[blindkid] SSI question

melissa R green graduate56 at juno.com
Tue Jun 25 03:31:14 UTC 2013

SSI would be based on the parents income.
I know lots of families that used SSsi.
In fact I was an SSI. recipient.
When I was 18 I was able to become an independent person.
that meant I recieved my own SSI.  It wasn't tied to my parents income.
there are some advantages and disadvantages to SSI.
The biggest disadvantage is that if you are working SSI takes 2 dollars per 
dollar you make out of your check.
For example, I worked for a camp and I got payed 257.00 per week.  So I had 
to send my pay stubs in and they took money out of my check for a few 
Another thing is that you only get a certain amount each month.
That is based on the state and what they pay into SSI.
I am glad that I had it because of my family situation.
But it can be an anoyance.
Aditionally, It can help and yet it can also hender.
I won't go into those families that keep their children as dependent soe 
they can get the SSI.
I have helped many youth get their own SSI payments.
I think that its a personal decision.
I would continue to ask questions and and research  the SSI program,  and 
include your son in the decision making.
Good luck.
I hope I was some help.
Keep us posted.
Melissa Green and PJ
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Linkedin www.linkedin.com/in/melissagreen5674
skype: lissa5674
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----- Original Message ----- 
From: "Arielle Silverman" <arielle71 at gmail.com>
To: "Blind Kid Mailing List,(for parents of blind children)" 
<blindkid at nfbnet.org>
Sent: Monday, June 24, 2013 7:47 PM
Subject: Re: [blindkid] SSI question

Hi Cynthia and all,

I have never received SSI or SSDI. It seems like most blind youth do,
but in fact I believe only about one in six blind adults is a social
security beneficiary. I don't know what the numbers are for youth who
are in high school or college.
In my own case I always considered SSI to be a backup option if I
couldn't pay my living expenses, but I never ended up needing to fall
back on it. I received a generous college scholarship that included
living stipend, and after I graduated from college I enrolled in a
Ph.D. program which includes a funded stipend. Before getting the
scholarship, I did have tentative plans to work part-time in my
university's disability office or doing other clerical part-time work
if I needed help paying my living expenses during college. I did have
a one-year gap period, between the termination of my scholarship and
starting grad school, when I had no income due to still being in
college and then attending Louisiana Center for the Blind. During that
gap year I utilized some financial support from my family, who also
supported my sighted sister during most of her college years before
she got a part-time job. I recognize that not all families are able to
offer this financial safety net.
The problem with SSI is that I have heard that it can limit a person's
earning potential and saving potential quite a bit. I don't see any
reason to get it for a teenager, unless maybe he has blindness-related
medical expenses and SSI could help pay what your health insurance
won't. Otherwise I would suggest waiting until college. During
college, the deciding factor I think is whether Jack is able to find a
job or whether there is financial support from family, scholarships or
loans that can help with his living expenses. It is true that blind
people often have trouble finding entry-level or part-time work before
obtaining a college degree. Jack is definitely employable but might
experience some delay in finding his first job, due to inaccessibility
in many entry-level jobs. If he is having trouble finding summer or
part-time work and there aren't other funds available to help with
living expenses, then a *temporary* course of SSI might help until he
is financially self-supporting. But I wouldn't advise getting it just
to have some extra money around, because from what I understand, SSI
beneficiaries are not allowed to save very much without losing
eligibility. If Jack has any kind of income stream, like from a
scholarship or job, it is probably best for him to stay free from the
social security system so that he can start to build up savings or
maybe even investments.
I hope this is helpful. If there are any good reasons for collecting
SSI as a teen that I have missed, or if I misrepresented any facts
regarding social security rules, please correct me.


On 6/24/13, Cynthia Davis <cdfiets at gmail.com> wrote:
> Can anyone provide insights as to why I should/should not consider signing
> our partially sighted teen up for SSI?  We expect him to be fully
> employable, thanks to what he learns from his incredible TVI's and 
> generous
> NFB mentors.
> Many thanks,
> Cynthia
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