[Nfbmo] [Nfbmo} Re: Deputies: Uber driver refused ride to blind man, service dog

Sat Jul 9 02:16:17 UTC 2016

Hello everyone , 
Here is the statue for Missouri and it is the same revised statue for all of the other states in the United States. The taxi cab companies DO NOT cover their passengers {Us - the riders}!!!! 

***Missouri Revised Statutes***
Chapter 379
Insurance Other Than Life
Section 379.203.1 
August 28, 2015

Automobile liability policy, required provisions--uninsured motorist coverage required--recovery against tort-feasor, how limited. 

379.203. 1. No automobile liability insurance covering liability arising out of the ownership, maintenance, or use of any motor vehicle shall be delivered or issued for delivery in this state with respect to any motor vehicle registered or principally garaged in this state unless coverage is provided therein or supplemental thereto, or in the case of any commercial motor vehicle, as defined in section 301.010, any employer having a fleet of five or more passenger vehicles, such coverage is offered therein or supplemental thereto, in not less than the limits for bodily injury or death set forth in section 303.030, for the protection of persons insured thereunder who are legally entitled to recover damages from owners or operators of uninsured motor vehicles because of bodily injury, sickness or disease, including death, resulting therefrom. Such legal entitlement exists although the identity of the owner or operator of the motor vehicle cannot be established because such owner or operator and the motor vehicle departed the scene of the occurrence occasioning such bodily injury, sickness or disease, including death, before identification. It also exists whether or not physical contact was made between the uninsured motor vehicle and the insured or the insured's motor vehicle. Provisions affording such insurance protection against uninsured motorists issued in this state prior to October 13, 1967, shall, when afforded by any authorized insurer, be deemed, subject to the limits prescribed in this section, to satisfy the requirements of this section. 
2. For the purpose of this coverage, the term "uninsured motor vehicle" shall, subject to the terms and conditions of such coverage, be deemed to include an insured motor vehicle where the liability insurer thereof is unable to make payment with respect to the legal liability of its insured within the limits specified herein because of insolvency. 
3. An insurer's insolvency protection shall be applicable only to accidents occurring during a policy period in which its insured's uninsured motorist coverage is in effect where the liability insurer of the tort-feasor becomes insolvent within two years after such an accident. Nothing herein contained shall be construed to prevent any insurer from affording insolvency protection under terms and conditions more favorable to its insureds than is provided hereunder. 
4. In the event of payment to any person under the coverage required by this section, and subject to the terms and conditions of such coverage, the insurer making such payment shall, to the extent thereof, be entitled to the proceeds of any settlement or judgment resulting from the exercise of any rights of recovery of such person against any person or organization legally responsible for the bodily injury for which such payment is made, including the proceeds recoverable from the assets of the insolvent insurer; provided, however, with respect to payments made by reason of the coverage described in subsections 2 and 3 above, the insurer making such payment shall not be entitled to any right of recovery against such tort-feasor in excess of the proceeds recovered from the assets of the insolvent insurer of said tort-feasor. 
5. In any action on a policy of automobile liability insurance coverage providing for the protection of persons insured thereunder who are legally entitled to recover damages from owners or operators of uninsured motor vehicles, the fact that the owner or operator of such uninsured motor vehicle whether known or unknown failed to file the report required by section 303.040 shall be prima facie evidence of uninsured status, and such failure to file may be established by a statement of the absence of such a report on file with the office of the director of revenue, certified by the director, which statement shall be received in evidence in any of the courts of this state. In any such action, the report required by section 303.040, when filed by the owner or operator of an uninsured motor vehicle, shall be prima facie evidence of lack of insurance coverage and the report, or a copy thereof, certified by the director of revenue, may be introduced into evidence in accordance with section 303.310. 
(L. 1967 p. 516, A.L. 1971 H.B. 85, A.L. 1972 S.B. 458, A.L. 1982 S.B. 480, A.L. 1991 H.B. 385, et al.)

So remember when you are riding..... YOU ARE NOT COVERED!!
KIM K.

-----Original Message-----
From: Nfbmo [mailto:nfbmo-bounces at nfbnet.org] On Behalf Of Shelia Wright via Nfbmo
Sent: Friday, July 8, 2016 7:17 PM
To: 'NFB of Missouri Mailing List' <nfbmo at nfbnet.org>
Cc: Shelia Wright <sbwright95 at att.net>
Subject: Re: [Nfbmo] {Spam?} Re: Deputies: Uber driver refused ride to blind man, service dog

Not really. Many cab drivers drive their own vehicle. The alternative is usually one of renting a car by the day which eats into the driver's earning potential.

The same type of issues with dog guides come up with regular cab companies too. The difference is that the regular cab driver sometimes will just be a no show as they keep driving. Others are more bold and site allergies, religion, or fear of dogs as why they can't take you in their car.

I don't even think the cab companies all cover injury to the driver or pasengers.

 Discrimination is very real and it must be addressed when it occurs.
Regulations don't always ensure non-discrimination or passenger safety.

Programs like Uber and lift are newcomers I'm glad we have as transportation options. Let's address the problem drivers and hold Uber responsible for carrying out the settlement they have recently agreed upon. Let's not conclude that the service as a whole is problematic. I get really weary of people trying to justify why someone discriminated against one of us.

Shelia

-----Original Message-----
From: Nfbmo [mailto:nfbmo-bounces at nfbnet.org] On Behalf Of Dan Flasar via Nfbmo
Sent: Friday, July 08, 2016 2:12 PM
To: nfbmo at nfbnet.org
Cc: DanFlasar at aol.com
Subject: [Nfbmo] {Spam?} Re: Deputies: Uber driver refused ride to blind man, service dog

And this is exactly the problem with Uber, or Lift or any other service that puts all the risk on the 'contractor' (Uber drivers are not considered  
employees, legally).   A cab driver drives for a company vehicle,  carries 
company insurance, is paid a salary and receives all tips on top of  that.  
The more they drive, the nore they make, at little personal  risk.
    U
    Uber drivers pay for everything themselves (gas,  insurance, maintenance ), provide their own vehicle, and are not allowed to  accept tips.  If an Uber driver gets in an accident, it's tough luck for  the driver - he is out everything.  If a cab driver is in an accident, the  company bears the cost
- the driver is out nothing, though he could lose his job  if he is at fault.

 So this is the problem - a cab is just as much a public conveyance as  a bus or a train or a plane - there are hard fought laws that guarantee the right of people to bring their service dogs into such vehicles.

   But when it's your own car, that's something quite  different.  Unlike a cabbie, an Uber driver DOES take his car home, and if  a family member is allergic to dog fur, that's a legitimate concern.

       Right now, the status of Uber drivers  is in legal limbo - they are not considered to be employees of the company, do  not have assigned shifts, have no benefits whatsoever, and can refuse to take on  riders for their 
own reasons.    

      Full disclosure, Uber is just the latest  example of the eroding status of workers rights.  Uber has been thrown out  of cities and countries all over the world, primarily because it's business  model is designed to evade 
the  'public' part of 'public  transportation').    I hope Uber is taken to 
court over this  issue .  Uber has had many challenges to it's business model in the last  few  years - they were thrown out of Austin, Texas because they refused to  comply with state law that all cab drivers have their fingerprints scanned for  criminal records.  Right now they skirt public safety laws via their  business mnodel - courts may help to sort this out.
   And of course, not all Uber drivers will refuse to allow a  service dog in their vehicle, but it appears that right now, they are under no  legal obligation to do so.
       This case could be a  game-changer.

Dan

In a message dated 7/8/2016 6:29:19 A.M. Central Daylight Time, nfbmo at nfbnet.org writes:

His  daughter is allergic to dogs, so he didn't want to allow a service dog in his  vehicle.

Source:

http://www.fox4news.com/news/u-s-world/170689636-story

We  have all heard stories of drivers refusing service to dog handling teams on  the grounds they are allergic or fear dogs. But Uber introduces a new wrinkle  into this battle. Since they use their own private cars, they can claim that  relatives are allergic to dogs to refuse service.

This is not something  to be overlooked in light of the proposed settlement with Uber now pending in  the court.

Regards

Daniel  Garcia

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