0pt'><b><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif;color:black'>Join us for a live webinar:</span></b><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p></o:p></span></p><p style='line-height:18.0pt'><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif;color:black'>Many people receiving Social Security Administration (SSA) disability benefits, either Supplemental Security Income (SSI) and /or Social Security Disability Insurance (SSDI), have received an overpayment notice. It is distressing not knowing what to do.<o:p></o:p></span></p><p style='line-height:18.0pt'><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif;color:black'>This webinar will focus on what you need to know to avoid an overpayment and what to do if (SSA) has informed you of the overpayment.<o:p></o:p></span></p><p style='line-height:18.0pt'><em><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif;color:black'>*This training is presented from a </span></em><strong><i><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif;color:black'>peer perspective</span></i></strong><em><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif;color:black'> by people who have lived experience with mental disabilities.*</span></em><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p></o:p></span></p><p style='line-height:18.0pt'><b><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif;color:#BB0D0D'>Live Caption and ASL Interpreter Available<o:p></o:p></span></b></p><p style='line-height:24.0pt'><b><span style='font-size:22.5pt;font-family:"Helvetica",sans-serif;color:black'>When:</span></b><span style='font-size:22.5pt;font-family:"Helvetica",sans-serif;color:black'> <br>November 15, 2022 <br>11:00 AM<br>Pacific Time<o:p></o:p></span></p><p style='line-height:18.0pt'><b><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif;color:black'>About the webinar:</span></b><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif;color:black'> <o:p></o:p></span></p><p style='line-height:18.0pt'><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif;color:black'>Join us as we discuss the issues related to Social Security overpayments. We will go over what you need to know to avoid overpayments, what your rights are and what to do if you receive a notice of overpayment.<o:p></o:p></span></p><p style='line-height:18.0pt'><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif;color:black'>We will also inform you about your appeal rights. In the process, you will learn:<o:p></o:p></span></p><p style='line-height:18.0pt'><strong><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif;color:black'>What is an overpayment?</span></strong><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p></o:p></span></p><ul type=disc><li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:18.0pt;mso-list:l0 level1 lfo1'><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif'>How SSA determines an overpayment<o:p></o:p></span></li><li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:18.0pt;mso-list:l0 level1 lfo1'><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif'>The overpayment Notice<o:p></o:p></span></li></ul><p style='line-height:18.0pt'><strong><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif;color:black'>How to ask for a waiver?</span></strong><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p></o:p></span></p><ul type=disc><li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:18.0pt;mso-list:l2 level1 lfo2'><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif'>Who is eligible for a waiver<o:p></o:p></span></li><li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:18.0pt;mso-list:l2 level1 lfo2'><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif'>How to show you are not at fault<o:p></o:p></span></li></ul><p style='line-height:18.0pt'><strong><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif;color:black'>How to ask for a reconsideration?</span></strong><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif;color:black'><o:p></o:p></span></p><ul type=disc><li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:18.0pt;mso-list:l1 level1 lfo3'><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif'>The three reconsideration options<o:p></o:p></span></li><li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:18.0pt;mso-list:l1 level1 lfo3'><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif'>How to prepare for a ALJ hearing<o:p></o:p></span></li><li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:18.0pt;mso-list:l1 level1 lfo3'><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif'>Witnesses<o:p></o:p></span></li><li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:18.0pt;mso-list:l1 level1 lfo3'><span style='font-size:15.0pt;font-family:"Helvetica",sans-serif'>SSA's Appeals Council.<o:p></o:p></span></li></ul><p 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