Good morning All, The Board of Directors of the NFBK will be meeting by conference call Monday evening, November 24th at 8:00 PM Eastern time, 7:00 Central. You are invited to attend. I have not finalized the agenda at this time. The call-in number is, 1-712-432-0600, access code, 1021099. Hope you can attend. Cathy Sent from my iPhone