[nfb-talk] question regarding mortgage loan

Wed Aug 7 22:03:03 UTC 2013

good job, Sherry.
Chuck
----- Original Message ----- 
From: "Sherry Gomes" <sherriola at gmail.com>
To: "'NFB Talk Mailing List'" <nfb-talk at nfbnet.org>
Sent: Wednesday, August 07, 2013 2:07 PM
Subject: Re: [nfb-talk] question regarding mortgage loan


>I don't mind giving them the income verification. and I've done that. It 
>was
> getting a letter from a doctor that I will still be disabled in three 
> years
> that I questioned. They've backed down on that and are now accepting the
> SSDI letter as enough. I found a HUD article that talked about a suit
> against bank of America for asking for just such a thing, doctor's
> verification that the person would still be disabled in three years. I 
> sent
> that to the person I'm working with and then the underwriter said the SSDI
> letter would suffice.
>
>
>
> -----Original Message-----
> From: nfb-talk [mailto:nfb-talk-bounces at nfbnet.org] On Behalf Of robert
> stigile
> Sent: Wednesday, August 07, 2013 3:04 PM
> To: NFB Talk Mailing List
> Subject: Re: [nfb-talk] question regarding mortgage loan
>
> Hello,
> I thought when I read it earlier, she was receiving ssi, I
> receive ssdi as my wife does too.
> They had to receive letters from Social Security as did they from
> my employer, to verify income, if you were working full time,
> they would verify that income from your employer.
> It is standard procedure.
> They want to make sure you will have the funds to pay back the
> loan, and that you will be steady in your finances.
>
>
> Robert Stigile
> phone: 818-381-9568
> e-mail: rstigile at gmail.com
> Skype: robertstigile1
> Twitter: rstigile
>
> ----- Original Message -----
> From: "Sean Paul" <newsandtraffic at aol.com
> To: "NFB Talk Mailing List" <nfb-talk at nfbnet.org
> Date sent: Wed, 7 Aug 2013 16:12:49 -0400
> Subject: Re: [nfb-talk] question regarding mortgage loan
>
> She is not recieving SSI, she is recieving SSDI which is a
> totally different
> animal here.  I'm still waiting to hear back from those I reached
> out too on
> this matter.  Hopefully it'll be before they leave their offices
> today.
> ----- Original Message -----
> From: "robert stigile" <rstigile at gmail.com
> To: "NFB Talk Mailing List" <nfb-talk at nfbnet.org
> Sent: Wednesday, August 07, 2013 16:09
> Subject: Re: [nfb-talk] question regarding mortgage loan
>
>
> Hello,
> Actually they can ask your employer if you will be there in
> three years,
> and they did
> when I bought my house.
> I also had to get a form from Social security, but the only form
> you are
> going to get, which should suffice, is the awards letter which
> states you
> are receiving ssi.
> Hope this helps,
>
> Robert Stigile
> phone: 818-381-9568
> e-mail: rstigile at gmail.com
> Skype: robertstigile1
> Twitter: rstigile
>
> ----- Original Message -----
> From: "Sherry Gomes" <sherriola at gmail.com
> To: "NFB talk list" <nfb-talk at nfbnet.org
> Date sent: Wed, 7 Aug 2013 12:44:11 -0600
> Subject: [nfb-talk] question regarding mortgage loan
>
> hi all,
>
> I'm in the process of trying to buy my own very first owned
> home.  I'm 55,
> and I've rented all my adult life.  The person who has been
> working with
> me
> on getting my loan processed emailed me today to say that the
> loan
> underwriter wants a document from a doctor verifying that I will
> still
> have
> my disabilities for the next three years.  I work--am
> self-employed--and I
> get some SSDI.  this requirement does not seem fair to me.
> after all,
> they
> can't ask a person without a disability to get their employer to
> verify
> that
> they will be employed for the next three years.  and in my case,
> they
> aren't
> even asking me to get the company for which I contract to verify
> I'll
> still
> have my contract in three years.  Are they allowed to ask for
> such
> verification? When I keep questioning this, they tell me they
> can'[t
> refuse
> the loan on the basis of my disabilities, but that they can ask
> for this
> verification from my doctor.  It doesn't seem right.
>
> Sherry
>
>
>
> So hold this moment fast,
> And live and love as hard as you know how,
> And make this moment last,
> Because the best of times is now.
> --La cage aux Folles
>
>
>
>
> _______________________________________________
> nfb-talk mailing list
> nfb-talk at nfbnet.org
> http://nfbnet.org/mailman/listinfo/nfb-talk_nfbnet.org
> To unsubscribe, change your list options or get your account
> info for
> nfb-talk:
>
> http://nfbnet.org/mailman/options/nfb-talk_nfbnet.org/rstigile%40
> gmail.com
>
> _______________________________________________
> nfb-talk mailing list
> nfb-talk at nfbnet.org
> http://nfbnet.org/mailman/listinfo/nfb-talk_nfbnet.org
> To unsubscribe, change your list options or get your account
> info for
> nfb-talk:
>
> http://nfbnet.org/mailman/options/nfb-talk_nfbnet.org/newsandtraf
> fic%40aol.com
>
>
>
> _______________________________________________
> nfb-talk mailing list
> nfb-talk at nfbnet.org
> http://nfbnet.org/mailman/listinfo/nfb-talk_nfbnet.org
> To unsubscribe, change your list options or get your account info
> for nfb-talk:
> http://nfbnet.org/mailman/options/nfb-talk_nfbnet.org/rstigile%40
> gmail.com
>
> _______________________________________________
> nfb-talk mailing list
> nfb-talk at nfbnet.org
> http://nfbnet.org/mailman/listinfo/nfb-talk_nfbnet.org
> To unsubscribe, change your list options or get your account info for
> nfb-talk:
> http://nfbnet.org/mailman/options/nfb-talk_nfbnet.org/sherriola%40gmail.com
>
>
> _______________________________________________
> nfb-talk mailing list
> nfb-talk at nfbnet.org
> http://nfbnet.org/mailman/listinfo/nfb-talk_nfbnet.org
> To unsubscribe, change your list options or get your account info for 
> nfb-talk:
> http://nfbnet.org/mailman/options/nfb-talk_nfbnet.org/ckrugman%40sbcglobal.net