<div dir="ltr"><div><div class="gmail_default" style="font-family:arial,sans-serif"></div><h1 class="gmail-govd_header" style="word-break:keep-all;color:rgb(0,0,0);line-height:1.2;font-family:arial,helvetica,sans-serif;font-size:28px;margin:0px 0px 20px">Join Us for Free Financial Education Workshops This May!</h1><h2 style="word-break:keep-all;line-height:1.2;color:rgb(255,0,0);font-family:arial,helvetica,sans-serif;font-size:24px;margin:0px 0px 18px">CASH Campaign</h2><p style="word-break:keep-all;color:rgb(0,0,0);font-size:16px;line-height:1.4;font-family:arial,helvetica,sans-serif;margin:0px 0px 15px">The Maryland State Library for the Blind and Print Disabled (LBPD), in proud partnership with the CASH Campaign of Maryland, invites you to attend a special series of free virtual financial education classes this May. These workshops are designed to empower individuals and families with practical knowledge on saving for higher education, managing and reducing debt, and protecting your hard-earned money from fraud and scams.</p><p style="word-break:keep-all;color:rgb(0,0,0);font-size:16px;line-height:1.4;font-family:arial,helvetica,sans-serif;margin:0px 0px 15px">Each session is taught live via Zoom by Christina Figueroa, Senior Program Associate for Financial Capability at the CASH Campaign, a nonprofit organization dedicated to promoting economic advancement for low- to moderate-income individuals and families in Maryland. Learn more about their work and additional resources at <a href="https://cashmd.org/?utm_medium=email&amp;utm_source=govdelivery" target="_blank" rel="noopener" style="color:rgb(32,57,157)">www.cashmd.org</a>.</p><p style="word-break:keep-all;color:rgb(0,0,0);font-size:16px;line-height:1.4;font-family:arial,helvetica,sans-serif;margin:0px 0px 15px"><strong>Mark Your Calendar \u2013 All classes run from 6:00 PM to 7:00 PM ET</strong></p><table class="gmail-govd_hr" cellspacing="0" border="0" align="center" width="100%" cellpadding="0" style="min-width:100%;color:rgb(0,0,0);font-family:Arial;font-size:16px;border-spacing:0px;padding:10px 0px 0px"><tbody><tr class="gmail-govd_hr_inner"><td width="100%" style="text-size-adjust: 100%;"><hr></td></tr></tbody></table><div class="gmail_default" style="color:rgb(0,0,0);font-family:Arial;font-size:16px"><strong>Your Financial Future: Saving for College</strong></div><div class="gmail_default" style="color:rgb(0,0,0);font-family:Arial;font-size:16px"><p style="word-break:keep-all;line-height:1.4;font-family:arial,helvetica,sans-serif;margin:0px 0px 15px"><strong>Thursday, May 15, 2025 | 6\u20137 PM (ET)</strong><br>Navigating the cost of higher education can be overwhelming. This session will explore financial aid options, including scholarships, grants, loans, and work-study programs. Participants will also learn how to plan for non-traditional expenses such as transportation, food, housing, and supplies, whether pursuing a college degree, trade school certification, or vocational training. Gain insight into how and when to apply for aid, and leave with a plan to make your education more affordable. Register <a id="m_7666720624299373035m_1486566498517443969OWA66cbd2b0-eb76-cfc6-c76d-127e542d1d91" href="https://urldefense.proofpoint.com/v2/url?c=euGZstcaTDllvimEN8b7jXrwqOf-v5A_CdpgnVfiiMM&amp;d=DwMFaQ&amp;e=&amp;m=6t4BETmfetZ8C3hdY1zfVLZ4Wisyp4gLd12DTO8ceuqwaVUjG3DoGT_DtsLO1N20&amp;r=BXq9ofGtV6VIlbDB8bBOe0-lOj0BTcllMxvLWnpAcdQ&amp;s=D5PQeFslvDgmwEKJG6Y0Qok9afECbDDTcnrKYd7MVaI&amp;u=https-3A__marylandlibraries.zoom.us_meeting_register_mVmKahHrRai-5F-5F5dNJ1S7Aw&amp;utm_medium=email&amp;utm_source=govdelivery" target="_blank" rel="noopener" style="color:rgb(32,57,157)">here</a>.</p></div><table class="gmail-govd_hr" cellspacing="0" border="0" align="center" width="100%" cellpadding="0" style="min-width:100%;color:rgb(0,0,0);font-family:Arial;font-size:16px;border-spacing:0px;padding:10px 0px 0px"><tbody><tr class="gmail-govd_hr_inner"><td width="100%" style="text-size-adjust: 100%;"><hr></td></tr></tbody></table><div class="gmail_default" style="color:rgb(0,0,0);font-family:Arial;font-size:16px"><strong>Conquering Debt</strong></div><p style="word-break:keep-all;color:rgb(0,0,0);font-size:16px;line-height:1.4;font-family:arial,helvetica,sans-serif;margin:0px 0px 15px"><strong>Thursday, May 22, 2025 | 6\u20137 PM (ET)</strong><br>Debt can feel like a heavy burden, but you don\u2019t have to face it alone. This session will equip you with realistic strategies to reduce and manage debt, including the snowball and avalanche repayment methods. You\u2019ll learn how to prioritize payments, understand the impact of interest, and get familiar with your rights when communicating with debt collectors. The CASH Campaign team will also share trusted local resources and provide guidance on when to seek help from professionals. Whether you&#39;re facing credit card debt, medical bills, or student loans, you\u2019ll leave with tools to regain control. Register <a href="https://marylandlibraries.zoom.us/meeting/register/Qy3nF1S3S8eCW4r2zC4sjw?utm_medium=email&amp;utm_source=govdelivery" target="_blank" rel="noopener" style="color:rgb(32,57,157)">here</a>.</p><table class="gmail-govd_hr" cellspacing="0" border="0" align="center" width="100%" cellpadding="0" style="min-width:100%;color:rgb(0,0,0);font-family:Arial;font-size:16px;border-spacing:0px;padding:10px 0px 0px"><tbody><tr class="gmail-govd_hr_inner"><td width="100%" style="text-size-adjust: 100%;"><hr></td></tr></tbody></table><p style="word-break:keep-all;color:rgb(0,0,0);font-size:16px;line-height:1.4;font-family:arial,helvetica,sans-serif;margin:1em 0px 15px"><strong>Can\u2019t attend live?</strong><br>Each session will be recorded and made available for playback. However, we highly encourage you to join us live so you can ask questions in real-time.</p><p style="word-break:keep-all;color:rgb(0,0,0);font-size:16px;line-height:1.4;font-family:arial,helvetica,sans-serif;margin:0px 0px 15px"><strong>Registration is free but required. Reserve your spot today!</strong></p><p style="word-break:keep-all;color:rgb(0,0,0);font-size:16px;line-height:1.4;font-family:arial,helvetica,sans-serif;margin:0px 0px 15px">Have questions about the sessions or need help registering?<strong> </strong>Contact Ashley Biggs at <a href="mailto:Ashley.Biggs1@maryland.gov" target="_blank" rel="noopener" style="color:rgb(32,57,157)">Ashley.Biggs1@maryland.gov</a> or call 410-230-2430. </p><p style="word-break:keep-all;color:rgb(0,0,0);font-size:16px;line-height:1.4;font-family:arial,helvetica,sans-serif;margin:0px 0px 15px"><strong>Want to learn more about the CASH Campaign of Maryland or connect with their team?</strong><br>Visit <a href="https://cashmd.org/?utm_medium=email&amp;utm_source=govdelivery" target="_blank" rel="noopener" style="color:rgb(32,57,157)">www.cashmd.org</a> or email <a style="color:rgb(32,57,157)">info@cashmd.org</a>.</p><div class="gmail_default" style="color:rgb(0,0,0);font-family:Arial;font-size:16px"><strong>Disclaimer</strong></div><p class="gmail_default" style="word-break:keep-all;color:rgb(0,0,0);font-size:16px;line-height:1.4;font-family:arial,helvetica,sans-serif;margin:0px 0px 15px">The presenter will answer as many questions as possible during each session and will provide contact information for follow-up inquiries. Please note that while general financial questions can be addressed during the workshop, personalized financial advice cannot be provided in this public forum. Questions requiring access to individual financial documents or specific personal circumstances should be discussed privately with a qualified financial professional.  </p><br clear="all"></div><div><div class="gmail_default" style="font-family:arial,sans-serif">With regards,</div><div class="gmail_default" style="font-family:arial,sans-serif">Ash</div><br></div><span class="gmail_signature_prefix">-- </span><br><div dir="ltr" class="gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><table border="0" cellspacing="0" cellpadding="0" style="background-image:initial;background-position:initial;background-repeat:initial;border-collapse:collapse">
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  <p style="line-height:normal"><b><span style="font-size:12pt;font-family:Arial,sans-serif">Ashley M. Biggs</span></b><span style="font-size:12pt;font-family:Arial,sans-serif"><br>
  <i>Marketing &amp; Outreach Librarian</i><br>Maryland State Library for the Blind and Print Disabled<br>Maryland State Library Agency<br>415 Park Avenue<br>Baltimore, Maryland 21201-3603<br>
  <br>410-230-2430 (office) | 667-209-1563 (cell) | 410-333-2095 (fax)<br>
  </span><a href="mailto:ashley.biggs1@maryland.gov" target="_blank"><span style="font-size:12pt;font-family:Arial,sans-serif;color:rgb(17,85,204)">ashley.biggs1@maryland.gov</span></a><span style="font-size:12pt;font-family:Arial,sans-serif"></span></p>
  <p style="line-height:normal"></p></td></tr></tbody></table><font face="Arial, sans-serif"><span style="font-size:16px"><br></span></font></div><div dir="ltr"><span><p dir="ltr" style="line-height:1.656;margin-top:0pt;margin-bottom:0pt"><a href="https://msla.maryland.gov/Pages/LBPD.aspx" target="_blank"><span style="font-size:11pt;font-family:Arial,sans-serif;color:rgb(17,85,204);background-color:transparent;vertical-align:baseline">Click here</span></a><span style="font-size:11pt;font-family:Arial,sans-serif;color:rgb(0,0,0);background-color:transparent;vertical-align:baseline"> to visit the Maryland State Library for the Blind and Print Disabled website and sign up for weekly updates.</span></p><p dir="ltr" style="line-height:1.656;margin-top:0pt;margin-bottom:0pt"><span style="font-size:11pt;font-family:Arial,sans-serif;color:rgb(34,34,34);background-color:transparent;font-weight:700;vertical-align:baseline">Follow us on Social Media!</span></p><ul style="margin-top:0;margin-bottom:0"><li dir="ltr" style="list-style-type:disc;font-size:11pt;font-family:Arial,sans-serif;color:rgb(34,34,34);background-color:transparent;vertical-align:baseline;white-space:pre"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><a href="https://www.facebook.com/MDLBPD/" target="_blank"><span style="font-size:11pt;color:rgb(17,85,204);background-color:transparent;vertical-align:baseline">Facebook</span></a></p></li><li dir="ltr" style="list-style-type:disc;font-size:11pt;font-family:Arial,sans-serif;color:rgb(34,34,34);background-color:transparent;vertical-align:baseline;white-space:pre"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><a href="https://twitter.com/MDLBPD/" target="_blank"><span style="font-size:11pt;color:rgb(17,85,204);background-color:transparent;vertical-align:baseline">X</span></a></p></li><li dir="ltr" style="list-style-type:disc;font-size:11pt;font-family:Arial,sans-serif;color:rgb(34,34,34);background-color:transparent;vertical-align:baseline;white-space:pre"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><a href="https://www.linkedin.com/company/marylandstatelibrary" target="_blank"><span style="font-size:11pt;color:rgb(17,85,204);background-color:transparent;vertical-align:baseline">LinkedIn</span></a></p></li><li dir="ltr" style="list-style-type:disc;font-size:11pt;font-family:Arial,sans-serif;color:rgb(34,34,34);background-color:transparent;vertical-align:baseline;white-space:pre"><p dir="ltr" style="line-height:1.2;margin-top:0pt;margin-bottom:0pt"><a href="https://www.instagram.com/maryland_state_library/" target="_blank"><span style="font-size:11pt;color:rgb(17,85,204);background-color:transparent;vertical-align:baseline">Instagram</span></a></p></li></ul></span></div><div><br></div><div><div><ul></ul></div><div></div></div></div></div></div></div></div></div></div></div></div></div></div></div><input name="virtru-metadata" type="hidden" value="{&quot;email-policy&quot;:{&quot;disableCopyPaste&quot;:false,&quot;disablePrint&quot;:false,&quot;disableForwarding&quot;:false,&quot;enableNoauth&quot;:false,&quot;expandedWatermarking&quot;:false,&quot;expires&quot;:false,&quot;sms&quot;:false,&quot;expirationNum&quot;:1,&quot;expirationUnit&quot;:&quot;days&quot;,&quot;isManaged&quot;:false,&quot;persistentProtection&quot;:false},&quot;attachments&quot;:{},&quot;compose-id&quot;:&quot;5&quot;,&quot;compose-window&quot;:{&quot;secure&quot;:false}}"></div>