<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40"><head><meta http-equiv=Content-Type content="text/html; charset=us-ascii"><meta name=Generator content="Microsoft Word 15 (filtered medium)"><style><!--
/* Font Definitions */
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
margin-bottom:.0001pt;
font-size:11.0pt;
font-family:"Calibri",sans-serif;}
span.EmailStyle17
{mso-style-type:personal-compose;
font-family:"Calibri",sans-serif;
color:windowtext;}
.MsoChpDefault
{mso-style-type:export-only;}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]--></head><body lang=EN-US link="#0563C1" vlink="#954F72"><div class=WordSection1><p class=MsoNormal>Hi Seniors:<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Our January Senior call is Wednesday, January 22 at 7:00 PM.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Call-in numbers are below:<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><span style='color:#4D4D4D'>Phone: (605) 472-5481;<o:p></o:p></span></p><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><span style='color:#4D4D4D'>Access Code: 304571#</span><o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>We are pleased to have Ellen ringlein, from the NFB Independence Market as our speaker. Ellen will discuss the items and materials available from the Independence Market.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Please join us on this interesting and informative conference call.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Nancy Yeager<o:p></o:p></p><p class=MsoNormal>President,<o:p></o:p></p><p class=MsoNormal>NFBV Seniors Division<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal> (703)283-2524<o:p></o:p></p></div></body></html>