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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link="#0563C1" vlink="#954F72" style='word-wrap:break-word'><div class=WordSection1><p class=MsoNormal>Ohio, Members and Friends,<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>On January 11, 2021 at 5:00 PM EDT. There will be a Zoom Conference call on three key benefits, The Social Security Cost Of Living, Work Incentives and the Personal Care Assistance Program.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Please share the information with anyone to whom you think will benefit from learning about these programs.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>If you are currently working, seeking employment or interested in work, than this vital information is for you.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Also, I have inserted below for your review, the Social Security Fact Sheet on the Cost Of Living Adjustment amounts for 2020 and 2021 at the bottom of this email.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>The top number in the fact sheet displays the 2020 adjustment and the bottom is the upcoming 2021 adjustment amounts. If you have questions, please email me at <a href="mailto:SMTurner.234@gmail.com">SMTurner.234@gmail.com</a>.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal style='background:white'><span style='color:black'>Our speakers will be Brandon Smith, who is the Public Affairs Specialist at the Social Security Administration and Katie Scheetz, who is the </span><span style='font-size:14.0pt;font-family:"Times New Roman",serif;color:#222222'>Program Specialist for PCA Program & Deaf Services at the </span><span style='font-size:12.0pt;font-family:"Times New Roman",serif;color:#222222'>Bureau of Services for the Visually Impaired (BSVI)<a name="_Hlk18067489"></a><a name="_Hlk18941617"></a><a name="_Hlk14090147"></a><a name="_Hlk14085768"><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>.<o:p></o:p></span></span></span></a></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Times New Roman",serif;color:#222222'><o:p> </o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Times New Roman",serif;color:#222222'>These professionals are quite knowledgeable and will take your questions.<o:p></o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Times New Roman",serif;color:#222222'><o:p> </o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Times New Roman",serif;color:#222222'>So, set this valuable meeting in your calendar. <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Times New Roman",serif;color:#222222'><o:p> </o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Times New Roman",serif;color:#222222'>I will send out a reminder one week prior to the event.<o:p></o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Times New Roman",serif;color:#222222'><o:p> </o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Times New Roman",serif;color:#222222'>///<o:p></o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Times New Roman",serif;color:#222222'><o:p> </o:p></span></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Cost Of Living Adjustment: COLA facts2021<o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Social Security logo<o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>2021 SOCIAL SECURITY CHANGES <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Cost-of-Living Adjustment (COLA): <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Based on the increase in the Consumer Price Index (CPI-W) from the third quarter of 2019 through the third quarter of 2020, Social Security and Supplemental Security Income (SSI) beneficiaries will receive a 1.3 percent COLA for 2021. Other important 2021 Social Security information is as follows: <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><o:p> </o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>table with 3 columns and 3 rows<o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Tax Rate <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>2020 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>2021 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Employee <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>7.65% <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>7.65% <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Self-Employed <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>15.30% <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>15.30% <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>table end<o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><o:p> </o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>NOTE: The 7.65% tax rate is the combined rate for Social Security and Medicare. The Social Security portion (OASDI) is 6.20% on earnings up to the applicable<o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>taxable maximum amount (see below). The Medicare portion (HI) is 1.45% on all earnings. Also, as of January 2013, individuals with earned income of more<o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>than $200,000 ($250,000 for married couples filing jointly) pay an additional 0.9 percent in Medicare taxes. The tax rates shown above do not include the<o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>0.9 percent. <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><o:p> </o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>table with 4 columns and 9 rows<o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'> <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'> <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>2020 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>2021 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Maximum Taxable Earnings <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Social Security (OASDI only) <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$137,700 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$142,800 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Maximum Taxable Earnings <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Medicare (HI only) <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>No Limit <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Quarter of Coverage <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'> <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$1,410 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$1,470 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Retirement Earnings Test Exempt Amounts <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Under full retirement age <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$18,240/yr. ($1,520/mo.) <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$18,960/yr. ($1,580/mo.) <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Retirement Earnings Test Exempt Amounts <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>NOTE: One dollar in benefits will be withheld for every $2 in earnings above the limit. <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Retirement Earnings Test Exempt Amounts <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>The year an individual reaches full retirement age <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$48,600/yr. ($4,050/mo.) <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$50,520/yr. ($4,210/mo.) <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Retirement Earnings Test Exempt Amounts <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>NOTE: Applies only to earnings for months prior to attaining full retirement age. One dollar in benefits will be withheld for every $3 in earnings above the limit. <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Retirement Earnings Test Exempt Amounts <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Beginning the month an individual attains full retirement age <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>None <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>table end<o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><o:p> </o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>table with 5 columns and 18 rows<o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'> <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'> <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>2020 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>2021 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Social Security Disability Thresholds <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Substantial Gainful Activity (SGA) <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Non-Blind <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$1,260/mo. <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$1,310/mo. <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Social Security Disability Thresholds Substantial Gainful Activity (SGA) <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Blind <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$2,110/mo. <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$2,190/mo. <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Social Security Disability Thresholds Substantial Gainful Activity (SGA) <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Trial Work Period (TWP) <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$ 910/mo. <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$ 940/mo. <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Social Security Disability Thresholds <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Maximum Social Security Benefit: Worker Retiring at Full Retirement Age <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$3,011/mo. <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$3,148/mo. <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>SSI Federal Payment Standard <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Individual <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$ 783/mo. <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$ 794/mo. <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>SSI Federal Payment Standard <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Couple <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$1,175/mo. <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$1,191/mo. <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>SSI Resource Limits <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Individual <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$2,000 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$2,000 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>SSI Resource Limits <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Couple <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$3,000 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$3,000 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>SSI Student Exclusion <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Monthly limit <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$1,900 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$1,930 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>SSI Student Exclusion <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Annual limit <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$7,670 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$7,770 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Estimated Average Monthly Social Security Benefits Payable in January 2021 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'> <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Before 1.3% COLA <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>After 1.3% COLA <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Estimated Average Monthly Social Security Benefits Payable in January 2021 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>All Retired Workers <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$1,523 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$1,543 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Estimated Average Monthly Social Security Benefits Payable in January 2021 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Aged Couple, Both Receiving Benefits <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$2,563 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$2,596 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Estimated Average Monthly Social Security Benefits Payable in January 2021 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Widowed Mother and Two Children <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$2,962 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$3,001 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Estimated Average Monthly Social Security Benefits Payable in January 2021 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Aged Widow(er) Alone <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$1,434 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$1,453 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Estimated Average Monthly Social Security Benefits Payable in January 2021 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Disabled Worker, Spouse and One or More Children <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$2,195 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$2,224 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>Estimated Average Monthly Social Security Benefits Payable in January 2021 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>All Disabled Workers <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$1,261 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>$1,277 <o:p></o:p></span></span></span></span></p><p class=MsoNormal><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'>table end<o:p></o:p></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Times New Roman",serif'><o:p> </o:p></span></span></span></span></span></p><p class=MsoNormal align=center style='margin-left:.25in;text-align:center'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></span></span></span></span></p><p class=MsoPlainText align=center style='text-align:center'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Join Zoom Meeting<o:p></o:p></span></span></span></span></span></p><p class=MsoPlainText align=center style='text-align:center'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span><a href="https://zoom.us/j/4081850851"><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>https://zoom.us/j/4081850851</span></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span></a><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'> <</span></span></span></span></span><a href="https://zoom.us/j/4081850851"><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>https://zoom.us/j/4081850851</span></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span></a><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>> One tap mobile<o:p></o:p></span></span></span></span></span></p><p class=MsoPlainText align=center style='text-align:center'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>+16468769923,,4081850851#<o:p></o:p></span></span></span></span></span></p><p class=MsoPlainText align=center style='text-align:center'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></span></span></span></span></p><p class=MsoPlainText align=center style='text-align:center'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>+1 646 876 9923<o:p></o:p></span></span></span></span></span></p><p class=MsoPlainText align=center style='text-align:center'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'>Meeting ID: 408 185 0851<o:p></o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><o:p> </o:p></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><o:p> </o:p></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Times New Roman",serif;color:#222222'>Suzanne Turner, Ohio Affiliate Vice President<o:p></o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Times New Roman",serif;color:#222222'>(216) 990-6199 <o:p></o:p></span></span></span></span></span></p><p class=MsoNormal style='background:white'><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'></span></span></span></span><span style='mso-bookmark:_Hlk14085768'><span style='mso-bookmark:_Hlk14090147'><span style='mso-bookmark:_Hlk18941617'><span style='mso-bookmark:_Hlk18067489'><span style='font-size:12.0pt;font-family:"Arial",sans-serif'><o:p> </o:p></span></span></span></span></span></p><span style='mso-bookmark:_Hlk18067489'></span><span style='mso-bookmark:_Hlk18941617'></span><span style='mso-bookmark:_Hlk14090147'></span><span style='mso-bookmark:_Hlk14085768'></span><p class=MsoNormal><o:p> </o:p></p></div></body></html>