[nabs-l] Question for you all

Desiree Oudinot turtlepower17 at gmail.com
Sun Oct 14 23:23:32 UTC 2012


Hi,
If his mom co-signed the account, there's no legal action he could
take. If he got the account before he turned 18, he would have had to
have a parent sign for it, so the only real solution in that
predicament would be to close the current account and open a new one.
The problem with that suggestion is that I believe you would have to
obtain the other person's permission to close the account as well.
Both people would have to sign to close the account. I know that's how
it works with joint bank accounts for couples. My sister had to go
through that with her ex, so I imagine it really wouldn't be any
different if it's a parent and child who have a shared account. Of
course, opening a second account with a different bank could be an
option.

On 10/14/12, David <davidb521 at gmail.com> wrote:
> Hello. First of all, this sounds illegal. I assume that you are over 18, in
> which case, only you should have access to your bank account, unless you
> consented to granting her access. If I were in your situation, I would
> certainly look in to filing some sort of legal action against her for her
> unacceptable breach of privacy. Your personal financial situation is of
> course none of my business, but the fact is, she cannot legally dictate to
> you how you spend your personal money, however responsibly or irresponsibly.
> The only leverage she has is ultimately determined by you, and I know that
> that is a harsh statement. I wish you the best of luck.
> David Bouchard
>
> Sent from my iPhone
>
> On Oct 14, 2012, at 6:19 PM, Jedi Moerke <loneblindjedi at samobile.net>
> wrote:
>
>> You may want to see about a budgeting class. The class cannot only help
>> you with your current issue, but it can also prepare you for the day when
>> you do move out. I'm not sure what I would do if my mother put me in that
>> situation. Good luck with that one.
>>
>> Sent from my iPhone
>>
>> On Oct 13, 2012, at 1:24 PM, "Koby Cox" <kobycox at gmail.com> wrote:
>>
>>> Hello all,
>>> This past week my mom went on-line and looked at my bank account and saw
>>> that I was overdrawen. A doctors office takes out $110 every month to
>>> cover a procedure that I had done the amount that they take out Is what
>>> I'm responseible for paying because insurance didn't cover the rest of
>>> it. I'm fine with that however, My mom said that she was going to take
>>> my bank card away from me until next month and then we'll see If I get
>>> It back. She also informed me that I can't spend more than $100 unless I
>>> talk to her first. She said that If I don't like her rules then I can
>>> pack my stuff and get out. What do you all think about all of this?
>>> Right back soon,
>>> Koby.
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