[nfb-talk] question regarding mortgage loan

ckrugman at sbcglobal.net ckrugman at sbcglobal.net
Wed Aug 7 19:38:47 UTC 2013

it sounds like they may be attempting to verify and consider the income from 
your SSDI. Many laws regarding lending are state specific and not knowing 
where you are located I can't give you more definitive information. It seems 
a bit strange that they are asking for verification from a doctor rather 
than your actual income. I've never heard of it being done that way before 
and I work in the legal field.
Chuck Krugman, MSW Paralegal
1237 P Street
Fresno ca 93721
----- Original Message ----- 
From: "Sherry Gomes" <sherriola at gmail.com>
To: "NFB talk list" <nfb-talk at nfbnet.org>
Sent: Wednesday, August 07, 2013 11:44 AM
Subject: [nfb-talk] question regarding mortgage loan

> hi all,
> I'm in the process of trying to buy my own very first owned home. I'm 55,
> and I've rented all my adult life. The person who has been working with me
> on getting my loan processed emailed me today to say that the loan
> underwriter wants a document from a doctor verifying that I will still 
> have
> my disabilities for the next three years. I work--am self-employed--and I
> get some SSDI. this requirement does not seem fair to me. after all, they
> can't ask a person without a disability to get their employer to verify 
> that
> they will be employed for the next three years. and in my case, they 
> aren't
> even asking me to get the company for which I contract to verify I'll 
> still
> have my contract in three years. Are they allowed to ask for such
> verification? When I keep questioning this, they tell me they can'[t 
> refuse
> the loan on the basis of my disabilities, but that they can ask for this
> verification from my doctor. It doesn't seem right.
> Sherry
> So hold this moment fast,
> And live and love as hard as you know how,
> And make this moment last,
> Because the best of times is now.
> --La cage aux Folles
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