<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40"><head><meta http-equiv=Content-Type content="text/html; charset=us-ascii"><meta name=Generator content="Microsoft Word 15 (filtered medium)"><style><!--
/* Font Definitions */
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
font-size:11.0pt;
font-family:"Calibri",sans-serif;}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:#0563C1;
text-decoration:underline;}
span.EmailStyle18
{mso-style-type:personal-reply;
font-family:"Calibri",sans-serif;
color:windowtext;}
.MsoChpDefault
{mso-style-type:export-only;
font-size:10.0pt;}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]--></head><body lang=EN-US link="#0563C1" vlink="#954F72" style='word-wrap:break-word'><div class=WordSection1><p class=MsoNormal>SGA stands for Substantial Gainful Activity which is a bureaucratic way of saying the income limit to get Social Security Disability benefits after a person has worked enough time to use up their nine month Trial Work Period during which there is no income limit. <o:p></o:p></p><p class=MsoNormal>Still confused, I don’t blame you!<o:p></o:p></p><p class=MsoNormal>Gene Coulter<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b>From:</b> NFBMO <nfbmo-bounces@nfbnet.org> <b>On Behalf Of </b>Sarah Calhoun via NFBMO<br><b>Sent:</b> Thursday, October 13, 2022 3:16 PM<br><b>To:</b> 'NFB of Missouri Mailing List' <nfbmo@nfbnet.org><br><b>Cc:</b> Sarah Calhoun <sc-tico@att.net><br><b>Subject:</b> Re: [NFBMO] Social Security /Medicare changes for 2023<o:p></o:p></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='color:#1F497D'>Hello Eugene,<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>This might be a dumb question, but what is </span>SGA for blind recipients? Thank you so much!<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Kind regards,<o:p></o:p></p><p class=MsoNormal>Sarah<o:p></o:p></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b>From:</b> NFBMO <<a href="mailto:nfbmo-bounces@nfbnet.org">nfbmo-bounces@nfbnet.org</a>> <b>On Behalf Of </b>Eugene Coulter via NFBMO<br><b>Sent:</b> Thursday, October 13, 2022 2:01 PM<br><b>To:</b> 'NFB of Missouri Mailing List' <<a href="mailto:nfbmo@nfbnet.org">nfbmo@nfbnet.org</a>><br><b>Cc:</b> <a href="mailto:mizzoufan1979@gmail.com">mizzoufan1979@gmail.com</a><br><b>Subject:</b> [NFBMO] Social Security /Medicare changes for 2023<o:p></o:p></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>The centers for Medicare and Medicaid services and Social Security have released updates for 2023.<o:p></o:p></p><p class=MsoNormal>Good news for the first time in ten years there will not be an increase in the standard Medicare premium, in fact it will decrease.<o:p></o:p></p><p class=MsoNormal>Currently the premium is $170.10 in 2023 it will go down to $164.90 or a decrease of $5.20.<o:p></o:p></p><p class=MsoNormal>Also, for those paying for prescription drug, Part D, in most cases the premium will also likely decrease <o:p></o:p></p><p class=MsoNormal>Social Security checks will increase by 8.7%.<o:p></o:p></p><p class=MsoNormal>SSI for individuals will go from $841 to $914 and couples from$1,261 up to $1,371.<o:p></o:p></p><p class=MsoNormal>SGA for blind recipients will go from $2,260 to $2,460 a month.<o:p></o:p></p><p class=MsoNormal>For non-blind SGA will go from $1,350 to $1,470.<o:p></o:p></p><p class=MsoNormal>Trial work period month will be counted for earnings exceeding 1,050.<o:p></o:p></p><p class=MsoNormal>The only negative news for most of us is that to earn a quarter of coverage toward being eligible for Disabillty benefits in 2023 you need to earn $1,640 which is up from $1,510. <o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>If you want to figure your 2023 check amount follow the steps below.<o:p></o:p></p><p class=MsoNormal>Note: due to Social Security rounding rules the amount you calculate maybe a couple of dollars different than what you figure.<o:p></o:p></p><p class=MsoNormal>Add your current check amount together with the current Medicare premium of $170.10<o:p></o:p></p><p class=MsoNormal>Then multiply that figure by 1.087<o:p></o:p></p><p class=MsoNormal>Next, subtract the new Medicare premium of $164.90 <o:p></o:p></p><p class=MsoNormal>Finally discard any cents and you have a reasonable estimate of your new amount.<o:p></o:p></p><p class=MsoNormal>Here is an example.<o:p></o:p></p><p class=MsoNormal>Betty Lou’s 2022 check is $1,201 <o:p></o:p></p><p class=MsoNormal>Add her premium of $170.10 getting 1,371.10<o:p></o:p></p><p class=MsoNormal>Multiply $1,371.10 by 1.087 to get $1,490.38<o:p></o:p></p><p class=MsoNormal>From 1,490.38 subtract $164.90 giving a result of $1,325.48Discarding the pennies gives Betty Lou an estimated check of $1,325.00<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Hope this is informative<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p></div></body></html>