<div dir="auto"><br clear="all">---------- Forwarded message ---------<br></div><div><div class="gmail_quote gmail_quote_container"><div dir="ltr" class="gmail_attr">From: <strong class="gmail_sendername" dir="auto">Elsa Zavoda</strong> <span dir="auto"><<a href="mailto:EZavoda@vlanj.org">EZavoda@vlanj.org</a>></span><br>Date: Fri, May 30, 2025 at 11:02\u202fAM<br>Subject: ANNOUNCEMENT: FREE EVENT-Introducing VLANJ Financial Wellness Labs Virtual Limited Educational Series\u2013 Join Us Virtually Starting June 6th!<br></div><br>
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<p class="MsoNormal"><b><span style="font-size:18.0pt;font-family:"Arial",sans-serif">Hello everyone,<u></u><u></u></span></b></p>
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<p class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">We\u2019re excited to announce the launch of the
<b>VLANJ Financial Wellness Labs</b>\u2014a brand-new weekly limited educational series available
<b>virtually over the Zoom platform</b>, starting <b>Friday, June 6, 2025, at 12PM</b>.<u></u><u></u></span></p>
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<p class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">This initiative is designed specifically for the
<b>Blind and Visually Impaired (BVI) community</b> and will be led by <b>Spenser Stamps</b>, Founder of
</span><a href="https://okfinancially.com" target="_blank"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">OKFinancially.com</span></a><span style="font-size:18.0pt;font-family:"Arial",sans-serif"> and Social Work Intern.<u></u><u></u></span></p>
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<p class="MsoNormal"><b><span style="font-size:18.0pt;font-family:"Segoe UI Emoji",sans-serif">\U0001f4bc</span></b><b><span style="font-size:18.0pt;font-family:"Arial",sans-serif"> What is the Financial Wellness Lab (FWL)?</span></b><span style="font-size:18.0pt;font-family:"Arial",sans-serif"><u></u><u></u></span></p>
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<p class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">The
<b>Financial Wellness Lab is</b> an <b>8 week financial education program</b> created to support those who are
<i>Not Rich Yet</i>. Originally developed at the <b>Joseph Kohn Training Center</b>, the lab provides essential financial tools and strategies in a format that\u2019s
<b>engaging, accessible, and empowering</b> for members of the BVI community.<u></u><u></u></span></p>
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<p class="MsoNormal"><b><span style="font-size:18.0pt;font-family:"Segoe UI Emoji",sans-serif">\U0001f4da</span></b><b><span style="font-size:18.0pt;font-family:"Arial",sans-serif"> What to Expect</span></b><span style="font-size:18.0pt;font-family:"Arial",sans-serif"><u></u><u></u></span></p>
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<p class="MsoNormal"><b><span style="font-size:18.0pt;font-family:"Arial",sans-serif">Structured Weekly Topics:</span></b><span style="font-size:18.0pt;font-family:"Arial",sans-serif"><u></u><u></u></span></p>
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<li class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">Personal Banking Basics<u></u><u></u></span></li><li class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">Budgeting & Income Management<u></u><u></u></span></li><li class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">Credit Building & Credit Repair<u></u><u></u></span></li><li class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">Identity Protection & Insurance Essentials<u></u><u></u></span></li><li class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">Tools & Tactics for Accessible Money Management<u></u><u></u></span></li></ul>
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<p class="MsoNormal"><b><span style="font-size:18.0pt;font-family:"Arial",sans-serif">Program Features:</span></b><span style="font-size:18.0pt;font-family:"Arial",sans-serif"><u></u><u></u></span></p>
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<li class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">45\u201355 minute sessions packed with practical, real-world strategies<u></u><u></u></span></li><li class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">Inclusive, interactive discussions<u></u><u></u></span></li><li class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">Fully accessible materials designed for screen-reader users<u></u><u></u></span></li><li class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">Available both
<b>virtually</b> and <b>in person</b><u></u><u></u></span></li></ul>
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<p class="MsoNormal"><b><span style="font-size:18.0pt;font-family:"Segoe UI Emoji",sans-serif">\U0001f31f</span></b><b><span style="font-size:18.0pt;font-family:"Arial",sans-serif"> Why Attend?<u></u><u></u></span></b></p>
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<p class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">Whether you\u2019re just starting out or looking to build a more secure financial future, this free series is ideal for individuals on fixed or limited incomes who want to improve
their financial literacy and confidence.<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">Let\u2019s build a financially strong and informed community\u2014<b>together</b>.<u></u><u></u></span></p>
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<p class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">This program is
<b>offered at no cost</b>, thanks to generous community support and partnerships.
<u></u><u></u></span></p>
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<p class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">Please
<b>share this opportunity</b> with others who might benefit!<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif"><u></u> <u></u></span></p>
<p class="MsoNormal"><span style="font-size:18.0pt;font-family:"Segoe UI Emoji",sans-serif">\U0001f517</span><span style="font-size:18.0pt;font-family:"Arial",sans-serif"> Register or learn more:
</span><a href="https://bit.ly/VLANJ_Financial_Wellness_Lab_Series" target="_blank"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">https://bit.ly/VLANJ_Financial_Wellness_Lab_Series</span></a><span style="font-size:18.0pt;font-family:"Arial",sans-serif"><br>
</span><span style="font-size:18.0pt;font-family:"Segoe UI Emoji",sans-serif">\U0001f4de</span><span style="font-size:18.0pt;font-family:"Arial",sans-serif"> Questions or need help? Call our Program Director, Vicki Lowrie at
<b>(973) 627-0055, ext. 4</b><u></u><u></u></span></p>
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<p class="MsoNormal"><b><span style="font-size:18.0pt;font-family:"Arial",sans-serif;color:black">We also invite you to explore our other free virtual programs:<br>
</span></b><b><span style="font-size:18.0pt;font-family:"Segoe UI Emoji",sans-serif;color:black">\U0001f310</span></b><b><span style="font-size:18.0pt;font-family:"Arial",sans-serif;color:black">
</span></b><a href="https://www.vlanj.org/programs/virtual-program-schedule/" title="https://www.vlanj.org/programs/virtual-program-schedule/" target="_blank"><b><span style="font-size:18.0pt;font-family:"Arial",sans-serif">VLANJ Virtual Program Schedule</span></b></a><span style="font-size:18.0pt;font-family:"Arial",sans-serif"><u></u><u></u></span></p>
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<p class="MsoNormal" style="margin-bottom:.25in"><b><span style="font-size:18.0pt;font-family:"Arial",sans-serif">We can\u2019t wait to kick off this exciting new journey with you!</span></b><span style="font-size:18.0pt;font-family:"Arial",sans-serif"><u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif"><u></u> <u></u></span></p><a href="https://www.google.com/maps/search/201+Littleton+Rd.,+Suite+150+%0D%0A+Morris+Plains,+NJ+07950?entry=gmail&source=g">
</a><p class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">Warm regards,<br>
<b>The VLANJ Team</b><u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif"> <u></u><u></u></span></p>
<p class="MsoNormal"><b><span style="font-size:18.0pt;font-family:"Arial",sans-serif;color:#7030a0">Elsa Zavoda, MS OTR/L, SCLV, CLVT</span></b><span style="font-size:18.0pt;font-family:"Arial",sans-serif"><u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">Senior Vice President of Programs<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">Vision Loss Alliance of New Jersey<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif"><a href="https://www.google.com/maps/search/201+Littleton+Rd.,+Suite+150+%0D%0A+Morris+Plains,+NJ+07950?entry=gmail&source=g">201 Littleton Rd., Suite 150</a><u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif"><a href="https://www.google.com/maps/search/201+Littleton+Rd.,+Suite+150+%0D%0A+Morris+Plains,+NJ+07950?entry=gmail&source=g">Morris Plains, NJ</a> <a href="https://www.google.com/maps/search/201+Littleton+Rd.,+Suite+150+%0D%0A+Morris+Plains,+NJ+07950?entry=gmail&source=g">07950</a><u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">Phone: (973) 627-0055, ext. 3<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">Fax: (973) 627-1622<u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">Email:
</span><a href="mailto:ezavoda@vlanj.org" target="_blank"><span style="font-size:18.0pt;font-family:"Arial",sans-serif;color:#0563c1">ezavoda@vlanj.org</span></a><span style="font-size:18.0pt;font-family:"Arial",sans-serif"><u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">Website:
</span><a href="http://www.vlanj.org/" target="_blank"><span style="font-size:18.0pt;font-family:"Arial",sans-serif">www.vlanj.org</span></a><span style="font-size:18.0pt;font-family:"Arial",sans-serif"><u></u><u></u></span></p>
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<p class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif"><img border="0" src="cid:ii_197222c1fdbad7999131" style="width:271px;max-width:100%"></span><span style="font-size:18.0pt;font-family:"Arial",sans-serif"><u></u><u></u></span></p>
<p class="MsoNormal"><span style="font-size:18.0pt;font-family:"Arial",sans-serif;color:#5f497a"> </span><span style="font-size:18.0pt;font-family:"Arial",sans-serif;color:#7030a0">Transforming Lives, One Individual at a Time</span><span style="font-size:18.0pt;font-family:"Arial",sans-serif"><u></u><u></u></span></p>
<p class="MsoNormal" style="background:white"><span style="font-size:18.0pt;font-family:"Arial",sans-serif;color:#1f497d"> </span><i><span style="font-size:18.0pt;font-family:"Arial",sans-serif;color:black">Connect with VLANJ</span></i><span style="font-size:18.0pt;font-family:"Arial",sans-serif"><u></u><u></u></span></p>
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