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<DIV style="WORD-WRAP: break-word"><FONT style="COLOR: #000000" size=4>Hello all
seniors</FONT></DIV>
<DIV style="WORD-WRAP: break-word"><FONT style="size: 4">I hope you did not get
too much snow today.</FONT></DIV>
<DIV style="WORD-WRAP: break-word"><FONT style="size: 4">Enjoy reading the
minutes and agenda below and see you on our conference call this Monday night at
8 PM.</FONT></DIV>
<DIV style="WORD-WRAP: break-word"><FONT style="size: 4">Call: 1 712 432
0180</FONT></DIV>
<DIV style="WORD-WRAP: break-word"><FONT style="size: 4">Code:
460994#</FONT></DIV>
<DIV style="WORD-WRAP: break-word">
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 10.5pt">Minutes from our
senior division meeting </FONT></SPAN><SPAN
style="COLOR: ; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(71, 135, 255); -webkit-font-kerning: none"><FONT
style="FONT-SIZE: 12pt">January 9, 2017 at 8 PM</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">1 Roll Call</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">There were 32 in attendance. The Following persons
attended.</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; MIN-HEIGHT: 18px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"></SPAN><FONT style="COLOR: #000000"
size=4></FONT><FONT style="size: 4"></FONT><BR></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Joe Ruffalo, President NFBNJ</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Jane Degenshein, President, Senior
Division</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Lydia Keller, Vice President, Senior
Division</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Mary Jo Partyka, Secretary, Senior
Division</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Joe Braz, Treasurer, Senior
Division</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; MIN-HEIGHT: 18px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"></SPAN><FONT style="COLOR: #000000"
size=4></FONT><FONT style="size: 4"></FONT><FONT
style="size: 4"></FONT><BR></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Les Cameron, board
member</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Fannie Davis, board member</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Linda Mackey, board member</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Angela Perone, board member</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; MIN-HEIGHT: 18px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"></SPAN><FONT style="COLOR: #000000"
size=4></FONT><FONT style="size: 4"></FONT><FONT
style="size: 4"></FONT><BR></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Rebecca Bryant</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Pat Bunce</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Samson Carr</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Linda De Berardinis</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Alice Eaddy</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Ed Fedush</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Jerry Fontenelli</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Chris Franz</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Renee Freiling</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Charlene Groves</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Phil Harrison</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Pam Hayes</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Peggy Kane</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Brian Keane</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Jo Luland</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Linda Melendez</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Andrew Rees</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Marie Sawyer</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Andrea Schwartz</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Barbara Simon newbie</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; MIN-HEIGHT: 18px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"></SPAN><FONT style="COLOR: #000000"
size=4></FONT><FONT style="size: 4"></FONT><BR></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Eleanor Thompson</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Jennifer Uchanow</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; MIN-HEIGHT: 18px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"></SPAN><FONT style="COLOR: #000000"
size=4></FONT><BR></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Ruth Sager, guest</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; MIN-HEIGHT: 18px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"></SPAN><FONT style="COLOR: #000000"
size=4></FONT><BR></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; MIN-HEIGHT: 22px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"></SPAN><FONT style="COLOR: #000000"
size=4></FONT><BR></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; MIN-HEIGHT: 22px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"></SPAN><FONT style="COLOR: #000000"
size=4></FONT><BR></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">2 Minutes: Mary Jo
Partyka</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Mary Jo asked if all received the
minutes</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Motion: Fannie Davis</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Seconded: Peggy Kane</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Discussion?</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style='face: "Times' New roman?><FONT
style="FONT-SIZE: 12pt">Motion passed.</FONT></FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">3 Treasurer’s Report:
Joe Braz</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Treasure’s report for
the meeting Jamuary 9, 2017</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"></SPAN> </DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Last Balance
$751.46</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Deposit: 210.00
(160.00+50.00)</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT
style="FONT-SIZE: 14.3pt">Withdraw:</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt"> 1
MFB NJ (Convention 2016) $100.00 our donation for the
scholarships</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt"> 2
Linda McKay (Cards & Stamps) $20.00</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt"> 3
PAC Plan $10.00</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">New Balance:
$831.46</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">We have 33 members
with dues paid for 2017</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Motion: Joe
Ruffalo</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Seconded: Linda
Mackey</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Treasurer’s
report accepted and motion passed</FONT></SPAN></DIV>
<P
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"></SPAN> </P>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; MIN-HEIGHT: 22px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"></SPAN><FONT style="COLOR: #000000"
size=4></FONT><FONT style="size: 4"></FONT><FONT style="size: 4"></FONT><FONT
style="size: 4"></FONT><BR></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">4 Dues: Jane
Degenshein</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Jane asked those that
need to pay their dues to do so in a prompt fashion and send to Joe Braz our
treasurer.</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Joe Braz’s Address is
434 Elm Street, first floor, Kearney, NJ. 07032</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">5 Committee Reports:
Linda Mackey, Marie Sawyer and Fannie Davis</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">A. . Senior Caring
Cards: Linda Mackey- Linda stated that she sent out the following cards
since our last meeting: condolence cards to Jane Degenshein, Mary Jo
Partyka, Eileen Scrivani, and Fannie davis, a thinking-of-you card to Anthony
Lanzalotti and a get-well card to Rebecca Bryant. </FONT></SPAN></DIV>
<P
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"></SPAN> </P>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">B. Senior Caring
Calls: Marie Sawyer-Mariie called the following senior division members: Anbgela
Perone, Chris Franz, and Ed Fedush who had been in the hospital. She
also called and welcomed new members Barbara Simon and Ronnie
Washington</FONT></SPAN></DIV>
<P
style="FONT-FAMILY: ; MARGIN: 0px; MIN-HEIGHT: 22px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"></SPAN><BR class=webkit-block-placeholder> </P>
<P
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"></SPAN> </P>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 10.5pt">C. Senior
Corner/Fannie’s Chronicle: Fannie Davis-Jane stated that Caryn Fitzpatrick
wasn’t able to beon the Board or do the Senior Corner column due to her mother’s
illness. Fannie Davis will assume responsibility for this column and the
column is renamed Fannie’s Chronicles. Fannie read a few vignettes
relevant to seniors. </FONT></SPAN></DIV>
<P
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"></SPAN> </P>
<P
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"></SPAN> </P>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">6 State Convention
Revisited and shared: All</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Linda Berardinis said
this was the best convention ever and that it gets better each year. Her
onlyu concern is that the technology seminar should not be near the vendor room
because it was too noisy. Everyone agreed that we needed to do things
differently next year in that regard. Jane noted that we re-elected Les Cameron,
Linda Mackey, ang Angela Perone for another two-year term. Fannie Davis is
a new board member and very excited about this. </FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">7 Senior Division
Book Club</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; MIN-HEIGHT: 22px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"></SPAN><FONT style="COLOR: #000000"
size=4></FONT><BR></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Earlier this evening,
the book club members discussed the book Keep Moving by Dick Van Dyke and
everyone liked it. The next book selection for March is In Such Good
Company which is written by and narrated by Carol Burnett.
</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">8 Old/New Business:
All</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Jane asked the group
if they were interested in perhaps starting a NJ senior division list
serve. Everyone voted unanimously and liked this idea.
</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Jane Introduced Ruth
Sager who is the President of the National Senior Division. Ruth Sager
praised Jane andour members for their enthusiastic participation in this
group. One reason Jane asked Ruth to come on the call was because Andrew
Rees had a question for which he wanted an answer. Andrew stated that he
has been trying to obtain long-term-care insurance. Although he talked to
several brokers, his efforts proved unsuccessful.. He, like everyone else, is
concerned about having sufficient insurance later on in life. Ruth
Sager acknowledged that many people are having trouble getting this
insurance. She claimed that we have come a a long way since blind
people formerly had trouble obtaining life insurance. Ruth suggested that
Andrew write a letter to Mark Riccobono to see if this matter could be
researched and addressed. Joe offered to help Andrew write the
letter. </FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Ruth talked about the
calls sponsored by the National Senior Division and asked if there were any
topics people were interested in learning more about. Someone asked for
pointers when addressing issues like paying bills and figuring out who can be
trusted and who could help blind seniors. </FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Joe Ruffalo discussed
the Washington Seminar which will take place beginning January 30. The
TIME Act and the Veterans Space Available Act will be put on the back burner for
this year. The following issues will be addressed this year: making
Braille displays available to people who need them but can not afford them,
Social Security Administration helping blind people obtain equipment, using
set-aside money, and the Books without Borders as discussed in the Marrakesh
Treaty where people from the United States and other countries could get college
textbooks from a source where they will be immediately available to them.
</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">9 Round the
Phone/Brags and Drags: all</FONT></SPAN></DIV>
<P
style="FONT-FAMILY: ; MARGIN: 0px; MIN-HEIGHT: 22px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"></SPAN><BR class=webkit-block-placeholder> </P>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Jane thanked everyone
for tthe condolence messages, cards and support she received after the death of
her mother-in-law.</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Rebecca Bryant
thanked everyone for the get-well cards and wishes she
received.</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; MIN-HEIGHT: 22px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"></SPAN><FONT style="COLOR: #000000"
size=4></FONT><BR></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Chris Franz is having
rotator cuff surgery later this month.</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Brian Keane, Joe
Ruffalo, and Peggy Kane stated that they had unpleasant experiences with the
workers at the polling places where they tried to vote
independently.</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Brian said he
wrote to the Board of Elections and Brian, Joe, and Peggy all reported their
problems to the Help America Vote hotline established by NFB
national.</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Eleanor Thompson said
her great-granddaughter and fiancee recently became engaged. To celebrate,
they took Eleanor to a Japanese restaurant where she tried sushi for the first
time.</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Joe Ruffalo told the
group that 80 people attended the eighth annual after-the-holiday party.
Several people were unable to come because of the inclement weather we received
on Saturday.</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><FONT
style="COLOR: #000000" size=4></FONT> </DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; MIN-HEIGHT: 22px; LINE-HEIGHT: normal; -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"></SPAN><FONT style="COLOR: #000000"
size=4></FONT><FONT style="size: 4"></FONT><FONT
style="size: 4"></FONT><BR></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">10
Adjournment:</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">The meeting was
adjourned at 9:00 PM.</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Motion: Joe
Ruffalo</FONT></SPAN></DIV>
<DIV
style="FONT-FAMILY: ; MARGIN: 0px; LINE-HEIGHT: normal; BACKGROUND-COLOR: rgb(0,0,0); -webkit-text-stroke-color: rgb(0, 0, 0); -webkit-text-stroke-width: initial"><SPAN
style="font-kerning: none"><FONT style="FONT-SIZE: 14.3pt">Seconded: Linda
Mackey</FONT></SPAN></DIV>
<DIV><FONT style="COLOR: #000000"></FONT><FONT style="size: 4">***</FONT></DIV>
<DIV><FONT style="size: 4">Agenda for our senior division meeting Monday,
February 13, 2017 at 8 PM</FONT></DIV>
<DIV><FONT style="size: 4">Welcoming remarks and thanks to Lester for making the
reminder calls.</FONT><BR><FONT style="COLOR: #000000" size=4>1 Roll
Call</FONT></DIV>
<DIV><FONT style="size: 4">2 Secretary’s Report: Mary Jo Partyka </FONT></DIV>
<DIV><FONT style="size: 4">3. Treasurer’s Report: Joe Braz</FONT></DIV>
<DIV><FONT style="size: 4">4 Dues: Janie Degenshein</FONT></DIV>
<DIV><FONT style="size: 4">5. Committee Reports: Linda, Marie, and
Fannie</FONT></DIV>
<DIV><FONT style="size: 4">A. Caring Cards: Linda Mackey</FONT></DIV>
<DIV><FONT style="size: 4">B. Caring Calls: Marie Sawyer</FONT></DIV>
<DIV><FONT style="size: 4">C. Fannie’s chronicle/Senior Corner: Fannie
Davis</FONT></DIV>
<DIV><FONT style="size: 4">6 Washington Seminar Short Summary:
Attendees</FONT></DIV>
<DIV><FONT style="size: 4">Next steps?</FONT></DIV>
<DIV><FONT style="size: 4">7 National Senior Division conference Calls and News:
Janie Degenshein</FONT></DIV>
<DIV><FONT style="COLOR: #000000" size=4>8 Book Club for March 13: Janie
Degenshein</FONT></DIV>
<DIV><FONT style="size: 4">9 Old/New Business: All</FONT></DIV>
<DIV><FONT style="size: 4">10 Round the Phone/Brags and Drags: All</FONT></DIV>
<DIV><FONT style="size: 4">11 Adjournment</FONT></DIV>
<DIV><FONT style="size: 4">9 </FONT></DIV></DIV>
<DIV style="FONT-FAMILY: ; COLOR: ">Keep Smiling,<BR>Janie
Degenshein<BR>Happiness isn't having what you want, but wanting what you already
have!<BR>Facilitator of ECHO (Eyes Closed Hearts Open)<BR>state affiliate board
member<BR>President of the senior division of the National Federation of the
Blind of New Jersey<BR>President of the Technology division of the National
federation of the Blind of New Jersey<BR>NFBNJ Newsline
co-ordinator<BR>jdegen16@comcast.net<BR></DIV></DIV>
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