[nabs-l] financial aid

Wed Jul 25 22:40:09 UTC 2012

Josh,
I agree. All I'll say is I know Christians, Muslims and jews who use credit 
cards, mortgages, and student loans.
You don't  have to acrue mass debt to use them. Perhaps you all need a 
lesson in how loans work! I am no expert, but I do know if you pay off your 
mortgage and credit cards, you have a good credit score and do not get in 
debt. Those
people who get in mass debt overspend and only pay the minimum amount of 
credit each month. If you pay off
your credit card balance every month, you are fine. No debt!
A debit card is used to electronically take out money from an account 
immediately. A credit card can be sort of like a debit card if you pay it 
off. That is what my  brother does and its fine. What I mean is if you spend 
50 dollars a month, instead of paying the minimum of say 15 dollars, you 
write the credit card company a check for  $50.

So then no debt.

Joshua lester, I think you
will change your mind soon. Do you realize that to get an apartment or 
house, you need a good credit rating. You cannot get credit history without 
a credit card. There are three credit bureaus who check credit history. 
When you get out on your own, you will find it difficult to find rent or 
housing or other big services without a credit history; your parents will 
have to co sign for you or another person with good credit history will 
cosign.

Religion has nothing to do with loans or credit!
Okay, how you spend your money may be a religious decission,  like I donate 
to religious charities, but religion does not impact loan decissions.

People need a finance lesson and I don't think schools teach this enough.
I think they should so people don't have ideas like this.
I hope this helps.

Ashley

Now, back to student loans. I am wondering just how they work. What is the 
interest rate on them?

-----Original Message----- 
From: josh gregory
Sent: Wednesday, July 25, 2012 6:03 PM
To: National Association of Blind Students mailing list
Subject: Re: [nabs-l] financial aid

Oh come on!!! Religion doesn't have a thing to do with it! That
doesn't mean loans are bad!! Write me offlist.

On 7/25/12, Beth <thebluesisloose at gmail.com> wrote:
> Well, ... ok, someone made a point that we owe a trillion dollars
> in student loan debt, including the federal government loans.
> Some religions, such as Islam, prohibit interesft, which loans
> accrue.  I know a blind Muslim student or two going to college
> who can't do loans, so he has to rely heavily on Rehab to pay for
> it.  The only reason I think Rehab's paying for it is because
> he's on SSI, holds a Gree Card, is not a citizen of the U.S., and
> is/was until recently on refugee status in Somalia.
> Thanks.
> Beth
>
>  ----- Original Message -----
> From: josh gregory <joshkart12 at gmail.com
> To: National Association of Blind Students mailing list
> <nabs-l at nfbnet.org
> Date sent: Wed, 25 Jul 2012 17:31:56 -0400
> Subject: Re: [nabs-l] financial aid
>
> Uh, Beth, what does that have to do with absolutely anything?
>
> On 7/25/12, Beth <thebluesisloose at gmail.com> wrote:
>  This message regards financial aid.  Wasif, you said FAFSA won't
>  pay if my GPA is below    2.0.  Well, I have SSI and can't pay
>  for school even with loans.  Loans aren't worth crap, and
>  government loans aren't worth crap either.  I say this because
>  some students, even Muslim students, can't pay the loans back
>  because interesft is considered Riba, or evil.  You can't borrow
>  money from banks due to religious reasons, and that's the truth
>  for some people.
>  Beth
>
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