<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40"><head><META HTTP-EQUIV="Content-Type" CONTENT="text/html; charset=us-ascii"><meta name=Generator content="Microsoft Word 15 (filtered medium)"><style><!--
/* Font Definitions */
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
font-size:11.0pt;
font-family:"Calibri",sans-serif;}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:#0563C1;
text-decoration:underline;}
p.MsoPlainText, li.MsoPlainText, div.MsoPlainText
{mso-style-priority:99;
mso-style-link:"Plain Text Char";
margin:0in;
font-size:11.0pt;
font-family:"Calibri",sans-serif;}
span.PlainTextChar
{mso-style-name:"Plain Text Char";
mso-style-priority:99;
mso-style-link:"Plain Text";
font-family:"Calibri",sans-serif;}
span.EmailStyle20
{mso-style-type:personal-reply;
font-family:"Calibri",sans-serif;
color:windowtext;}
.MsoChpDefault
{mso-style-type:export-only;
font-size:10.0pt;}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]--></head><body lang=EN-US link="#0563C1" vlink="#954F72" style='word-wrap:break-word'><div class=WordSection1><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><o:p> </o:p></p><div><p class=MsoNormal><a href="http://nfbofsc.org/?p=1985">Click here to access the membership form for the National Federation of the Blind of SC</a><o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Steve Cook<o:p></o:p></p><p class=MsoNormal>District 2 State Board Member of the National Federation of the Blind of SC<o:p></o:p></p><p class=MsoNormal>President of the Columbia chapter of the National Federation of the Blind of SC<o:p></o:p></p><p class=MsoNormal>1<sup>st</sup> Vice President of the Computer Science & Technology Division of the National Federation of the Blind of SC<o:p></o:p></p><p class=MsoNormal>The National Federation of the Blind of SC owns and operates Rocky Bottom Retreat & Conference Center. Below is a link to read more about Rocky Bottom and to make a reservation for a mountain retreat!<o:p></o:p></p><p class=MsoNormal><a href="http://rockybottomofsc.com/">Rocky Bottom Retreat & Conference Center</a><o:p></o:p></p><p class=MsoNormal>Please join the National Federation of the Blind of SC on Face Book at any of the below links!<o:p></o:p></p><p class=MsoNormal><a href="https://m.facebook.com/NatFedofSouthCarolina/">National Federation of the Blind of SC on Face Book</a><o:p></o:p></p><p class=MsoNormal><a href="https://m.facebook.com/Computer-Science-Technology-Division-of-the-NFB-of-SC-343263089815304/">Computer Science & Technology Division of the National Federation of the Blind of SC</a><o:p></o:p></p><p class=MsoNormal><a href="https://m.facebook.com/RockyBottomofSC/">Rocky Bottom Retreat & Conference Center</a> <o:p></o:p></p><p class=MsoNormal><a href="https://m.facebook.com/Scabs1944/?refid=46&__xts__%5B0%5D=12.%7B%22unit_id_click_type%22%3A%22graph_search_results_item_tapped%22%2C%22click_type%22%3A%22result%22%2C%22module_id%22%3A1%2C%22result_id%22%3A103680927718372%2C%22session_id%22%3A%22dde06b014c19c1fa49889d82a62edcda%22%2C%22module_role%22%3A%22ENTITY_PAGES%22%2C%22unit_id%22%3A%22browse_rl%3Aaed5eb18-5eed-4148-8ec7-5150ce26bf7b%22%2C%22browse_result_type%22%3A%22browse_type_page%22%2C%22unit_id_result_id%22%3A103680927718372%2C%22module_result_position%22%3A0%7D">South Carolina Association of Blind Students</a><o:p></o:p></p><p class=MsoNormal><a href="https://m.facebook.com/groups/375092969314880?_rdr">South Carolina Parents of Blind Children</a><o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal style='margin-bottom:15.0pt'><span lang=EN style='font-size:13.5pt;font-family:"Arial",sans-serif;color:black'>The National Federation of the Blind welcomes all blind people, parents of blind children, blind students, those losing vision, and more. We are a family of members and friends that knows that blindness is not the characteristic that defines you or your future. You can live the life you want.<o:p></o:p></span></p><p class=MsoNormal style='mso-margin-top-alt:22.5pt;margin-right:0in;margin-bottom:7.5pt;margin-left:0in'><span lang=EN style='font-size:21.0pt;font-family:"Arial",sans-serif;color:black'><o:p> </o:p></span></p><p class=MsoNormal style='mso-margin-top-alt:22.5pt;margin-right:0in;margin-bottom:7.5pt;margin-left:0in'><span lang=EN style='font-size:21.0pt;font-family:"Arial",sans-serif;color:black'>How to Join<o:p></o:p></span></p><p class=MsoNormal style='margin-bottom:15.0pt'><span lang=EN style='font-size:13.5pt;font-family:"Arial",sans-serif;color:black'>Federation of the Blind is to attend a chapter or division meeting in your local area. You can find your nearest chapter or division meeting by reaching out to your state affiliate president. Membership in a chapter or division will automatically grant you membership in your state affiliate and the national organization.</span><span lang=EN> </span><o:p></o:p></p><p class=MsoNormal style='margin-bottom:15.0pt'><o:p> </o:p></p><p class=MsoNormal><a href="https://www.nfb.org/get-involved/join-us">Come join us!</a><o:p></o:p></p><p class=MsoNormal style='margin-bottom:15.0pt'><o:p> </o:p></p></div><p class=MsoNormal><o:p> </o:p></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b>From:</b> Chapter-Presidents <chapter-presidents-bounces@nfbnet.org> <b>On Behalf Of </b>Suzanne Turner, NFBOH Cleveland Chapter via Chapter-Presidents<br><b>Sent:</b> Friday, January 8, 2021 11:43 PM<br><b>To:</b> 'Chapter Presidents Mailing List' <chapter-presidents@nfbnet.org><br><b>Cc:</b> smturner.234@gmail.com<br><b>Subject:</b> [Chapter-Presidents] You are invited to come and learn about Social Security Work Incentives And More!<o:p></o:p></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Members and Friends,<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>On January 11, 2021 at 5:00 PM EDT. The Ohio Affiliate will host a zoom call educating members on three key social benefits, The Social Security Cost Of Living Increase, Social Security Work Incentives and the Personal Care Assistance Program.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Please share the information with anyone to whom you think will benefit from learning about these programs.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>If you are currently working, seeking employment or interested in work, than this vital information is for you.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Also, I have inserted below for your review, the Social Security Fact Sheet on the Cost Of Living Adjustment amounts for 2020 and 2021 at the bottom of this email.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>The top number in the fact sheet displays the 2020 adjustment and the bottom is the upcoming 2021 adjustment amounts. If you have questions, please email me at <a href="mailto:SMTurner.234@gmail.com">SMTurner.234@gmail.com</a>.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></p><p class=MsoNormal style='background:white'><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:black'>Our speakers will be Brandon Smith, who is the Public Affairs Specialist at the Social Security Administration and Katie Scheetz, who is the </span><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222'>Program Specialist for PCA Program & Deaf Services at the Bureau of Services for the Visually Impaired (BSVI)<a name="_Hlk18067489"></a><a name="_Hlk18941617"></a><a name="_Hlk14090147"></a><a name="_Hlk14085768"><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>.<o:p></o:p></span></span></span></a></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222'><o:p> </o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222'>These professionals are quite knowledgeable and will take your questions.<o:p></o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222'><o:p> </o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222'>So, set this valuable meeting in your calendar. <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:black'>Even though, these experts are in Ohio, the Social Security information is applicable nationwide. </span></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p></o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222'><o:p> </o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222'>///<o:p></o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222'><o:p> </o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Cost Of Living Adjustment: COLA facts2021<o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Social Security logo<o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>2021 SOCIAL SECURITY CHANGES <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Cost-of-Living Adjustment (COLA): <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Based on the increase in the Consumer Price Index (CPI-W) from the third quarter of 2019 through the third quarter of 2020, Social Security and Supplemental Security Income (SSI) beneficiaries will receive a 1.3 percent COLA for 2021. Other important 2021 Social Security information is as follows: <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>table with 3 columns and 3 rows<o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Tax Rate <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>2020 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>2021 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Employee <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>7.65% <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>7.65% <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Self-Employed <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>15.30% <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>15.30% <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>table end<o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>NOTE: The 7.65% tax rate is the combined rate for Social Security and Medicare. The Social Security portion (OASDI) is 6.20% on earnings up to the applicable<o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>taxable maximum amount (see below). The Medicare portion (HI) is 1.45% on all earnings. Also, as of January 2013, individuals with earned income of more<o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>than $200,000 ($250,000 for married couples filing jointly) pay an additional 0.9 percent in Medicare taxes. The tax rates shown above do not include the<o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>0.9 percent. <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>table with 4 columns and 9 rows<o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'> <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'> <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>2020 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>2021 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Maximum Taxable Earnings <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Social Security (OASDI only) <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$137,700 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$142,800 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Maximum Taxable Earnings <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Medicare (HI only) <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>No Limit <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Quarter of Coverage <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'> <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,410 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,470 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Retirement Earnings Test Exempt Amounts <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Under full retirement age <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$18,240/yr. ($1,520/mo.) <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$18,960/yr. ($1,580/mo.) <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Retirement Earnings Test Exempt Amounts <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>NOTE: One dollar in benefits will be withheld for every $2 in earnings above the limit. <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Retirement Earnings Test Exempt Amounts <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>The year an individual reaches full retirement age <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$48,600/yr. ($4,050/mo.) <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$50,520/yr. ($4,210/mo.) <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Retirement Earnings Test Exempt Amounts <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>NOTE: Applies only to earnings for months prior to attaining full retirement age. One dollar in benefits will be withheld for every $3 in earnings above the limit. <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Retirement Earnings Test Exempt Amounts <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Beginning the month an individual attains full retirement age <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>None <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>table end<o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>table with 5 columns and 18 rows<o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'> <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'> <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>2020 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>2021 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Social Security Disability Thresholds <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Substantial Gainful Activity (SGA) <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Non-Blind <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,260/mo. <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,310/mo. <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Social Security Disability Thresholds Substantial Gainful Activity (SGA) <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Blind <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$2,110/mo. <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$2,190/mo. <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Social Security Disability Thresholds Substantial Gainful Activity (SGA) <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Trial Work Period (TWP) <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$ 910/mo. <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$ 940/mo. <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Social Security Disability Thresholds <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Maximum Social Security Benefit: Worker Retiring at Full Retirement Age <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$3,011/mo. <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$3,148/mo. <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>SSI Federal Payment Standard <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Individual <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$ 783/mo. <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$ 794/mo. <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>SSI Federal Payment Standard <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Couple <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,175/mo. <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,191/mo. <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>SSI Resource Limits <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Individual <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$2,000 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$2,000 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>SSI Resource Limits <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Couple <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$3,000 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$3,000 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>SSI Student Exclusion <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Monthly limit <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,900 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,930 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>SSI Student Exclusion <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Annual limit <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$7,670 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$7,770 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Estimated Average Monthly Social Security Benefits Payable in January 2021 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'> <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Before 1.3% COLA <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>After 1.3% COLA <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Estimated Average Monthly Social Security Benefits Payable in January 2021 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>All Retired Workers <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,523 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,543 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Estimated Average Monthly Social Security Benefits Payable in January 2021 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Aged Couple, Both Receiving Benefits <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$2,563 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$2,596 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Estimated Average Monthly Social Security Benefits Payable in January 2021 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Widowed Mother and Two Children <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$2,962 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$3,001 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Estimated Average Monthly Social Security Benefits Payable in January 2021 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Aged Widow(er) Alone <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,434 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,453 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Estimated Average Monthly Social Security Benefits Payable in January 2021 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Disabled Worker, Spouse and One or More Children <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$2,195 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$2,224 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Estimated Average Monthly Social Security Benefits Payable in January 2021 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>All Disabled Workers <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,261 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>$1,277 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>table end<o:p></o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></span></span></span></span></p><p class=MsoNormal align=center style='margin-left:.25in;text-align:center'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></span></span></span></span></p><p class=MsoPlainText align=center style='text-align:center'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Join Zoom Meeting<o:p></o:p></span></span></span></span></span></p><p class=MsoPlainText align=center style='text-align:center'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span><a href="https://zoom.us/j/4081850851"><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>https://zoom.us/j/4081850851</span></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span></a><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'> <</span></span></span></span></span><a href="https://zoom.us/j/4081850851"><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>https://zoom.us/j/4081850851</span></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span></a><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>> One tap mobile<o:p></o:p></span></span></span></span></span></p><p class=MsoPlainText align=center style='text-align:center'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>+16468769923,,4081850851#<o:p></o:p></span></span></span></span></span></p><p class=MsoPlainText align=center style='text-align:center'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></span></span></span></span></p><p class=MsoPlainText align=center style='text-align:center'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>+1 646 876 9923<o:p></o:p></span></span></span></span></span></p><p class=MsoPlainText align=center style='text-align:center'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Meeting ID: 408 185 0851<o:p></o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222'>Suzanne Turner, Ohio Affiliate Vice President<o:p></o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif;color:#222222'>(216) 990-6199 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></span></span></span></span></p><span style='mso-bookmark:_Hlk18067489'></span><span style='mso-bookmark:_Hlk18941617'></span><span style='mso-bookmark:_Hlk14090147'></span><span style='mso-bookmark:_Hlk14085768'></span><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></p></div></body></html>