<html><head><meta http-equiv="content-type" content="text/html; charset=utf-8"></head><body dir="auto"><br><br><div id="AppleMailSignature">Tiffiny</div><div><br>Begin forwarded message:<br><br></div><blockquote type="cite"><div><b>From:</b> "Lawrence Carter" <<a href="mailto:yallowdogg@bellsouth.net">yallowdogg@bellsouth.net</a>><br><b>Date:</b> May 26, 2020 at 11:50:25 AM EDT<br><b>To:</b> "Lawrence Carter" <<a href="mailto:yallowdogg@bellsouth.net">yallowdogg@bellsouth.net</a>><br><b>Subject:</b> <b>FW: IRS Releases 2021 Health Savings Account Limits</b><br><br></div></blockquote><blockquote type="cite"><div><meta http-equiv="Content-Type" content="text/html; charset=utf-8"><meta name="Generator" content="Microsoft Word 14 (filtered medium)"><!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
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border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%" id="m_7241273794332492416full_image_600pxc12c125a-32a3-429b-a5ed-95e906b36d8a"><tbody><tr><td valign="top" style="padding:0in 0in 0in 0in"><div align="center"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="650" style="width:487.5pt;background:white"><tbody><tr><td valign="top" style="padding:0in 18.75pt 15.0pt 18.75pt"><div id="m_7241273794332492416full_image_600px_banner_imagec12c125a-32a3-429b-a5ed-95e906b36d8a"><p class="MsoNormal" align="center" style="text-align:center"><img border="0" width="600" height="190" id="_x0000_i1026" src="http://pages.connectyourcare.com/rs/681-CKD-584/images/HSA-IRS-Limit-Increase-2021-Email-600x190.png"><o:p></o:p></p></div></td></tr></tbody></table></div></td></tr></tbody></table></div><p class="MsoNormal" align="center" style="text-align:center"><o:p> </o:p></p><div align="center"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%" id="m_7241273794332492416subheadline762e5c11-b6da-41a1-b807-2c359d7e83fa"><tbody><tr><td valign="top" style="padding:0in 0in 0in 0in"><div align="center"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="650" style="width:487.5pt;background:white"><tbody><tr><td valign="top" style="padding:0in 18.75pt 15.0pt 18.75pt"><div id="m_7241273794332492416subheadline_text762e5c11-b6da-41a1-b807-2c359d7e83fa"><p style="line-height:18.0pt"><b><span style="font-size:13.5pt;font-family:"Arial","sans-serif";color:#81BD41">IRS Announces 2021 HSA Contribution Limits <o:p></o:p></span></b></p></div></td></tr></tbody></table></div></td></tr></tbody></table></div><p class="MsoNormal" align="center" style="text-align:center"><o:p> </o:p></p><div align="center"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%" id="m_7241273794332492416body_text5701900d-5195-406d-951a-30e89a1f203e"><tbody><tr><td valign="top" style="padding:0in 0in 0in 0in"><div align="center"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="650" style="width:487.5pt;background:white"><tbody><tr><td valign="top" style="padding:0in 18.75pt 18.75pt 18.75pt"><div align="center"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%"><tbody><tr><td valign="top" style="padding:0in 0in 0in 0in"><div id="m_7241273794332492416body_text_text5701900d-5195-406d-951a-30e89a1f203e"><p style="line-height:16.5pt"><span style="font-family:"Arial","sans-serif";color:#595959">Important Health Savings Account (HSA) update! The IRS has officially released the maximum contribution HSA limits for 2021. These contributions increased to <strong><span style="font-family:"Arial","sans-serif"">$3,600</span></strong> for individuals and <strong><span style="font-family:"Arial","sans-serif"">$7,200</span></strong> for families—up $50 and $100, respectively, from 2020.<o:p></o:p></span></p><p style="line-height:16.5pt"><span style="font-family:"Arial","sans-serif";color:#595959"><o:p> </o:p></span></p><p style="line-height:16.5pt"><span style="font-family:"Arial","sans-serif";color:#595959">Individuals ages 55 or older (not yet enrolled in Medicare) may also make a catch-up HSA contribution of up to $1,000 per person. This amount remains unchanged from last year’s catch-up limit.<o:p></o:p></span></p><p style="line-height:16.5pt"><span style="font-family:"Arial","sans-serif";color:#595959"><o:p> </o:p></span></p><p style="line-height:16.5pt"><b><span style="font-family:"Arial","sans-serif";color:#81BD41">Here’s Why It Matters</span></b><span style="font-family:"Arial","sans-serif";color:#595959"><o:p></o:p></span></p><p style="line-height:16.5pt"><span style="font-family:"Arial","sans-serif";color:#595959"><o:p> </o:p></span></p><p style="line-height:16.5pt"><span style="font-family:"Arial","sans-serif";color:#595959">This update allows HSA account holders to set aside more tax-advantaged funds to save for long-term health care or retirement costs. On the flip side, they should also be cautious not to go over the IRS-mandated limits to avoid being taxed on any excess contributions.<o:p></o:p></span></p><p style="line-height:16.5pt"><span style="font-family:"Arial","sans-serif";color:#595959"><o:p> </o:p></span></p><p style="line-height:16.5pt"><span style="font-family:"Arial","sans-serif";color:#595959">Learn more about this recent legislative update by visiting our recent blog post.<o:p></o:p></span></p></div></td></tr></tbody></table></div></td></tr></tbody></table></div></td></tr></tbody></table></div><p class="MsoNormal" align="center" style="text-align:center"><o:p> </o:p></p><div align="center"><table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%" style="width:100.0%" id="m_7241273794332492416cta_centered_tall483c9137-0703-4787-b61d-cbc8f6aad7b2"><tbody><tr><td valign="top" style="padding:0in 0in 0in 0in;border-radius:3px"><div align="center"><table class="MsoNormalTable" border="0" 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