[Ohio-Talk] Meeting with the Congresswoman to day. 🚨CORONAVIRUS RECOVERY UPDATE

Suzanne Turner smturner.234 at gmail.com
Tue Mar 31 19:04:57 UTC 2020


From: "Harris, Camren" <Camren.Harris at mail.house.gov <mailto:Camren.Harris at mail.house.gov> >
Date: March 30, 2020 at 1:57:08 PM EDT
To: Undisclosed recipients:;
Subject: 🚨CORONAVIRUS RECOVERY UPDATE

 

All, 

 

Below is Congresswoman Fudge’s e-newsletter sent out today with updates on COVID-19. Please note that we will be having a 2nd telephone townhall meeting this Thursday April 2nd at 6pm. Dial in information for the call is listed below. Please let me know if you have any questions. 

 

Thanks! 

 

Camren J. Harris | Liaison & Field Representative 

Representative  Marcia L. Fudge (OH-11)

4834 Richmond Road, Suite 150

Warrensville Heights, Ohio 44128

Cell 216.630.0126|Fax 216.522.4908 

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Sign up for Rep. Fudge’s e-newsletter by clicking  <http://fudge.congressnewsletter.net/mail/util.cfm?mailaction=profile> here.

 

 

 

Subject: 🚨CORONAVIRUS RECOVERY UPDATE 

 

 

U.S. Congresswoman Marcia Fudge 

	

 


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CORONAVIRUS RECOVERY UPDATE

Our nation continues to face a grave threat from the coronavirus pandemic and the impact it is having on our economy.  With workers losing their jobs, small businesses forced to temporarily close, and health care workers facing supply shortages on the front lines, many in our community are justifiably concerned about their and their loved ones' health, financial security and livelihood. 

The House recently acted to bring much-needed relief to students, families, workers and small businesses during this unprecendented and uncertain time by passing the Coronavirus Aid, Relief, and Economic Security Act, or CARES Act. This is the third bill Congress has passed in response to the coronavirus crisis facing our country.  

The CARES Act addresses many of the challenges of the current situation, funds key priorities, and creates new programs to support workers and businesses through the current time of disruption.  While we are still waiting for details regarding how many of the programs will operate, I wanted to share information and resources with you because so many in Northeast Ohio are in desperate need of support.


FUNDING FOR HEALTH CARE WORKERS

The nurses, doctors, and health care workers fighting coronavirus on the front lines deserve our utmost gratitude for caring for our family, friends and neighbors.  We owe them more than a "Thank you" - we owe them our lives.  Our health care workers need resources to continue to treat patients and protect themselves. ​​​​​​​

The CARES Act includes a $200 billion investment in hospitals, health systems, and health research. This includes funding to address and prevent shortages in medical supplies, including personal protective equipment for health care workers, ventilators, and testing supplies, as well as resources for new construction to house patients. It also includes increases in Medicare payments to all hospitals and providers to get them the resources they need during this crisis and additional investments into COVID-19 research.

The bill also establishes and invests $150 billion in the Coronavirus Relief Fund, a program to give states and localities the resources they desperately need during this emergency. Ohio is expected to receive $4.5 billion in this funding for new and necessary expenses being incurred in the fight against COVID-19.


FUNDING FOR INDIVIDUALS

The CARES Act includes important provisions to support families and workers amid this crisis.  The bill creates two new programs to help get money into people's hands.  First, the bill creates Recovery Rebates, which are direct payment of $1,200 to each adult and $500 per child.  The bill also expands and extends unemployment insurance benefits.  People who are unemployed will get an extra $600 per week for up to four months, in addition to state unemployment benefits.  These provisions ensure working class families are eligible to receive as much as $3,400 for a family of four, which is especially important after jobless claims soared to 3.3 million last week.  Importantly, unemployment insurance was extended to freelancers, independent contractors, and gig workers, who have all also been impacted by this crisis. These increased payments will run until July 31, 2020.  Finally, the bill provides an additional $15.5 billion in funding for the Supplemental Nutrition Assistance Program (SNAP).

Recovery Rebates - Direct to individuals administered by the U.S. Department of the Treasury (for more information, please visit www.irs.gov/coronavirus <https://it.cwnls.com/?action=link&url=http://www.irs.gov/coronavirus&id=1711TESTA62E49D377CC81B78525853800694CFA00000000000000000000000000000000> ). 

*	Payment Amount  

*	This will provide a direct payment to people, including Social Security beneficiaries (retirement, disability, survivor) and Supplemental Security Income (SSI) recipients.
*	The amount of the rebate depends on family size. The payment is $1,200 for each adult individual ($2,400 for joint filers), and $500 per qualifying child under age 17.
*	This payment will be reduced by 5% for all income above $75,000 for individuals, $112,500 for heads of households, and $150,000 for joint filers.
*	It phases out completely at $99,000 for individuals and $198,000 for joint filers with no children.

*	Payment Delivery  

*	The payment will be based on your federal income tax return filed in 2019 or 2018. If you did not file your taxes in either of those years, your information will be taken from the Social Security Administration. Taxpayers must have Social Security Numbers for themselves and their qualifying children in order to receive rebates.
*	Rebates will be delivered automatically-by the IRS-to most Americans who file individual federal income tax returns.
*	For people who filed a federal income tax return in 2018 or 2019, payments will be sent using either electronic deposit or address information already on file with the IRS. The IRS will set up a way to get the payments to people without that information on file.

Pandemic Unemployment Insurance- Application process administered by the Ohio Department of Jobs and Family Services. 

*	Increased Benefit  

*	The Federal Pandemic Unemployment Compensation is a taxable $600 a week in addition to regular state unemployment benefits.
*	States would be allowed to provide an additional 13 weeks of benefits beyond current law.

*	 Expanded Eligibility  

*	People not normally eligible for unemployment insurance are now eligible under this expanded eligibility if their unemployment is due to COVID-19.
*	This specifically includes:  

*	Self-Employed workers
*	Independent contractors
*	"Gig economy" workers
*	People who were going to begin a new job or new contract which was canceled due to COVID-19

SNAP  

*	Eligibility Requirements 

*	​​​​​​​Identity- Individuals must show proof they are the person they claim to be. Applicants must provide proof of their identity.
*	Residence- the client must be living in Ohio.
*	Citizenship- household members can include either US citizens and/or certain aliens with verifiable USCIS documentation.
*	Enumeration- households must provide or apply for Social Security numbers for each member before certification.
*	​​​​​​​Work Registration- all able-bodied adults, with specific exceptions, must register for work and accept suitable employment

*	Benefits  

*	​​​​​​​The amount of SNAP a household receives depends on the number of people in the SNAP household and the amount of their net income.

*	How to Apply 

*	Ohio has three options for applying for food assistance.  For more information and to apply, visit: jfs.ohio.gov/ocomm/applyforbenefits.stm <https://it.cwnls.com/?action=link&url=http://jfs.ohio.gov/ocomm/applyforbenefits.stm&id=1711TESTA62E49D377CC81B78525853800694CFA00000000000000000000000000000000> .


FUNDING FOR BUSINESSES

I am also proud to say the package includes critical funding to help small businesses in Northeast Ohio pay their workers, cover expenses, and reopen once stay at home orders are lifted.   Specifically, the bill includes a $377 billion infusion of fast relief for small businesses and made rent, mortgage, and utility costs eligible for SBA loan forgiveness.  This bill creates several new programs designed to get assistance to small businesses and non-profits during this crisis.  These include the Paycheck Protection Program to help cover the cost of retaining employees, Emergency Economic Injury Grants to get smaller amounts of capital quickly, and the Small Business Debt Relief Program to help with payments on current or potential SBA loans.

Paycheck Protection Program 

*	The program will provide 100 percent federally guaranteed loans to employers who maintain their payroll during this emergency. If employers maintain their payroll, the loans would be forgiven for amounts expended for payroll over certain periods and certain other business expenses.
*	Small businesses and non-profits will be able to apply if they were in business as of February 15, 2020 and the program will remain open for applications until June 30, 2020. 
*	Loans under the Paycheck Protection Program may be made up to $10,000,000 amortized over 10 years depending on a particular business's circumstances.
*	These loans can be taken out from all current SBA 7(a) lenders.  Most local banks are currently SBA 7(a) lenders and many of the ones that are not are quickly joining the program.  Contact your banker to inquire into their process.   

Economic Injury Disaster Loans (EIDLs) & Emergency Economic Injury Grants 

*	EIDLs are lower interest loans of up to $2 million, with principal and interest deferment available for up to 4 years, that are available to pay for expenses that could have been met had the disaster not occurred, including payroll and other operating expenses. 
*	Emergency Economic Injury Grants provide an emergency advance of up to $10,000 within three days of applying for an EIDL to small businesses and private non-profits harmed by COVID-19.
*	Small business concerns, sole proprietorships, independent contractors, cooperatives and employee owned businesses, and private non-profits are eligible for EIDL.
*	To apply for an EIDL online, please visit https://disasterloan.sba.gov/ela/. Your SBA District Office is an important resource when applying for SBA assistance.
*	Taking an EIDL will not prevent you from participating in the 7(A) program. Once approved for the 7(A) program your EIDL will be rolled into the 7(A) program.

Small Business Debt Relief Program 

*	This program will provide immediate relief to small businesses with some SBA loans, in particular 7(a), 504, and microloans. Disaster loans are NOT eligible.


FUNDING FOR HOMEOWNERS AND RENTERS

The bill provides important protections for millions of people with federally backed mortgages or that receive federal subsidies.  The bill provides a 4-month moratorium on evictions to protect renters who are unable to pay their rent.  The moratorium applies to properties that receive federal subsidies or assistance, such as public housing, Section 8, USDA rental assistance, and Low Income Housing Tax Credits, as well as to properties that have a mortgage issued or guaranteed by a federal agency, including FHA and USDA, or Fannie Mae or Freddie Mac.

Additionally, for homeowners with federally backed loans, there will be a foreclosure moratorium for four months and mortgage forbearance for up to a year.  This includes a prohibition on fees and additional interest during the term of the forbearance.  Multifamily rental property owners with federally backed mortgages will also have access to forbearance for up to 90 days and would be required to comply with requirements to halt evictions and late fees for the duration of the forbearance.


FUNDING FOR STUDENTS

The CARES Act also includes more than $30 billion in emergency education funding and eliminated income tax on student loan repayment assistance by an employer.  To provide relief to student borrowers, the bill pauses payments and suspends debt collection on most federal student loans until September 30, 2020.


TELEPHONE TOWN HALL


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On Thursday, April 2, at 6:00 p.m., I will host my 2nd coronavirus telephone town hall to answer your questions related to COVID-19.  Rep. Barbara Lee (CA-13), Member, House Committee on Appropriations, as well as Gil Goldberg, Regional Director, Small Business Administration - Cleveland will be on the call.  We will also provide updates on the CARES Act, as well as the latest coronavirus developments and the resources available to you and your families.



Washington, DC Office
2344 Rayburn HOB
Washington, DC 20515
Phone: (202) 225-7032
Fax: (202) 225-1339

District Office
Cuyahoga County
4834 Richmond Road, Suite 150
Warrensville Heights, OH 44128
Phone: (216) 522-4900
Fax: (216) 522-4908

District Office
Summit County
1225 Lawton Street
Akron, OH 44320
Phone: (330) 835-4758
Fax: (330) 835-4863

 

	

 


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