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<DIV>Greetings to all!</DIV>
<DIV>Just received and wanted to inform you that October brings a wealth of
information for your consideration.</DIV>
<DIV>Please share with others.</DIV>
<DIV> </DIV>
<DIV>**</DIV>
<DIV>Forwarded by: Carol Castellano</DIV>
<DIV>Founder, Parents of Blind Children-NJ</DIV>
<DIV>Secretary, National Organization of Parents of Blind Children</DIV>
<DIV>973-377-0976</DIV>
<DIV>carol_castellano@verizon.net</DIV>
<DIV>www.blindchildren.org</DIV>
<DIV>www.nopbc.org</DIV>
<DIV> </DIV>
<DIV> </DIV>
<DIV>---------- Forwarded message ---------</DIV>
<DIV>From: kacy.seitz@nm.com <kacy.seitz@nm.com></DIV>
<DIV>Date: Sun, Sep 15, 2019 at 5:24 PM</DIV>
<DIV>Subject: New Webinars - ABLE, Special Needs Trusts, and What Families
Need</DIV>
<DIV>to Know</DIV>
<DIV>To: carol.joyce.castellano@gmail.com
<carol.joyce.castellano@gmail.com></DIV>
<DIV> </DIV>
<DIV> </DIV>
<DIV>Dear Carol,</DIV>
<DIV> </DIV>
<DIV>We are excited to share our next, free educational webinar for
September
&</DIV>
<DIV>October. Feel free to *share with others* who may find this
information</DIV>
<DIV>valuable and relevant!</DIV>
<DIV> </DIV>
<DIV> </DIV>
<DIV> </DIV>
<DIV> - “How to Develop a Special Needs Financial Plan”
*Wednesday,
September</DIV>
<DIV> 18th at 11am* (CDT):</DIV>
<DIV> <A
href="https://register.gotowebinar.com/register/6252406257407439372">https://register.gotowebinar.com/register/6252406257407439372</A></DIV>
<DIV> - “How to Develop a Special Needs Financial Plan”
*Tuesday,
October 8th</DIV>
<DIV> at 2:00pm* (CDT):</DIV>
<DIV> <A
href="https://register.gotowebinar.com/register/3500174721456239372">https://register.gotowebinar.com/register/3500174721456239372</A></DIV>
<DIV> - This brief, online workshop helps
parents,
guardians and family</DIV>
<DIV> members to better understand the
planning
our children may need</DIV>
<DIV>during all</DIV>
<DIV> stages of life. Topics discussed
include:</DIV>
<DIV> - Legal Planning
Considerations: Special Needs Trusts,</DIV>
<DIV> Letter/Memorandum of
Intent, Guardianship</DIV>
<DIV> - Financial Planning
Considerations: How to Fund a Special Needs</DIV>
<DIV> Trust, ABLE accounts
&
other important topics</DIV>
<DIV> - Benefit Planning
Considerations: Finding and accessing federal</DIV>
<DIV> benefits like SSI
&
SSDI, Medicaid, Waivers, etc.</DIV>
<DIV> - “ABLE vs Special Needs Trusts: An
In-Depth
Discussion” *Tuesday,</DIV>
<DIV> October 15th at 12:30pm*(CDT):</DIV>
<DIV> <A
href="https://register.gotowebinar.com/register/9221862808100325388">https://register.gotowebinar.com/register/9221862808100325388</A></DIV>
<DIV> - Topics discussed include:</DIV>
<DIV> - Legal, Financial
&
Benefits Planning Considerations</DIV>
<DIV> - Pros & Cons of
ABLE
accounts</DIV>
<DIV> - Pros & Cons of
Special Needs Trusts</DIV>
<DIV> </DIV>
<DIV>Planning for a child with special needs goes beyond traditional
financial</DIV>
<DIV>planning. Join us from the comfort of your own home, ask questions,
and</DIV>
<DIV>talk with a fellow parent in a non-threatening, non-pressure
environment.</DIV>
<DIV>We'd love to be of help if you're ready to learn. Join us, get
your</DIV>
<DIV>questions answered and talk with a fellow parent in a
non-threatening,</DIV>
<DIV>non-pressure environment.</DIV>
<DIV> </DIV>
<DIV>*Speaker*: Debbie Niemann's 15-year-old daughter, Cecilia, has
cerebral</DIV>
<DIV>palsy and complex medical issues. As a parent to a child with
special</DIV>
<DIV>needs, she understands the mentality of living one day at a time, but
this</DIV>
<DIV>approach falls short when it comes to providing a financially secure
future</DIV>
<DIV>and desired quality of life. Debbie is a financial advisor with</DIV>
<DIV>Northwestern Mutual and has her Chartered Special Needs
Consultant</DIV>
<DIV>designation through the American College and MBA from the University
of</DIV>
<DIV>Nebraska-Omaha.</DIV>
<DIV> </DIV>
<DIV>In Gratitude,</DIV>
<DIV> </DIV>
<DIV>Kacy B. Seitz, CLTC, ChSNC</DIV>
<DIV> </DIV>
<DIV> </DIV>
<DIV> </DIV>
<DIV>*[image: Kacy Seitz C0354 2016]*</DIV>
<DIV>Wealth Management Advisor / Special Needs Planning Specialist</DIV>
<DIV> </DIV>
<DIV> </DIV>
<DIV>5251 W 116th Place, Suite 300, Leawood, KS 66211</DIV>
<DIV> </DIV>
<DIV>P: 913.748.0660 | F: 913.362.1215 | C:
785.224.9437</DIV>
<DIV> </DIV>
<DIV>W: kacyseitz.nm.com</DIV>
<DIV> </DIV>
<DIV>CA: LIC0K51616</DIV>
<DIV> </DIV>
<DIV>Northwestern Mutual is the marketing name for The Northwestern Mutual
Life</DIV>
<DIV>Insurance Company, Milwaukee, WI (NM) (life and disability
insurance,</DIV>
<DIV>annuities and life insurance with long-term care benefits) and
its</DIV>
<DIV>subsidiaries. Kacy Seitz is an Insurance Agent of NM and Northwestern
Long</DIV>
<DIV>Term Care Insurance Company, Milwaukee, WI (long-term care insurance),
a</DIV>
<DIV>subsidiary of NM. Registered Representative of *Northwestern
Mutual</DIV>
<DIV>Investment Services, LLC* (securities), a subsidiary of NM,
broker-dealer,</DIV>
<DIV>registered investment adviser, and member FINRA and SIPC.
Representative
of</DIV>
<DIV>Northwestern Mutual Wealth Management Company®, Milwaukee, WI
(fiduciary</DIV>
<DIV>and fee-based financial planning services), a subsidiary of NM and
federal</DIV>
<DIV>savings bank. There may be instances when this agent represents
companies</DIV>
<DIV>in addition to NM or its subsidiaries. While links to other websites
are</DIV>
<DIV>provided for convenience and information, please be advised that except
for</DIV>
<DIV>information related to Northwestern Mutual (NM), the inclusion of,
or</DIV>
<DIV>linking to, other websites does not imply NM endorsement of, nor</DIV>
<DIV>responsibility for, those websites. *Please do not send orders for
mutual</DIV>
<DIV>funds or securities via email, as they cannot be processed. Your</DIV>
<DIV>transmission of electronic mail to this address represents your consent
to</DIV>
<DIV>two-way communication by Internet email. If you received this in
error,</DIV>
<DIV>please contact the sender and delete the material from any computer
on</DIV>
<DIV>which it exists.*</DIV>
<DIV> </DIV>
<DIV> </DIV>
<DIV> </DIV>
<DIV> </DIV>
<DIV> </DIV>
<DIV> </DIV>
<DIV> </DIV>
<DIV> </DIV>
<DIV> </DIV>
<DIV> </DIV>
<DIV> </DIV>
<DIV> </DIV>
<DIV>This is an advertisement for Northwestern Mutual.</DIV>
<DIV> </DIV>
<DIV>Northwestern Mutual, its subsidiaries and affiliates may review and
retain</DIV>
<DIV>incoming and outgoing electronic mail for this e-mail address for
quality</DIV>
<DIV>assurance and regulatory compliance purposes. Please be advised
that</DIV>
<DIV>communications with {SECURE MESSAGE} in the subject line have been
sent</DIV>
<DIV>using a secure messaging system. Communications that do not have this
tag</DIV>
<DIV>may not be secure and could be observed by a third party.</DIV>
<DIV> </DIV>
<DIV>If you’d like to update your email preferences, please fill out
the</DIV>
<DIV>Northwestern Mutual email opt-out form</DIV>
<DIV><<A
href="https://service.nmfn.com/cbpeopt/EmailOptOut.do">https://service.nmfn.com/cbpeopt/EmailOptOut.do</A>>.</DIV>
<DIV> </DIV>
<DIV>Northwestern Mutual</DIV>
<DIV>720 East Wisconsin Avenue</DIV>
<DIV>Milwaukee, Wisconsin 53202-4797.</DIV>
<DIV> </DIV>
<DIV><<A
href="http://www.avg.com/email-signature?utm_medium=email&utm_source=link&utm_campaign=sig-email&utm_content=webmail">http://www.avg.com/email-signature?utm_medium=email&utm_source=link&utm_campaign=sig-email&utm_content=webmail</A>></DIV>
<DIV>Virus-free.</DIV>
<DIV>www.avg.com</DIV>
<DIV><<A
href="http://www.avg.com/email-signature?utm_medium=email&utm_source=link&utm_campaign=sig-email&utm_content=webmail">http://www.avg.com/email-signature?utm_medium=email&utm_source=link&utm_campaign=sig-email&utm_content=webmail</A>></DIV>
<DIV><#DAB4FAD8-2DD7-40BB-A1B8-4E2AA1F9FDF2></DIV>
<DIV> </DIV>
<DIV style="FONT-SIZE: 12pt; FONT-FAMILY: 'Calibri'; COLOR: #000000">We
care. We
share. We grow. We make a difference<BR>Joe Ruffalo, President <BR>National
Federation of the Blind of New Jersey <BR>973 743
0075<BR>nfbnj1@verizon.net<BR><A
href="http://www.nfbnj.org">www.nfbnj.org</A></DIV>
<DIV style="FONT-SIZE: 12pt; FONT-FAMILY: 'Calibri'; COLOR: #000000">Raising
Expectations To Live The Life You Want!</DIV>
<DIV
style="FONT-SIZE: 12pt; FONT-FAMILY: 'Calibri'; COLOR: #000000"> </DIV>
<DIV style="FONT-SIZE: 12pt; FONT-FAMILY: 'Calibri'; COLOR: #000000">Your
old
car keys can be keys to literacy for the blind.<BR>Donate your unwanted
vehicle
to us by clicking <BR>www.carshelpingtheblind.org <BR>or call 855 659
9314<BR></DIV>
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