<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40"><head><meta http-equiv=Content-Type content="text/html; charset=us-ascii"><meta name=Generator content="Microsoft Word 15 (filtered medium)"><style><!--
/* Font Definitions */
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
{font-family:Georgia;
panose-1:2 4 5 2 5 4 5 2 3 3;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
margin-bottom:.0001pt;
font-size:11.0pt;
font-family:"Calibri",sans-serif;}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:#0563C1;
text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
{mso-style-priority:99;
color:#954F72;
text-decoration:underline;}
p
{mso-style-priority:99;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman",serif;}
span.EmailStyle17
{mso-style-type:personal-compose;
font-family:"Calibri",sans-serif;
color:windowtext;}
.MsoChpDefault
{mso-style-type:export-only;
font-family:"Calibri",sans-serif;}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]--></head><body lang=EN-US link="#0563C1" vlink="#954F72"><div class=WordSection1><p class=MsoNormal>Dear all,<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>How comfortable do you feel with your financial management? If you had to take an honest assessment of your spending habits, how confident would you feel about surviving an unexpected emergency? And with so many people now living longer beyond retirement, how secure do you feel about your finances in your golden years? As a blind person, are you accessing the best tools to help you manage your money?<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Join me Friday at 2 PM in Portsmouth 5 as we kick off a financial education initiative to help us all become more financially savvy.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>The FBI is crashing our party! And they’re going to clue us into the latest trends in financial scams that are eagerly targeting you...<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p style='margin:0in;margin-bottom:.0001pt;background:white;vertical-align:baseline'><span style='font-family:"Georgia",serif;color:#333333'>Also: “A couple of years ago, University of Chicago professor <a href="http://www.samefacts.com/2013/04/everything-else/talking-personal-finance-with-helaine-olen-parts-1-and-2/" target="_blank"><span style='color:#5076B8;border:none windowtext 1.0pt;padding:0in'>Harold Pollack did an online video chat</span></a> with personal finance writer Helaine Olen. The topic was how regular people get steered into bad investments by financial advisers. Pollack said that the best personal finance advice "can fit on a 3-by-5 index card, and is available for free in the library — so if you're paying someone for advice, almost by definition, you're probably getting the wrong advice, because the correct advice is so straightforward."<o:p></o:p></span></p><p class=MsoNormal><o:p> </o:p></p><p style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:14.1pt;margin-left:0in;background:white;vertical-align:baseline'><span style='font-family:"Georgia",serif;color:#333333'>“After they posted the video, the emails started pouring in — people wanted to know, where could they get this index card? What was this fantastic yet simple advice for managing their money?<o:p></o:p></span></p><p style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:14.1pt;margin-left:0in;background:white;vertical-align:baseline'><span style='font-family:"Georgia",serif;color:#333333'><o:p> </o:p></span></p><p style='margin:0in;margin-bottom:.0001pt;background:white;vertical-align:baseline;box-sizing: border-box;font-variant-ligatures: normal;font-variant-caps: normal;font-variant-numeric: inherit;font-variant-east-asian: inherit;font-stretch: inherit;font-size:1.7rem;max-width: 680px;orphans: 2;text-align:start;widows: 2;-webkit-text-stroke-width: 0px;text-decoration-style: initial;text-decoration-color: initial;float:none;word-spacing:0px'><span style='font-family:"Georgia",serif;color:#333333'>"Since I was speaking metaphorically, I was kind of stuck," Pollack says. "But I just took one of my daughter's index cards and I scribbled a bunch of principles, and <a href="http://www.samefacts.com/2013/04/everything-else/advice-to-alex-m/" target="_blank"><span style='color:#5076B8;border:none windowtext 1.0pt;padding:0in'>I took a picture with my iPhone and I posted it on the Web</span></a>."<o:p></o:p></span></p><p style='margin:0in;margin-bottom:.0001pt;background:white;vertical-align:baseline;box-sizing: border-box;font-variant-ligatures: normal;font-variant-caps: normal;font-variant-numeric: inherit;font-variant-east-asian: inherit;font-stretch: inherit;font-size:1.7rem;max-width: 680px;orphans: 2;text-align:start;widows: 2;-webkit-text-stroke-width: 0px;text-decoration-style: initial;text-decoration-color: initial;float:none;word-spacing:0px'><span style='font-family:"Georgia",serif;color:#333333'><o:p> </o:p></span></p><p style='margin:0in;margin-bottom:.0001pt;background:white;vertical-align:baseline'><span style='font-family:"Georgia",serif;color:#333333'>“The index card got into Google's news results. <a href="https://www.washingtonpost.com/news/wonk/wp/2013/09/16/this-4x6-index-card-has-all-the-financial-advice-youll-ever-need/" target="_blank"><span style='color:#5076B8;border:none windowtext 1.0pt;padding:0in'>It got into big newspapers</span></a>. Famous economists tweeted about it. Self-help sites like Lifehacker mentioned it.<o:p></o:p></span></p><p style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:14.1pt;margin-left:0in;background:white;vertical-align:baseline;box-sizing: border-box;font-variant-ligatures: normal;font-variant-caps: normal;font-variant-numeric: inherit;font-variant-east-asian: inherit;font-stretch: inherit;font-size:1.7rem;max-width: 680px;orphans: 2;text-align:start;widows: 2;-webkit-text-stroke-width: 0px;text-decoration-style: initial;text-decoration-color: initial;float:none;word-spacing:0px'><span style='font-family:"Georgia",serif;color:#333333'><o:p> </o:p></span></p><p style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:14.1pt;margin-left:0in;background:white;vertical-align:baseline'><span style='font-family:"Georgia",serif;color:#333333'>“In short, it went viral...”</span> And on Friday afternoon, Sharon Soforenko will guide you through these key principles that could dramatically change your financial position.<o:p></o:p></p><p style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:14.1pt;margin-left:0in;background:white;vertical-align:baseline'><o:p> </o:p></p><p style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:14.1pt;margin-left:0in;background:white;vertical-align:baseline'>And while we’re being honest with ourselves, how good of a job are you doing at tracking your money? Mark Roane claims he has a strategy that will easily help you plan, organize, and follow a faithful budget, and best of all, it doesn’t even require a fancy mobile app. It’s a flexible strategy you will be able to start Friday if you so desire. And Mark being our long standing money guy in the affiliate, he probably knows a thing or two about balancing checkbooks.<o:p></o:p></p><p style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:14.1pt;margin-left:0in;background:white;vertical-align:baseline'><o:p> </o:p></p><p style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:14.1pt;margin-left:0in;background:white;vertical-align:baseline'>Is the point to pass up every opportunity to enjoy coffee, dinner out, or entertainment? On the contrary, it’s about being financially responsible so that you can treat yourself without feeling guilty. Our interactive panelists later in the agenda will get into real world examples of how they manage their money and the mistakes they learned from along the way to get to where they are now.<o:p></o:p></p><p style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:14.1pt;margin-left:0in;background:white;vertical-align:baseline'><o:p> </o:p></p><p style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:14.1pt;margin-left:0in;background:white;vertical-align:baseline'>Listen, no one is going to sell you any products or services. No one is going to tell you their method is the only way to get good at managing money. Most of it will come down to you, your circumstances, and what makes sense in your situation.<o:p></o:p></p><p style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:14.1pt;margin-left:0in;background:white;vertical-align:baseline'><o:p> </o:p></p><p style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:14.1pt;margin-left:0in;background:white;vertical-align:baseline'>And, if you believe this seminar really isn’t for you ... well, why did you read this far? I think you know you’re curious to see what else you might be missing in your toolbox.<o:p></o:p></p><p style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:14.1pt;margin-left:0in;background:white;vertical-align:baseline'><o:p> </o:p></p><p style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:14.1pt;margin-left:0in;background:white;vertical-align:baseline'>Looking forward to seeing you there.<o:p></o:p></p><p style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:14.1pt;margin-left:0in;background:white;vertical-align:baseline'><o:p> </o:p></p><p style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:14.1pt;margin-left:0in;background:white;vertical-align:baseline'>Joe<o:p></o:p></p></div></body></html>