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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link="#467886" vlink="#96607D" style='word-wrap:break-word'><div class=WordSection1><p class=MsoNormal>Greetings Florida: <o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>After attending a meeting of Affiliate Presidents and Legislative Directors last night, the information from our Bord Member Javier Diaz is correct. Under the new rule, only new allegations of Social Security overpayment after March 27, 2025 will be subjected to a 100% re-payment of your monthly SSDI check until the overpayment has been satisfied. There will be an option to have a reduced payment of 10% monthly to defray the re-payment until satisfied. However, given the fact that, at times, what is supposed to occur is not what really happens, please carefully review any correspondence from Social Security. If you are in any payment arrangements for overpayment, you should not be affected by the new rule if your arrangement is set-up prior to March 27, 2025. If you encounter difficulty with this process or have been subjected to the 100% rule even though you already have a payment arrangement in place, please contact Jesse Shirek at our Jernigan Institute in Baltimore, 410 659 9314 or <a href="mailto:jshirek@nfb.org">jshirek@nfb.org</a>. <o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Note: This rule applies only to Social Security Disability Insurance (SSDI), not Social Supplemental Income (SSI). <o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><div><p class=MsoNormal><span style='font-size:11.0pt;mso-ligatures:standardcontextual'> Camille Tate, president<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;mso-ligatures:standardcontextual'>National Federation of the Blind of Florida <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;mso-ligatures:standardcontextual'>Board of Directors <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;mso-ligatures:standardcontextual'><a href="http://www.nfbflorida.org/"><span style='color:blue'>www.nfbflorida.org</span></a><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;mso-ligatures:standardcontextual'>Tel: 321.372.4899<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;mso-ligatures:standardcontextual'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;mso-ligatures:standardcontextual'>With love, hope and determination, we transform dreams into reality.<o:p></o:p></span></p></div><p class=MsoNormal><o:p> </o:p></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'>From:</span></b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif'> Javier Diaz <javi0680@msn.com> <br><b>Sent:</b> Sunday, March 9, 2025 12:13 AM<br><b>To:</b> nfbf-l@nfbnet.org; ladygiggy--- via NFBF-Miami-Dade <nfbf-miami-dade@nfbnet.org><br><b>Cc:</b> jeh6@bellsouth.net; Pare, John <jpare@nfb.org>; State President, Florida <president@nfbflorida.org><br><b>Subject:</b> Urgent **Correction** - Changes at Social Security are officially happening - This is why we are leaning in<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><div><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'>Folks, things are moving fast...<o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'><o:p> </o:p></span></p></div><div><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'>After further discussion with some colleagues we have arrived at the consensus opinion that the change will not be applied to "new allegations" for overpayments that occurred in a benefit period before March 27, but rather, will only apply to overpayments made during benefit periods after March 27, 2025. Again, to clarify, if you receive SSDI and SSA alleges that you received an overpayment for any period after March 27, 2025, they will start collecting that overpayment by witholding 100% of your benefit until paid in full thereafter. Please see the original message below for other details.<o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'><o:p> </o:p></span></p></div><div class=MsoNormal align=center style='text-align:center'><hr size=2 width="98%" align=center></div><div id=divRplyFwdMsg><p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:black'>From:</span></b><span style='font-size:11.0pt;font-family:"Calibri",sans-serif;color:black'> Javier Diaz <<a href="mailto:javi0680@msn.com">javi0680@msn.com</a>><br><b>Sent:</b> Saturday, March 8, 2025 5:56 PM<br><b>To:</b> <a href="mailto:nfbf-l@nfbnet.org">nfbf-l@nfbnet.org</a> <<a href="mailto:nfbf-l@nfbnet.org">nfbf-l@nfbnet.org</a>>; ladygiggy--- via NFBF-Miami-Dade <<a href="mailto:nfbf-miami-dade@nfbnet.org">nfbf-miami-dade@nfbnet.org</a>><br><b>Cc:</b> <a href="mailto:jeh6@bellsouth.net">jeh6@bellsouth.net</a> <<a href="mailto:jeh6@bellsouth.net">jeh6@bellsouth.net</a>>; Pare, John <<a href="mailto:jpare@nfb.org">jpare@nfb.org</a>>; State President, Florida <<a href="mailto:president@nfbflorida.org">president@nfbflorida.org</a>><br><b>Subject:</b> Urgent - Changes at Social Security are officially happening - This is why we are leaning in</span> <o:p></o:p></p><div><p class=MsoNormal> <o:p></o:p></p></div></div><div><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'>Fellow Federationists,<o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'><o:p> </o:p></span></p></div><div><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'>You may have noticed that the National Federation of the Blind, at every level, National, State, and Local Chapters, have been leaning into our legislative and advocacy efforts. This year is different because aside from doing our usual advocating for the Nation's Blind to build on all the wonderful achievements of our efforts to improve the lives of the Blind over the last 84 years, those achievements of the past, i.e. our current rights, are under attack.<o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'><o:p> </o:p></span></p></div><div><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'>I know it's hard at times to distinguish between fact and rumor, "real news" and "fake news," but please do not allow our mission to get lost in the noise. This announcement is from the National Organization of Social Security Claimants' Representatives (NOSSCR). NOSSCR is a specialized bar association for attorneys and advocates who represent Social Security Disability Insurance and Supplemental Security Income claimants throughout the adjudicative process.<o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'><o:p> </o:p></span></p></div><div><p class=MsoNormal><b><span style='font-family:"Calibri",sans-serif;color:black'>Announcement from NOSSCR: </span></b><span style='font-family:"Calibri",sans-serif;color:black'><o:p></o:p></span></p></div><div style='margin-top:8.0pt;margin-bottom:4.0pt'><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'>Overpayment Default Withholding Rate Change<o:p></o:p></span></p></div><div style='margin-left:.5in;margin-bottom:8.0pt'><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'>Social Security has just announced that “it will increase the default overpayment withholding rate for Social Security beneficiaries to 100 percent of a person’s monthly benefit.” The default withholding rate had been changed to 10% under former Commissioner O’Malley’s tenure, but the agency has reverted to the prior 100% withholding policy.<o:p></o:p></span></p></div><div style='margin-left:.5in;margin-bottom:8.0pt'><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'>Please review these additional details and update your clients accordingly:<o:p></o:p></span></p></div><div style='margin-left:.5in;margin-bottom:8.0pt'><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'>“As of March 27, the agency will begin mailing notices about the new 100 percent withholding rate, rather than the recent adjustment of just 10 percent. The withholding rate change applies to new overpayments related to Social Security benefits. The withholding rate for current beneficiaries with an overpayment before March 27 will not change and no action is required. The withholding rate for Supplemental Security Income overpayments remains 10 percent.<o:p></o:p></span></p></div><div style='margin-left:.5in;margin-bottom:8.0pt'><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'>People who are overpaid after March 27 will automatically be placed in full recovery at a rate of 100 percent of the Social Security payment. If someone cannot afford full recovery of their overpayment, they can contact Social Security at 1-800-772-1213 or their local office to request a lower rate of recovery.”<o:p></o:p></span></p></div><div style='margin-left:.5in;margin-bottom:8.0pt'><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'>NOSSCR is opposed to a default 100% recovery rate, and we will advocate for restoration of this overpayment relief provision.<o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'><o:p> </o:p></span></p></div><div><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'>---<o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'><o:p> </o:p></span></p></div><div><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'>First, contact your U.S. Representative and Senator to voice your opposition to these changes.<o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'><o:p> </o:p></span></p></div><div><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'>Second, a few key takeaways about this change for your information:<o:p></o:p></span></p></div><div><ul type=disc><li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l0 level1 lfo1;list-style-type:"- "'><span style='font-family:"Calibri",sans-serif'>If you receive SSI only, this does not affect you.<o:p></o:p></span></li></ul></div><div><ul type=disc><li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l0 level1 lfo1;list-style-type:"- "'><span style='font-family:"Calibri",sans-serif'> If you are receiving SSDI and are currently repaying an overpayment at a rate of 10%, this does not affect you, and no action is necessary.<o:p></o:p></span></li></ul></div><div><ul type=disc><li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l0 level1 lfo1;list-style-type:"- "'><span style='font-family:"Calibri",sans-serif'>SSDI beneficiaries, please take note. It says that this will be for "new" overpayments after March 27, but "new" might not be be what you think they mean by "new." This does not mean this would only apply to benefits they overpay you for in the future, but rather "new" allegations of an overpayment. That is, lets say your case is under review, as they regularly are, and the Social Security Administration alleges they overpaid you in 2024, they will then begin to withold 100% of your next benefit and subsequent payments until the overpayment is repaid in full, or any of the available options to you are taken. The "actions" available to you are the customary "fights" with SSA that we all have suffered through at one time or another.<o:p></o:p></span></li></ul></div><div><ul type=disc><li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l0 level1 lfo1;list-style-type:"- "'><span style='font-family:"Calibri",sans-serif'><o:p> </o:p></span></li></ul></div><div><p class=MsoNormal style='margin-bottom:12.0pt'><span style='font-family:"Calibri",sans-serif;color:black'>Regards,<o:p></o:p></span></p></div><div style='margin-top:12.0pt'><p class=MsoNormal align=center style='text-align:center'><span style='font-family:"Calibri",sans-serif;color:black'>Javier Diaz, MS CFP® RMA® ChSNC®<o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'>Board Member<o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'>National Federation of the Blind of Florida<o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-family:"Calibri",sans-serif;color:black'><o:p> </o:p></span></p></div></div></body></html>