[rehab] [Jobs] SSDI and SSI work incentives

[Dick Davis]

Hi Dave,

Justin is correct.  $1,950 is the amount you can earn on a monthly basis
without losing your SSDI benefits.  If you are interested in keeping your
SSDI, make sure you stay under it.  I believe the $750 to which you refer
is the amount of monthly earnings that count against your trial work
period, which is that 9 month period I mentioned earlier.  Sometimes
people think if they earn less than $1,950 a month, they are keeping their
trial work period, but it doesn't work that way.  That is why I recommend
that people earn as much as they want during that nine month period and
lower their earnings below $1,950 before the end of it.
Impairment-Related Work Expenses and Blind Work Expenses help reduce your
earnings so you can stay on SSDI or SSI.

Now someone might wonder, "what happens to me if I am earning under $1,950
and slip up one month and earn more?  What happens is that you lose your
SSDI for that month, not forever.  But please, everyone, read the Red
Book.  It is easy to understand, and it will tell you lots of other
things, such as how you can go to work, lose your SSDI or SSI, and still
keep Medicare or Medicaid.  A lot of people worry about losing their
medical coverage.  Or how a student under age 22 can work during the
summer and school year without it affecting their SSI.
https://www.ssa.gov/ssi/text-work-ussi.htm is the link that will lead you
to that information.  Now, why don't some of you bright people explore the
Red Book and share what you find with others on this list? I don't want to
have to do all the work!

Best wishes,
Dick Davis
	
-----Original Message-----
From: Jobs [mailto:jobs-bounces at nfbnet.org] On Behalf Of Dave via Jobs
Sent: Thursday, October 12, 2017 8:27 AM
To: Jobs for the Blind
Cc: Dave
Subject: Re: [Jobs] SSDI and SSI work incentives

Sorry for being so Dim Witted, but I have too many numbers that seem to
contradict one another.

This $1950 number, is that the Total amount I am allowed, per month, and
this includes the money from SSDI and from what ever job I may hold.


When I inquired about employment at SS, they told me I could make up to
around $750 from a job before SS would start cutting my SSDI payment.
If I worked the job for 9 months, the SSDI would go away leaving me with
just what I was making at the job.

I have been hoping to see this $750 limit get raised, as finding a job
working only two days a week, in order to stay under the $750 limit is as
hard as finding a job paying me $22 or more an hour.

I just want to be legal, and not put myself in even worse shape
financially.

I am grateful for SSDI, as it has kept my wife and I from landing on the
Street.  And I mean this literally!

With that being said, I just want to be sure I understand the rules so I
don't jeopardise what little I do have coming in.

Thanks for any clarification,

Dave







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